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Cholamandalam Investment and Finance Company Ltd

CHOLAFIN

Cholamandalam Investment and Finance Company Ltd

CHOLAFIN
FinancialsConsumer Finance
LargecapWith a market cap of ₹1,19,372 cr, stock is ranked 64
Moderate RiskStock is 2.45x as volatile as Nifty
1,446.001.86% (+26.45)
1,446.001.86% (+26.45)

Price Chart

High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
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1D
1W
1M
1Y
5Y
Max
SIP
FinancialsConsumer Finance
LargecapWith a market cap of ₹1,19,372 cr, stock is ranked 64
Moderate RiskStock is 2.45x as volatile as Nifty
Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

FinancialsConsumer Finance
LargecapWith a market cap of ₹1,19,372 cr, stock is ranked 64
Moderate RiskStock is 2.45x as volatile as Nifty

Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
29.346.090.14%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.412.281.05%

Forecast & Ratings

Detailed Forecast 
75%
Analysts have suggested that investors can buy this stock

from 32 analysts

Price

Price Upside

Earnings

Earnings Growth

Revenue

Rev. Growth

See Detailed Forecast

Company Profile

Cholamandalam Investment and Finance Company Limited is a non-banking finance company that provides vehicle finance, home loans and corporate mortgage loans, small and medium enterprises (SME) loans, investment advisory services etc.

Investor Presentation

View older 

Jan 31, 2025

PDF
View Older Presentations
PE Ratio
35.75
1Y Return
29.67%
Buy Reco %
80.00
PE Ratio
85.72
1Y Return
39.13%
Buy Reco %
0.00
PE Ratio
15.97
1Y Return
26.08%
Buy Reco %
96.97
PE Ratio
55.48
1Y Return
30.10%
Buy Reco %
40.00
PE Ratio
20.28
1Y Return
55.86%
Buy Reco %
75.00
Compare with Peers

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Forecasts

Price

Revenue

Earnings

Income

Balance Sheet

Cash Flow

Income Statement

Industry refers to the sub-sector this company belongs to.

Higher than Industry Revenue Growth

A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 22.26%, vs industry avg of 15.17%

Increasing Market Share

Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 5.67% to 8.26%

Higher than Industry Net Income

Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 23.34%, vs industry avg of 20.9%

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Financial YearFY 2016FY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024TTM
Total Revenue4,215.954,696.845,559.287,108.838,712.639,639.7210,231.8113,105.5919,419.8724,533.49
Raw Materialssubtract18,787.81
Power & Fuel Costsubtract
Employee Costsubtract262.18414.09550.81604.68700.32791.01957.201,360.372,478.60
Selling & Administrative Expensessubtract431.11449.35395.27322.95236.09208.40387.31518.69661.55
Operating & Other expensessubtract2,621.482,686.953,161.534,292.686,076.756,490.115,879.077,490.8511,476.35
Depreciation/Amortizationsubtract21.7439.0250.8656.99111.25102.30100.63121.09198.06255.92
Interest & Other Itemssubtract
Taxes & Other Itemssubtract304.77388.01481.51633.47534.50527.04754.09949.741,185.251,421.37
EPS7.669.2011.7515.3113.1518.5426.2232.4141.1248.40
DPS0.901.101.301.301.702.002.002.002.002.00
Payout ratio0.120.120.110.080.130.110.080.060.050.04

Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2022

Annual report

PDF

Investor Presentation

May 5PDF
Feb 1PDF
Oct 29PDF
Jul 30PDF
FY 2023

Annual report

PDF

Investor Presentation

May 3PDF
Jan 31PDF
Nov 1PDF
Jul 29PDF
FY 2025

Annual Report Pending

Investor Presentation

Jan 31PDF
Oct 25PDF
 

Peers & Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Cholamandalam Investment and Finance Company Ltd34.906.090.14%
Bajaj Finance Ltd35.756.740.43%
Jio Financial Services Ltd85.720.99
Shriram Finance Ltd15.972.371.44%

