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Bajaj Finance Ltd

BAJFINANCE

Bajaj Finance Ltd

BAJFINANCE
FinancialsConsumer Finance
LargecapWith a market cap of ₹5,16,507 cr, stock is ranked 9
Low RiskStock is 1.90x as volatile as Nifty
8,335.800.06% (-4.65)
8,335.800.06% (-4.65)

Price Chart

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1W
1M
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FinancialsConsumer Finance
LargecapWith a market cap of ₹5,16,507 cr, stock is ranked 9
Low RiskStock is 1.90x as volatile as Nifty

How to use scorecard? Learn more

FinancialsConsumer Finance
LargecapWith a market cap of ₹5,16,507 cr, stock is ranked 9
Low RiskStock is 1.90x as volatile as Nifty

Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
32.326.730.43%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.392.281.05%

Forecast & Ratings

Detailed Forecast 
80%
Analysts have suggested that investors can buy this stock

from 30 analysts

Price

Price Upside

Earnings

Earnings Growth

Revenue

Rev. Growth

See Detailed Forecast

Company Profile

Bajaj Finance Limited is a non-banking finance company (NBFC). The Company is engaged in lending and allied activities.

Investor Presentation

View older 

Jan 29, 2025

PDF
View Older Presentations
PE Ratio
86.14
1Y Return
38.83%
Buy Reco %
0.00
PE Ratio
35.62
1Y Return
32.25%
Buy Reco %
75.00
PE Ratio
16.29
1Y Return
28.63%
Buy Reco %
96.97
PE Ratio
54.60
1Y Return
31.21%
Buy Reco %
40.00
PE Ratio
20.28
1Y Return
55.86%
Buy Reco %
75.00
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Forecasts

Price

Revenue

Earnings

Income

Balance Sheet

Cash Flow

Income Statement

Industry refers to the sub-sector this company belongs to.

Higher than Industry Revenue Growth

A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 24.34%, vs industry avg of 15.17%

Increasing Market Share

Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 14.77% to 23.38%

Higher than Industry Net Income

Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 29.32%, vs industry avg of 20.9%

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Financial YearFY 2016FY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024TTM
Total Revenue7,333.569,992.1912,756.8418,500.1826,385.6426,683.0531,648.0541,419.9354,990.1566,200.02
Raw Materialssubtract43,840.75
Power & Fuel Costsubtract
Employee Costsubtract629.63931.671,433.621,938.532,547.962,498.673,592.445,100.196,396.01
Selling & Administrative Expensessubtract682.05789.811,409.201,732.952,263.802,010.423,120.464,032.444,589.77
Operating & Other expensessubtract4,000.865,382.135,968.518,505.3913,957.1315,856.4315,046.8016,274.0624,011.48
Depreciation/Amortizationsubtract56.3471.17102.07144.15294.63325.27384.57485.38683.32821.94
Interest & Other Itemssubtract
Taxes & Other Itemssubtract686.05981.031,347.072,184.172,058.371,572.442,475.554,020.174,858.405,554.55
EPS24.7033.9344.5069.3689.4673.57116.67190.57236.43258.62
DPS2.503.604.006.0010.0010.0020.0030.0036.0036.00
Payout ratio0.100.110.090.090.110.140.170.160.150.14

Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2022

Annual report

PDF

Investor Presentation

Apr 26PDF
Oct 26PDF
FY 2023

Annual report

PDF

Investor Presentation

Apr 26PDF
Jan 27PDF
Oct 20PDF
Jul 27PDF
FY 2024

Annual report

PDF

Investor Presentation

Jul 26PDF
FY 2025

Annual Report Pending

Investor Presentation

Jan 29PDF
Dec 10PDF
Oct 22PDF
 

Peers & Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Bajaj Finance Ltd35.746.730.43%
Jio Financial Services Ltd86.140.99
Cholamandalam Investment and Finance Company Ltd35.626.220.14%
Shriram Finance Ltd16.292.421.41%

Price Comparison

Compare BAJFINANCE with any stock or ETF
Compare BAJFINANCE with any stock or ETF
BAJFINANCE
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Shareholdings

Promoter Holdings Trend

Total Promoter Holding

Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding

Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

Institutional Holdings Trend

Total Retail Holding

Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding

Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding54.70%9.52%5.65%20.79%9.34%

