Last Updated on Mar 26, 2025 by Harshit Singh
Managing urgent cash needs can be stressful, especially when traditional loans come with lengthy paperwork and long wait times. To make borrowing easier and faster, we’re excited to introduce ‘Personal Loans’ on Tickertape – your hassle-free solution to quick financing.
With instant approval and disbursal within 45 minutes, you can access the funds you need without paperwork. Whether it’s a medical emergency, a down payment, home renovation, sudden travel, or paying off high-interest debts, a personal loan empowers you to manage your expenses with confidence.
Table of Contents
What is a Personal Loan?
A personal loan is a collateral-free loan that provides quick access to funds for any purpose. Currently, you can borrow amounts ranging from ₹50,000 to ₹5,00,000 based on eligibility.
Your approved loan amount depends on factors like your credit score, credit history, debt-to-income ratio, employment status, and overall financial stability.
Key Features of Personal Loans
- 100% Digital Application – Apply from the comfort of your home with zero paperwork.
- Customisable Loan Amount – Borrow only what you need, instead of the maximum you qualify for. For example, if you’re eligible for ₹3 lakh but need only ₹1 lakh, you can adjust the amount and borrow accordingly—saving on interest costs.
- Flexible EMI Plans – Choose a tenure that suits your repayment capacity—opt for a shorter term with higher EMIs or a longer term with lower EMIs.
- Loan Insurance – For added security, you can opt for loan insurance to cover EMIs in case of unforeseen circumstances.
- Auto EMI Repayments – Your EMI, including interest and principal, is automatically deducted from your bank account every month. Keeping a sufficient balance helps avoid late payment fees and protects your credit score.
Why Choose a Personal Loan on Tickertape?
5-Minute Application – The quick and simple process ensures fast approvals. If you’re a Smallcase investor, some details will be pre-filled, making it even faster.
No Foreclosure Charges – Want to repay early? No problem! You can prepay your loan anytime without penalties.
Quick Disbursal – Once approved, the funds will be credited to your bank account within 45 minutes, helping you meet financial needs instantly.
Who Can Benefit from a Personal Loan?
Personal loans are ideal for both self-employed individuals and salaried employees with a steady income and decent credit history. You can use the loan for:
- Business expenses
- Medical emergencies
- Home renovation
- Loan repayment
- Unexpected expenses
How to Apply in Just 5 Minutes
We are rolling out loan offers gradually to provide the best experience. Once you’re eligible, you’ll receive a notification in the ‘Credit’ tab on the Tickertape app.
Here’s how to apply:
Pick Your EMI Plan – Select a repayment schedule that fits your budget.
Instant KYC Verification – Complete verification using your Aadhaar and a selfie.
Link Your Bank Account – For seamless disbursal and EMI payments.
Sign Documents Digitally – Review and sign loan documents online.
And that’s it! Your funds will be credited within 45 minutes.
Ready to Get Started?
Keep an eye on your ‘Credit’ tab in the Tickertape app for loan offers and take control of your finances today!
As an investment fanatic, I’ve dabbled in early-stage startups, mutual funds, gold, stocks, smallcases, and real estate to identify which assets generate the highest ROI. At Tickertape, I’m dedicated to presenting my learning and providing insightful suggestions to help my readers make sound investment decision.
- Best Multi Cap Funds in India (2025): Top Equity SIPs - Apr 15, 2025
- Top Performing Mid Cap Funds in India (2025) - Apr 15, 2025
- List of Top Gainer Shares in Nifty 500 Listed on NSE (2025) - Apr 15, 2025
