Poonawalla Fincorp Ltd
POONAWALLAPoonawalla Fincorp Ltd
POONAWALLAPrice Chart
Scorecard
Performance
AvgPrice return has been average, nothing exciting
Valuation
HighSeems to be overvalued vs the market average
Growth
AvgFinancials growth has been moderate for a few years
Profitability
AvgAverage profitability - not good, not bad
Entry point
AvgThe stock is overpriced but is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
24.46 | 5.51 | 0.41% |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
20.54 | 2.79 | 0.84% |
Forecast & Ratings
Detailed Forecastfrom 6 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Poonawalla Fincorp Limited is a Cyrus Poonawalla group promoted non-deposit taking systemically important non-banking finance company (ND-SI-NBFC), registered with the Reserve Bank of India (RBI). The Company started operations nearly three decades back and is listed on the BSE Limited (BSE) and the National Stock Exchange of India Limited (NSE). Consequent to the capital raise of ₹ 3,456 crore in May-2021, the Company is now part of the Cyrus Poonawalla Group with majority stake owned by Rising Sun Holdings Private Limited, a company owned and controlled by Mr. Adar Poonawalla.The Company’s financial services offerings include pre-owned car finance, personal loans,loan to professionals, business loans, loan against property, supply chain finance, machinery loans, medical equipment loans and consumer loans.
Investor Presentation
View olderPeers
Compare with peersBajaj Finance Ltd
Jio Financial Services Ltd
Cholamandalam Investment and Finance Company Ltd
Shriram Finance Ltd
Muthoot Finance Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
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Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
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Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2015 | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 2,559.63 | 2,683.79 | 2,567.62 | 2,329.74 | 2,495.37 | 2,562.87 | 2,357.96 | 1,649.76 | 2,361.89 | 3,673.65 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 1,574.28 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
Employee Cost | 361.82 | 317.22 | 293.32 | 368.03 | 436.64 | 447.91 | 381.53 | 409.86 | 514.80 | |||||||||||
Selling & Administrative Expenses | 430.92 | 433.79 | 402.05 | 140.72 | 158.35 | 152.07 | 90.52 | 123.95 | 218.06 | |||||||||||
Operating & Other expenses | 1,508.84 | 1,587.48 | 1,776.95 | 1,480.92 | 1,407.55 | 1,806.32 | 2,578.43 | 598.55 | 701.40 | |||||||||||
EBITDA | 258.05 | 345.30 | 95.30 | 340.07 | 492.83 | 156.57 | -692.52 | 517.40 | 927.63 | 2,099.37 | ||||||||||
Depreciation/Amortization | 34.57 | 39.48 | 48.50 | 49.22 | 50.46 | 74.79 | 56.25 | 49.49 | 61.41 | 64.73 | ||||||||||
PBIT | 223.48 | 305.82 | 46.80 | 290.85 | 442.37 | 81.78 | -748.77 | 467.91 | 866.22 | 2,034.64 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 223.48 | 305.82 | 46.80 | 290.85 | 442.37 | 81.78 | -748.77 | 467.91 | 866.22 | 2,034.64 | ||||||||||
Taxes & Other Items | 42.82 | 94.44 | 26.34 | 53.96 | 138.35 | 54.73 | -189.81 | 92.78 | 182.25 | 485.22 | ||||||||||
Net Income | 180.66 | 211.38 | 20.46 | 236.89 | 304.02 | 27.05 | -558.96 | 375.13 | 683.97 | 1,549.42 | ||||||||||
EPS | 9.49 | 9.89 | 0.86 | 10.00 | 12.01 | 1.00 | -20.74 | 7.25 | 8.92 | 20.18 | ||||||||||
DPS | 0.80 | 0.80 | 0.80 | 0.80 | 0.80 | 0.00 | 0.00 | 0.40 | 2.00 | 2.00 | ||||||||||
Payout ratio | 0.08 | 0.08 | 0.93 | 0.08 | 0.07 | 0.00 | 0.00 | 0.06 | 0.22 | 0.10 |
Company Updates
Annual report
PDFAnnual report
PDFAnnual report
PDFInvestor Presentation
Peers & Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
Poonawalla Fincorp Ltd | 55.40 | 5.51 | 0.41% |
Bajaj Finance Ltd | 37.39 | 7.91 | 0.42% |
Jio Financial Services Ltd | 7,356.59 | 2.01 | — |
Cholamandalam Investment and Finance Company Ltd | 35.62 | 6.62 | 0.17% |
Price Comparison
Compare POONAWALLA with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding Poonawalla Fincorp Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
Quant Mid Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.6721% | Percentage of the fund’s portfolio invested in the stock 4.34% | Change in the portfolio weight of the stock over the last 3 months -1.19% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 15/48 (-1) |
Quant Active Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.5121% | Percentage of the fund’s portfolio invested in the stock 2.22% | Change in the portfolio weight of the stock over the last 3 months 0.17% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 49/88 (0) |
PGIM India MIDCAP OPPORTUNITIES FUND- DIR PL-GROWTH Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.4341% | Percentage of the fund’s portfolio invested in the stock 1.66% | Change in the portfolio weight of the stock over the last 3 months -0.48% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 50/84 (-5) |
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Events
Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateJan 31, 2024
Dividend/Share
₹2.00
Ex DateEx Date
Jan 31, 2024
Cash Dividend
Ex DateEx DateJul 18, 2023
Dividend/Share
₹2.00
Ex DateEx Date
Jul 18, 2023
Cash Dividend
Ex DateEx DateJul 21, 2022
Dividend/Share
₹0.40
Ex DateEx Date
Jul 21, 2022
Cash Dividend
Ex DateEx DateJul 24, 2019
Dividend/Share
₹0.80
Ex DateEx Date
Jul 24, 2019
Cash Dividend
Ex DateEx DateJul 25, 2018
Dividend/Share
₹0.80
Ex DateEx Date
Jul 25, 2018
News & Opinions
SEBI Penalises Individual For Violating Insider Trading Rules
3 months ago•Bloomberg Quint
Sebi revokes securities market ban on 6 entities in Poonawalla Fincorp case
9 months ago•Business Standard
Four entities settle insider trading case in Poonawalla Fincorp with Sebi
11 months ago•Business Standard
Poonawalla Fincorp To Sell Housing Finance Unit To TPG
1 year ago•Bloomberg Quint
Poonawalla Fincorp reinstates Abhay Bhutada as MD
2 years ago•Business Today
KPMG drops partner named in Magma insider trading case
2 years ago•Economic Times
Fincorp MD exit won’t affect business: Adar Poonawalla
2 years ago•Financial Express
Lower than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 0.27%, vs industry avg of 14.81%
Decreasing Market Share
Over the last 5 years, market share decreased from 2.59% to 1.43%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 23.62%, vs industry avg of 22.78%