Price Comparison

Compare CHOLAFIN with any stock or ETF
Compare CHOLAFIN with any stock or ETF
CHOLAFIN
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Shareholdings

Promoter Holdings Trend

Total Promoter Holding

Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding

Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

Institutional Holdings Trend

Total Retail Holding

Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding

Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding49.93%13.37%2.73%27.43%6.54%

Mar 2024

Jun 2024

Sep 2024

Dec 2024

Shareholding History

SepDec '23MarJunSepDec '2421.51%24.73%26.00%26.62%27.18%27.43%

Mutual Funds Holding Trend

Mutual Fund Holding

Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 5 Mutual Funds holding Cholamandalam Investment and Finance Company Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.0895%2.82%0.55%14/55 (+4)
0.5958%2.21%0.49%13/92 (+8)
0.5280%5.64%1.23%11/20 (-2)

Compare 3-month MF holding change on Screener

Insider Trades & Bulk Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have Cholamandalam Investment and Finance Company Ltd

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Banking Privately

Banking Privately

Created by Windmill Capital

CHOLAFIN's Wtg.
5.23%
CAGR
6.05%
Rising Rural Demand

Rising Rural Demand

Created by Windmill Capital

CHOLAFIN's Wtg.
5.83%
CAGR
10.66%
House of Murugappa

House of Murugappa

Created by Windmill Capital

CHOLAFIN's Wtg.
16.54%
CAGR
28.91%

Events

Dividend Trend

No Dividend Cuts

Dividends are the portion of earnings that a company distributes to all its shareholders every year

CHOLAFIN has increased or maintained dividend levels over the last 5 years

Dividend Yield

Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.14%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.41 every year

Dividends

Corp. Actions

Announcements

Legal Orders

Upcoming Dividends

No upcoming dividends are available

Past Dividends

Cash Dividend

Ex DateEx DateFeb 7, 2025

Interim
Interim | Div/Share: ₹1.30

Dividend/Share

1.30

Ex DateEx Date

Feb 7, 2025

Cash Dividend

Ex DateEx DateJul 19, 2024

Final
Final | Div/Share: ₹0.70

Dividend/Share

0.70

Ex DateEx Date

Jul 19, 2024

Cash Dividend

Ex DateEx DateFeb 7, 2024

Interim
Interim | Div/Share: ₹1.30

Dividend/Share

1.30

Ex DateEx Date

Feb 7, 2024

Cash Dividend

Ex DateEx DateJul 25, 2023

Final
Final | Div/Share: ₹0.70

Dividend/Share

0.70

Ex DateEx Date

Jul 25, 2023

Cash Dividend

Ex DateEx DateFeb 10, 2023

Interim
Interim | Div/Share: ₹1.30

Dividend/Share

1.30

Ex DateEx Date

Feb 10, 2023

News & Opinions
Corporate
Cholamandalam Investment & Finance Company allots 39,730 equity shares under ESOS

Cholamandalam Investment & Finance Company has allotted 39,730 equity shares under ESOS on 03 February 2025. Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Cholamandalam Investment & Finance Company consolidated net profit rises 24.79% in the December 2024 quarter

Net profit of Cholamandalam Investment & Finance Company rose 24.79% to Rs 1088.21 crore in the quarter ended December 2024 as against Rs 872.02 crore during the previous quarter ended December 2023. Sales rose 34.46% to Rs 6732.98 crore in the quarter ended December 2024 as against Rs 5007.42 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales6732.985007.42 34 OPM %69.7371.81 - PBDT1524.801202.18 27 PBT1465.651156.39 27 NP1088.21872.02 25 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Board of Cholamandalam Investment & Fin. Co. recommends Interim Dividend

Cholamandalam Investment & Fin. Co. announced that the Board of Directors of the Company at its meeting held on 31 January 2025, has recommended a Interim dividend of Rs.1.30 per share (i.e.65%), subject to the approval of the shareholders.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Cholamandalam Investment & Finance Company Ltd leads gainers in 'A' group

