Central Bank of India Ltd
CENTRALBKCentral Bank of India Ltd
CENTRALBK
Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
AvgThe stock is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 14.58 | 1.50 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.77 | 2.46 | 0.98% |
Forecast & Ratings
Detailed Forecast Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Central Bank of India is a commercial bank. The Bank's segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and other Banking business.
Peers
Compare with peersState Bank of India
Bank of Baroda Ltd
Punjab National Bank
Indian Overseas Bank
Union Bank of India Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
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Hmm, looks like data is unavailable here. Please come back after some timeIncome
Balance Sheet
Cash Flow
Income Statement
| Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 27,932.13 | 27,646.12 | 26,783.53 | 25,164.95 | 27,297.99 | 25,823.90 | 25,889.28 | 29,820.66 | 35,662.62 | 38,323.11 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 33,448.75 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 4,472.15 | 4,221.20 | 3,990.05 | 3,574.48 | 4,225.87 | 4,150.23 | 4,482.15 | 5,615.70 | 6,325.77 | |||||||||||
| Selling & Administrative Expenses | 938.44 | 1,071.64 | 1,114.43 | 1,053.50 | 1,175.82 | 796.78 | 1,258.96 | 1,325.75 | 1,439.26 | |||||||||||
| Operating & Other expenses | 24,932.90 | 25,618.67 | 26,514.12 | 25,886.75 | 22,738.13 | 22,015.26 | 18,096.33 | 19,741.69 | 23,216.80 | |||||||||||
EBITDA | -2,411.36 | -3,265.39 | -4,835.07 | -5,349.78 | -841.83 | -1,138.37 | 2,051.84 | 3,137.52 | 4,680.79 | 4,874.36 | ||||||||||
| Depreciation/Amortization | 239.79 | 257.69 | 260.50 | 277.93 | 285.48 | 292.53 | 296.76 | 385.98 | 499.83 | — | ||||||||||
| PBIT | -2,651.15 | -3,523.08 | -5,095.57 | -5,627.71 | -1,127.31 | -1,430.90 | 1,755.08 | 2,751.54 | 4,180.96 | 4,874.36 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | -2,651.15 | -3,523.08 | -5,095.57 | -5,627.71 | -1,127.31 | -1,430.90 | 1,755.08 | 2,751.54 | 4,180.96 | 4,874.36 | ||||||||||
| Taxes & Other Items | -1,254.78 | -1,063.73 | 44.03 | -10.80 | 128.41 | -430.81 | 679.29 | 1,072.75 | 1,513.27 | 1,536.41 | ||||||||||
| Net Income | -1,396.37 | -2,459.35 | -5,139.60 | -5,616.91 | -1,255.72 | -1,000.09 | 1,075.79 | 1,678.79 | 2,667.69 | 3,337.95 | ||||||||||
| EPS | -8.34 | -13.69 | -22.74 | -16.85 | -2.57 | -1.73 | 1.48 | 1.93 | 3.07 | 3.85 | ||||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Company Updates
Peers & Comparison
FinancialsPublic Banks
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Central Bank of India Ltd | 18.25 | 1.50 | — |
| State Bank of India | 11.17 | 1.74 | 1.63% |
| Bank of Baroda Ltd | 6.82 | 1.06 | 3.08% |
| Punjab National Bank | 13.26 | 1.09 | 1.37% |
Price Comparison
Compare CENTRALBK with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding Central Bank of India Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
Nippon India Nifty Smallcap 250 Index Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0069% | Percentage of the fund’s portfolio invested in the stock 0.18% | Change in the portfolio weight of the stock over the last 3 months -0.03% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 65/294 (-5) |
SBI Nifty Smallcap 250 Index Fund - Direct Plan - Growth Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0043% | Percentage of the fund’s portfolio invested in the stock 0.18% | Change in the portfolio weight of the stock over the last 3 months -0.03% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 170/294 (-2) |
Motilal Oswal Nifty Smallcap 250 Index Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0030% | Percentage of the fund’s portfolio invested in the stock 0.18% | Change in the portfolio weight of the stock over the last 3 months -0.03% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 166/294 (+2) |
Compare 3-month MF holding change on Screener
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No Dividends
CENTRALBK has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateJun 23, 2015
Dividend/Share
₹0.50
Ex DateEx Date
Jun 23, 2015
Cash Dividend
Ex DateEx DateJun 20, 2013
Dividend/Share
₹2.50
Ex DateEx Date
Jun 20, 2013
Cash Dividend
Ex DateEx DateJun 21, 2012
Dividend/Share
₹2.00
Ex DateEx Date
Jun 21, 2012
Cash Dividend
Ex DateEx DateJul 21, 2011
Dividend/Share
₹1.50
Ex DateEx Date
Jul 21, 2011
Cash Dividend
Ex DateEx DateNov 9, 2010
Dividend/Share
₹1.00
Ex DateEx Date
Nov 9, 2010
The approval is subject to continuous compliance of conditions stipulated by it and approval of IRDAI, the insurance sector regulator. In October 2024, the Competition Commission of India (CCI) has approved the proposed acquisition of 24.91% shareholding in Future Generali India Insurance Company (FGIICL) and 25.18% shareholding in Future Generali India Life Insurance Company (FGILICL) by Central Bank of India, a public sector bank. FGIICL is a general insurance company. It provides personal insurance, commercial insurance, social & rural insurance etc. FGILICL is a life insurance company. It provides savings insurance, investment plans (ULIP), term insurance plans, health insurance plans, child plans, retirement plans, rural insurance plans and group insurance plans. Central Bank of India is engaged in providing banking and financial services with wide range of products and services to individuals, commercial enterprises, large corporates, public bodies and institutional customers. The bank reported 50.91% jump in net profit to Rs 913 crore on a 17.08% increase in total income to Rs 9,849 crore in Q2 FY25 as compared with Q2 FY24. Powered by Capital Market - Live