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Shareholding History

NovDec '23MarJunSepDec '2421.30%20.92%20.56%21.09%20.81%20.79%

Mutual Funds Holding Trend

Mutual Fund Holding

Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 5 Mutual Funds holding Bajaj Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.4635%3.37%0.55%7/106 (+6)
0.3468%5.44%1.47%3/33 (+10)
0.3072%6.32%1.90%36/67 (+1)

Compare 3-month MF holding change on Screener

Insider Trades & Bulk Deals

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smallcases

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have Bajaj Finance Ltd

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House of Bajaj

House of Bajaj

Created by Windmill Capital

BAJFINANCE's Wtg.
22.00%
CAGR
6.49%

Events

Dividend Trend

No Dividend Cuts

Dividends are the portion of earnings that a company distributes to all its shareholders every year

BAJFINANCE has increased or maintained dividend levels over the last 5 years

Dividend Yield

Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.43%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹4.31 every year

Dividends

Corp. Actions

Announcements

Legal Orders

Upcoming Dividends

No upcoming dividends are available

Past Dividends

Cash Dividend

Ex DateEx DateJun 21, 2024

Final
Final | Div/Share: ₹36.00

Dividend/Share

36.00

Ex DateEx Date

Jun 21, 2024

Cash Dividend

Ex DateEx DateJun 30, 2023

Final
Final | Div/Share: ₹30.00

Dividend/Share

30.00

Ex DateEx Date

Jun 30, 2023

Cash Dividend

Ex DateEx DateJun 30, 2022

Final
Final | Div/Share: ₹20.00

Dividend/Share

20.00

Ex DateEx Date

Jun 30, 2022

Cash Dividend

Ex DateEx DateJul 8, 2021

Final
Final | Div/Share: ₹10.00

Dividend/Share

10.00

Ex DateEx Date

Jul 8, 2021

Cash Dividend

Ex DateEx DateMar 3, 2020

Interim
Interim | Div/Share: ₹10.00

Dividend/Share

10.00

Ex DateEx Date

Mar 3, 2020

News & Opinions
Corporate
Bajaj Finance allots NCDs aggregating Rs 776.52 cr

Bajaj Finance has allotted 7,814 non convertible debentures at face value of Rs 10 lakh each aggregating to Rs 776.52 crore on private placement basis on 03 March 2025. Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Bajaj Finance allots 8.82 lakh equity shares under ESOP

Bajaj Finance has allotted 8,82,182 equity shares to the Trustees of BFL Employee Welfare Trust under ESOP on 05 February 2025. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Bajaj Finance allots NCDs aggregating Rs 500 cr

Bajaj Finance has allotted 5,000 NCDs, at face value of Rs. 10 Lakh each aggregating to Rs. 532.55 crore on private placement basis on 04 February 2025. Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Bajaj Finance Ltd spurts 2.46%, up for third straight session

Bajaj Finance Ltd rose for a third straight session today. The stock is quoting at Rs 7950.35, up 2.46% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.42% on the day, quoting at 23261.2. The Sensex is at 76748.82, up 0.28%. Bajaj Finance Ltd has added around 16.52% in last one month. Meanwhile, Nifty Financial Services index of which Bajaj Finance Ltd is a constituent, has added around 1.65% in last one month and is currently quoting at 23044.95, up 0.34% on the day. The volume in the stock stood at 45.88 lakh shares today, compared to the daily average of 10.93 lakh shares in last one month. The benchmark January futures contract for the stock is quoting at Rs 7927.9, up 2.47% on the day. Bajaj Finance Ltd is up 15.85% in last one year as compared to a 7.07% gain in NIFTY and a 12.81% gain in the Nifty Financial Services index.The PE of the stock is 35.29 based on TTM earnings ending September 24.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Bajaj Finance edge higher as PAT jumps 17% YoY to Rs 4,247 crore in Q3 FY25

