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Profit before tax (PBT) jumped 15.68% YoY to Rs 1535.37 crore in Q4 FY26. Net interst income (NII) climbed 33% to Rs 3,173 crore in Q4 FY26 compared with Rs 2377 crore in Q4 FY25. Net interest margin (NIM) improved to 3.74% in Q4 FY26 as against 3.12% in Q4 FY25. Total deposits increased 11% to Rs 313,909 crore as on 31st March 2026 compard with Rs 283,647 crore as on 31st March 2025. Total advances as of September 2025 were Rs 244,657.06 crore, an increase of 6.23% over September 2024. CASA ratio improved to 32.94%, up 271 bps YoY, while CASA deposits grew 21% YoY to Rs 1,03,390 crore in Q4 FY26. Asset quality improved during the quarter. Gross NPAs stood at Rs 4,335.29 crore as of March 2026, compared with Rs 4,446.86 crore in December 2025 and Rs 4,375.54 crore a year ago. The gross NPA ratio declined to 1.62% as on March 2026 as against 1.72% as on December 2025 and 1.84% as on March 2025. Net NPAs came in at 0.20%, improving from 0.42% in the previous quarter and 0.44% in the same period last year. The provision coverage ratio (excluding TWO) increased to 87.07% in Q4 FY26, compared with 75.37% in Q4 FY25. KVS Manian, managing director & CEO, said: 'Our Q4 performance represents a strong operational quarter that is fully aligned with our strategic roadmap. We have made significant progress in restructuring our liabilities by focusing on retail mobilization and reducing reliance on high-value deposits, which is reflected in our optimized cost of funds. Reaching the Rs 1 lakh crore milestone in both CASA and NR deposits concurrently is a structural achievement that reinforces our funding moat. While shifting the asset mix is a medium-term journey, we are seeing the desired growth in our chosen segments. With our new in-house Wealth Platform now live and our RoA and NIMs returning to pre-rate cut levels, we are well-positioned for the next phase of our growth.' On full year basis, the company's standalone net profit rose 1.61% to Rs 4117.32 crore on 6.53% jump in total income to Rs 32135.77 crore in FY26 over FY25. Federal Bank operates through four segments: treasury, corporate or wholesale banking, retail banking, and other banking operations. As of 31 March 2026, it had 1,640 banking outlets and 2,112 ATMs/recyclers, including mobile ATMs.Powered by Capital Market - Live

Net profit of Vakrangee rose 18.51% to Rs 3.33 crore in the quarter ended March 2026 as against Rs 2.81 crore during the previous quarter ended March 2025. Sales declined 0.34% to Rs 43.53 crore in the quarter ended March 2026 as against Rs 43.68 crore during the previous quarter ended March 2025. For the full year,net profit rose 50.12% to Rs 12.25 crore in the year ended March 2026 as against Rs 8.16 crore during the previous year ended March 2025. Sales rose 0.32% to Rs 182.65 crore in the year ended March 2026 as against Rs 182.07 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales43.5343.68 0 182.65182.07 0 OPM %15.0916.25 -16.1613.63 - PBDT7.827.71 1 32.4026.60 22 PBT4.023.94 2 16.5111.28 46 NP3.332.81 19 12.258.16 50 Powered by Capital Market - Live

Net profit of Federal Bank rose 22.92% to Rs 1340.97 crore in the quarter ended March 2026 as against Rs 1090.94 crore during the previous quarter ended March 2025. Total Operating Income rose 11.80% to Rs 7946.61 crore in the quarter ended March 2026 as against Rs 7107.95 crore during the previous quarter ended March 2025. For the full year,net profit rose 4.48% to Rs 4345.30 crore in the year ended March 2026 as against Rs 4158.85 crore during the previous year ended March 2025. Total Operating Income rose 5.58% to Rs 29674.10 crore in the year ended March 2026 as against Rs 28106.08 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Total Operating Income7946.617107.95 12 29674.1028106.08 6 OPM %62.0368.13 -64.1568.65 - PBDT1713.571433.59 20 5863.435587.83 5 PBT1713.571433.59 20 5863.435587.83 5 NP1340.971090.94 23 4345.304158.85 4 Powered by Capital Market - Live