Union Bank of India, Balkrishna Industries Ltd, Bank of India and Axis Bank Ltd are among the other gainers in the BSE's 'A' group today, 28 January 2025.Cholamandalam Investment & Finance Company Ltd soared 4.77% to Rs 1231.2 at 11:46 IST. The stock was the biggest gainer in the BSE's 'A' group. On the BSE, 42766 shares were traded on the counter so far as against the average daily volumes of 41326 shares in the past one month. Union Bank of India surged 4.40% to Rs 110.3. The stock was the second biggest gainer in 'A' group. On the BSE, 13.63 lakh shares were traded on the counter so far as against the average daily volumes of 5.06 lakh shares in the past one month. Balkrishna Industries Ltd spiked 4.32% to Rs 2677.7. The stock was the third biggest gainer in 'A' group. On the BSE, 10741 shares were traded on the counter so far as against the average daily volumes of 4055 shares in the past one month. Bank of India gained 3.84% to Rs 108.3. The stock was the fourth biggest gainer in 'A' group. On the BSE, 11.96 lakh shares were traded on the counter so far as against the average daily volumes of 6.1 lakh shares in the past one month. Axis Bank Ltd exploded 3.54% to Rs 981.5. The stock was the fifth biggest gainer in 'A' group. On the BSE, 2.76 lakh shares were traded on the counter so far as against the average daily volumes of 5.32 lakh shares in the past one month. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Cholamandalam Investment & Finance Company allots Non-Convertible Securities aggregating Rs 500 cr

Cholamandalam Investment & Finance Company has allotted 50,000 Unsecured Subordinated Non-Convertible Securities aggregating Rs 500 crore on private placement basis. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Cholamandalam Investment & Fin. Co. to conduct board meeting

Cholamandalam Investment & Fin. Co. will hold a meeting of the Board of Directors of the Company on 31 January 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Volumes jump at Cholamandalam Investment & Finance Company Ltd counter

Tanla Platforms Ltd, Petronet LNG Ltd, CreditAccess Grameen Ltd, Aptus Value Housing Finance India Ltd are among the other stocks to see a surge in volumes on BSE today, 02 January 2025.Cholamandalam Investment & Finance Company Ltd clocked volume of 1.03 lakh shares by 10:46 IST on BSE, a 5.01 times surge over two-week average daily volume of 20606 shares. The stock gained 5.08% to Rs.1,244.95. Volumes stood at 14780 shares in the last session.Tanla Platforms Ltd recorded volume of 5.29 lakh shares by 10:46 IST on BSE, a 4 times surge over two-week average daily volume of 1.33 lakh shares. The stock gained 4.67% to Rs.785.50. Volumes stood at 7.88 lakh shares in the last session.Petronet LNG Ltd registered volume of 1.79 lakh shares by 10:46 IST on BSE, a 3.61 fold spurt over two-week average daily volume of 49439 shares. The stock slipped 6.79% to Rs.323.75. Volumes stood at 18912 shares in the last session.CreditAccess Grameen Ltd clocked volume of 75713 shares by 10:46 IST on BSE, a 2.69 times surge over two-week average daily volume of 28160 shares. The stock gained 8.11% to Rs.963.25. Volumes stood at 12409 shares in the last session.Aptus Value Housing Finance India Ltd witnessed volume of 10.19 lakh shares by 10:46 IST on BSE, a 2.67 times surge over two-week average daily volume of 3.81 lakh shares. The stock increased 0.82% to Rs.293.95. Volumes stood at 29882 shares in the last session.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Power stocks edge lower

Among the components of the BSE Power index, Adani Green Energy Ltd (down 3.22%), Power Grid Corporation of India Ltd (down 2.64%),Suzlon Energy Ltd (down 2.52%),NTPC Ltd (down 2.35%),Siemens Ltd (down 1.9%), were the top losers. Among the other losers were ABB India Ltd (down 1.84%), Torrent Power Ltd (down 1.56%), NHPC Ltd (down 1.52%), Tata Power Company Ltd (down 1.39%), and CG Power & Industrial Solutions Ltd (down 1.32%).At 13:42 IST, the BSE SmallCap was down 440.07 or 0.77% at 56488.91.The BSE 150 MidCap Index index was down 116.12 points or 0.71% at 16285.58.The Nifty 50 index was down 149.1 points or 0.61% at 24186.900390625.The BSE Sensex index was down 531.59 points or 0.66% at 80152.86.On BSE,1393 shares were trading in green, 2530 were trading in red and 121 were unchanged.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Capital Goods shares slide