The consolidated results of Bajaj Finance include the results of its wholly owned subsidiaries, Bajaj Housing Finance (BHFL), Bajaj Financial Securities (BFinsec), and its associate company, Snapwork Technologies. Operating expenses rose 23% to Rs 3,868 crore in Q3 FY25 as compared with Rs 3,156 crore posted in the corresponding quarter last year. Net interest income jumped 23% to Rs 9,382 crore for Q3 FY25 from Rs 7,655 crore in Q3 FY24. Operating expenses to net interest income for Q3 FY25 were 33.1%, as against 33.9% in Q3 FY24. Loan losses and provisions during the quarter amounted to Rs 2,043 crore (up 63.70% YoY). Profit before tax in Q3 FY25 stood at Rs 5,765 crore, up 18% from Rs 4,896 crore posted in Q3 FY24. The number of new loans booked during the quarter grew by 22% to 12.06 million as against 9.86 million in Q3 FY24. Customer franchise stood at 97.12 million as of 31 December 2024 as compared to 80.41 million as of 31 December 2023, up of 21% YoY. In Q3 FY25, the company recorded the highest ever quarterly increase in its customer franchise of 5.03 million. The NBFC's consolidated deposits book jumped 19% YoY and stood at Rs 68,797 crore as of 31 December 2024. Assets under management (AUM) grew by 28% to Rs 3,98,043 crore as of 31 December 2024 from Rs 3,10,968 crore as of 31 December 2023. AUM grew by 24,119 crore in Q3 FY25. On the asset quality front, gross NPA and net NPA as of 31 December 2024 stood at 1.12% and 0.48%, respectively, as against 0.95% and 0.37% as of 31 December 2023. The company has a provisioning coverage ratio of 57% on stage 3 assets as of 31 December 2024. The NBFC's annualized return on average assets (ROA) stood at 4.5% in Q3 FY25 as compared with 4.9% reported in Q3 FY24. Return on average equity (ROE) stood at 19.1% in the third quarter of FY25 as compared with 22% posted in Q3 FY24. Capital adequacy ratio (including Tier-II capital) as of 31 December 2024 was 21.57%. The Tier-I capital was 20.79%. Meanwhile, the company's board has approved the appointment of Ajay Kumar Choudhary as an independent director of the company for a period of 5 years, effective from 1 February 2025. Bajaj Finance is one of India's leading and most diversified financial services companies. The company is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME, and commercial customers with a significant presence. Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Bajaj Finance consolidated net profit rises 16.70% in the December 2024 quarter

Net profit of Bajaj Finance rose 16.70% to Rs 4246.54 crore in the quarter ended December 2024 as against Rs 3638.95 crore during the previous quarter ended December 2023. Sales rose 26.82% to Rs 17632.98 crore in the quarter ended December 2024 as against Rs 13903.50 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales17632.9813903.50 27 OPM %70.0071.45 - PBDT5984.555071.27 18 PBT5765.424895.52 18 NP4246.543638.95 17 Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Bajaj Finance standalone net profit rises 16.63% in the December 2024 quarter

Net profit of Bajaj Finance rose 16.63% to Rs 3705.81 crore in the quarter ended December 2024 as against Rs 3177.39 crore during the previous quarter ended December 2023. Sales rose 26.47% to Rs 14991.41 crore in the quarter ended December 2024 as against Rs 11853.91 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales14991.4111853.91 26 OPM %66.2868.08 - PBDT5182.624453.21 16 PBT4978.064291.30 16 NP3705.813177.39 17 Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Bharti Airtel, Bajaj Finance join hands to make digital platform