Central Bank of India fell for a fifth straight session today. The stock is quoting at Rs 52.88, down 3.68% on the day as on 12:59 IST on the NSE. The benchmark NIFTY is down around 0.94% on the day, quoting at 23659.1. The Sensex is at 78007.07, down 0.85%.Central Bank of India has eased around 7.36% in last one month.Meanwhile, Nifty PSU Bank index of which Central Bank of India is a constituent, has eased around 0.18% in last one month and is currently quoting at 6745.95, down 1.86% on the day. The volume in the stock stood at 27.05 lakh shares today, compared to the daily average of 59.26 lakh shares in last one month.The PE of the stock is 14.37 based on TTM earnings ending September 24.Powered by Capital Market - Live
Net interest income (NII) improved by 12.62% to Rs 3,410 crore in Q2 FY25 from Rs 3,548 crore in Q2 FY24. Net interest margin (NIM) was 3.44% for the quarter ended 30 September 2024 as against 3.29% for the quarter ended 30 September 2023. Operating profit of the public sector bank for the September'24 quarter was Rs 2,165 crore, up 41.50% YoY. Provisions in Q2 FY25 increased by 35.35% to Rs 1252 crore from Rs 925 crore in Q2 FY24. Gross NPA of the bank as on 30 September 2024 stood at Rs 11,604 crore as against Rs 10,666 crore as on 30 September 2023 and Rs 11,388 crore as on 30 June 2024. Gross NPA ratio was at 4.59% as on 30 September 2024 as compared to 4.62% as on 30 September 2023 and 4.54% as on 30 June 2024. Net NPA ratio was at 0.69% as on 30 September 2024 as compared to 1.64% as on 30 September 2023 and 0.73% as on 30 June 2024. As on 30 September 2024, total deposits and total advances of the bank were Rs 3,91,914 crore (up 5.57% YoY) and Rs 2,52,944 crore (up 9.48% YoY), respectively. Central Bank of India is engaged in providing banking and financial services with wide range of products and services to individuals, commercial enterprises, large corporates, public bodies and institutional customers. Powered by Capital Market - Live
Net profit of Central Bank of India rose 48.54% to Rs 923.83 crore in the quarter ended September 2024 as against Rs 621.95 crore during the previous quarter ended September 2023. Total Operating Income rose 11.64% to Rs 8235.34 crore in the quarter ended September 2024 as against Rs 7376.82 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Total Operating Income8235.347376.82 12 OPM %57.5052.10 - PBDT1577.71567.17 178 PBT1577.71567.17 178 NP923.83621.95 49 Powered by Capital Market - Live
Central Bank of India will hold a meeting of the Board of Directors of the Company on 17 October 2024.Powered by Capital Market - Live
Central Bank of India gained for a fifth straight session today. The stock is quoting at Rs 61.23, up 0.87% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.22% on the day, quoting at 24824.75. The Sensex is at 81098.08, up 0.24%. Central Bank of India has slipped around 1.11% in last one month. Meanwhile, Nifty PSU Bank index of which Central Bank of India is a constituent, has slipped around 2.06% in last one month and is currently quoting at 7012.45, up 0.82% on the day. The volume in the stock stood at 36.55 lakh shares today, compared to the daily average of 75.54 lakh shares in last one month.The PE of the stock is 17.49 based on TTM earnings ending June 24.Powered by Capital Market - Live
Central Bank of India has revised its ratings outlook on the tier-II and tier-I bonds (under Basel III) of Central Bank of India (Central Bank) to 'Positive' from 'Stable' while reaffirming the ratings at 'CRISIL AA-/CRISIL A+'. The rating on the certificate of deposits programme has been reaffirmed at 'CRISIL A1+'. CRISIL Ratings has also withdrawn its rating on Rs 1,100 crore of lower Tier-II bonds (under Basel II) and Rs 500 crore of Tier II bonds (under Basel III) on the bank's request as the outstanding against the same is nil. Powered by Capital Market - Live
Central Bank of India gained for a third straight session today. The stock is quoting at Rs 60.35, up 1.39% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.12% on the day, quoting at 24269.55. The Sensex is at 79387.27, down 0.1%. Central Bank of India has slipped around 6.01% in last one month. Meanwhile, Nifty PSU Bank index of which Central Bank of India is a constituent, has slipped around 5.6% in last one month and is currently quoting at 6916, up 0.07% on the day. The volume in the stock stood at 52.61 lakh shares today, compared to the daily average of 136.76 lakh shares in last one month.The PE of the stock is 17.16 based on TTM earnings ending June 24.Powered by Capital Market - Live
UCO Bank, IOB, IDBI Bank among 6 PSU banks that may remain in spotlight over next few months
Central Bank of India reports a 110% jump in Q1FY25 net profit at ₹880 crore
Lower than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 7.22%, vs industry avg of 14.77%
Decreasing Market Share
Over the last 5 years, market share decreased from 3.8% to 2.6%