Among the components of the BSE Capital Goods index, Grindwell Norton Ltd (down 2.95%), Mazagon Dock Shipbuilders Ltd (down 2.84%),Hindustan Aeronautics Ltd (down 2.71%),Suzlon Energy Ltd (down 2.52%),Bharat Electronics Ltd (down 2.4%), were the top losers. Among the other losers were Rail Vikas Nigam Ltd (down 2.18%), Sona BLW Precision Forgings Ltd (down 2.13%), Kalpataru Projects International Ltd (down 2.11%), Bharat Forge Ltd (down 2.06%), and Siemens Ltd (down 1.9%). On the other hand, Finolex Cables Ltd (up 0.45%), Schaeffler India Ltd (up 0.19%), and Welspun Corp Ltd (up 0.18%) moved up.At 13:42 IST, the BSE SmallCap was down 440.07 or 0.77% at 56488.91.The BSE 150 MidCap Index index was down 116.12 points or 0.71% at 16285.58.The Nifty 50 index was down 149.1 points or 0.61% at 24186.900390625.The BSE Sensex index was down 531.59 points or 0.66% at 80152.86.On BSE,1393 shares were trading in green, 2530 were trading in red and 121 were unchanged.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Utilties stocks edge lower

Among the components of the BSE Utilities index, Va Tech Wabag Ltd (down 11.15%), Adani Green Energy Ltd (down 3.22%),Bajel Projects Ltd (down 2.83%),Ion Exchange (India) Ltd (down 2.69%),K.P. Energy Ltd (down 2.66%), were the top losers. Among the other losers were Power Grid Corporation of India Ltd (down 2.64%), Inox Green Energy Services Ltd (down 2.53%), NTPC Ltd (down 2.35%), Adani Energy Solutions Ltd (down 2.24%), and SJVN Ltd (down 2.12%). On the other hand, EMS Ltd (up 2.08%), turned up.At 13:42 IST, the BSE SmallCap was down 440.07 or 0.77% at 56488.91.The BSE 150 MidCap Index index was down 116.12 points or 0.71% at 16285.58.The Nifty 50 index was down 149.1 points or 0.61% at 24186.900390625.The BSE Sensex index was down 531.59 points or 0.66% at 80152.86.On BSE,1393 shares were trading in green, 2530 were trading in red and 121 were unchanged.Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

  1. What is the share price of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) today?

    The share price of CHOLAFIN as on 11th March 2025 is ₹1446. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) share?

    The past returns of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) share are
    • Past 1 week: 3.50%
    • Past 1 month: 5.55%
    • Past 3 months: 6.23%
    • Past 6 months: -5.84%
    • Past 1 year: 29.59%
    • Past 3 years: 111.73%
    • Past 5 years: 441.61%

  3. What are the peers or stocks similar to Cholamandalam Investment and Finance Company Ltd (CHOLAFIN)?

    The peers or stocks similar to Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) include:

  4. What is the dividend yield % of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) share?

    The current dividend yield of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) is 0.14.

  5. What is the market cap of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) is ₹119372.34 Cr as of 11th March 2025.

  6. What is the 52 week high and low of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) share?

    The 52-week high of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) is ₹1652 and the 52-week low is ₹1026.65.

  7. What is the PE and PB ratio of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) stock?

    The P/E (price-to-earnings) ratio of Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) is 34.90. The P/B (price-to-book) ratio is 6.09.

  8. Which sector does Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) belong to?

    Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) belongs to the Financials sector & Consumer Finance sub-sector.

  9. How to buy Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) shares?

    You can directly buy Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.