Shares of Bajaj Finance jumped 3.62% to Rs 7,440.45 while Bharti Airtel rose 0.47% to Rs 1,635 on the BSE. The partnership will bring Airtel's highly engaged customer base of 370 million, more than 12 lakh strong distribution network, and Bajaj Finance's diversified suite of 27 product lines, and distribution heft of over 5,000 branches and 70,000 field agents. Airtel will initially offer Bajaj Finance's retail financial products on its Airtel Thanks App for seamless and secure customer experience, and later through its nation-wide network of stores. The combined strength of the companies' digital assets will enable Airtel and Bajaj Finance to significantly deepen penetration of financial products and services. Airtel customers have the opportunity to apply for the Airtel-Bajaj Finserv Insta EMI card via the Airtel Thanks App and later through its nation-wide network of stores. Airtel-Bajaj Finserv EMI card provides access to a range of offers available to Bajaj Finance customers. The users will benefit from flexible EMI options and payment plans for purchasing various goods, including electronics, furniture and groceries at over 1.5 lakh partner stores across more than 4,000 cities. Additionally, the co-branded card is applicable for e-commerce transactions on multiple platforms. Gopal Vittal, vice chairman and MD, Bharti Airtel, said, 'We are building Airtel Finance as a strategic asset for the group and will continue to invest in and grow the business. Today, we are trusted by over 1 million customers and our vision is to make Airtel Finance a one-stop shop for all the financial needs of our customers.' Rajeev Jain, managing director, Bajaj Finance, said, 'Our partnership with Airtel not only leverages India's digital infrastructure for inclusive growth but also brings together the expertise and reach of two of India's leading and most-trusted brands. Together with Airtel, we seek to be the financier of choice to India and enable millions to access financial services, even in remote areas. We are excited to join hands with Airtel at a time when Bajaj Finance is harnessing the power of AI to enhance efficiencies and elevate customer experiences.' Bharti Airtel is a global communications solutions provider with over 550 million customers in 15 countries across South Asia and Africa. Bajaj Finance is one of India's leading and most diversified financial services companies. The company is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME, and commercial customers with a significant presence. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Bajaj Finance announces board meeting date

Bajaj Finance will hold a meeting of the Board of Directors of the Company on 29 January 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Bajaj Finance new loans climb 14% YoY in Q3 FY25

Customer franchise as of 31 December 2024 stood at 97.12 million as against 80.41 million as of 31 December 2023. Assets under management (AUM) jumped by 28% to approximately Rs 398,000 crore as of 31 December 2024 as compared to Rs 310,968 crore as of 31 December 2023. The company's deposits book was around Rs 68,800 crore as of 31 December 2024 as compared to Rs 58,008 crore as of 31 December 2023, up 19%. Bajaj Finance is one of India's leading and most diversified financial services companies. The company is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME, and commercial customers with a significant presence. Bajaj Finance's consolidated net profit jumped 13.03% to Rs 4,013.74 crore on a 27.72% rise in total income to Rs 17,095.41 crore in Q2 FY25 over Q2 FY24. Shares of Bajaj Finance rose 0.32% to end at Rs 7,411.50 on the BSE on Friday.Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

  1. What is the share price of Bajaj Finance Ltd (BAJFINANCE) today?

    The share price of BAJFINANCE as on 12th March 2025 is ₹8335.80. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Bajaj Finance Ltd (BAJFINANCE) share?

    The past returns of Bajaj Finance Ltd (BAJFINANCE) share are
    • Past 1 week: -2.11%
    • Past 1 month: 0.13%
    • Past 3 months: 17.22%
    • Past 6 months: 13.54%
    • Past 1 year: 29.64%
    • Past 3 years: 25.84%
    • Past 5 years: 106.93%

  3. What are the peers or stocks similar to Bajaj Finance Ltd (BAJFINANCE)?
  4. What is the dividend yield % of Bajaj Finance Ltd (BAJFINANCE) share?

    The current dividend yield of Bajaj Finance Ltd (BAJFINANCE) is 0.43.

  5. What is the market cap of Bajaj Finance Ltd (BAJFINANCE) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Bajaj Finance Ltd (BAJFINANCE) is ₹516507.22 Cr as of 12th March 2025.

  6. What is the 52 week high and low of Bajaj Finance Ltd (BAJFINANCE) share?

    The 52-week high of Bajaj Finance Ltd (BAJFINANCE) is ₹8739 and the 52-week low is ₹6297.80.

  7. What is the PE and PB ratio of Bajaj Finance Ltd (BAJFINANCE) stock?

    The P/E (price-to-earnings) ratio of Bajaj Finance Ltd (BAJFINANCE) is 35.74. The P/B (price-to-book) ratio is 6.73.

  8. Which sector does Bajaj Finance Ltd (BAJFINANCE) belong to?

    Bajaj Finance Ltd (BAJFINANCE) belongs to the Financials sector & Consumer Finance sub-sector.

  9. How to buy Bajaj Finance Ltd (BAJFINANCE) shares?

    You can directly buy Bajaj Finance Ltd (BAJFINANCE) shares on Tickertape. Simply sign up, connect your demat account and place your order.