Fund has been able to generate better returns compared to other funds in the same category
Less expense ratio implies better returns over the long term
Fund has not been able to generate better price return than bank FD
Total holdings with red flags is insignificant
Expense RatioExpense Ratio | No LabelNo Label | No LabelNo Label |
---|---|---|
0.70 | 8.80 | 9.29 |
No LabelNo Label | No LabelNo Label | No LabelNo Label |
---|---|---|
1.13 | 8.23 | 4.85 |
PlanPlan | Lock inLock in | Exit LoadExit Load |
---|---|---|
IDCW | 0 yrs | 1.00% |
SIP Inv.SIP Inv. | Min. LumpsumMin. Lumpsum |
---|---|
Allowed | ₹ 500 |
BenchmarkBenchmark |
---|
— |
Credit risk funds are the debt funds which majorly lend money to low rated companies. The companies have to pay higher interest for their low rating which makes the fund more riskier as compared to other debt funds.
Returns
Scheme
Ratios
Mutual Fund | 1Y Returns1Y Returns | 3Y CAGR3Y CAGR | Life CAGRLife CAGR |
---|---|---|---|
Nippon India Credit Risk Fund(IDCW) | 8.64% | 7.13% | 6.84% |
HDFC Credit Risk Debt Fund-(Q-IDCW Reinv) | 1.18% | -0.22% | 0.69% |
ICICI Pru Credit Risk Fund(Q-IDCW Payout) | 1.24% | 0.72% | 1.20% |
SBI Credit Risk Fund(IDCW-Payout) | 8.47% | 7.12% | 5.06% |
Actual
Target
Dec 2023
Mar 2024
Jun 2024
Jul 2024
Dec 2023
Mar 2024
Jun 2024
Jul 2024
Dec 2023
Mar 2024
Jun 2024
Jul 2024
Debt
Others
Holdings
5.90 %
Holdings
4.90 %
Holdings
4.89 %
Nippon India Mutual Fund is one of India’s leading mutual funds, with Average Assets Under Management (AAUM) of Rs 2,79,431 Crores. NIMF has been established as a trust under the Indian Trusts Act, 1882 with Nippon Life Insurance Company as its Sponsor and Nippon Life India Trustee Ltd as its Trustee.
No.of Schemes
74
Total AUM
₹ 3,86,574.09 Cr.
Sushil Budhia
AUM: ₹24,221.75 Cr.
|
Exp: —
Kinjal Desai
AUM: ₹1,53,312.84 Cr.
|
Exp: —
Manager Performance (0)
Gains are added to taxable income and taxed according to the individual's income tax slab
Gains are taxed at 20% with indexation benefit
With changes introduced in budget 2023, gains are added to taxable income and taxed according to the individual's income tax slab
Investment frequency
Monthly
One Time
Monthly Investment Amt. (₹)
Investment period (years)
Invested
₹—
+Returns (0%)
₹—
-₹—
You make
₹—
Returns
Fund has been able to generate better returns compared to other funds in the same category