Cholamandalam Investment and Finance Company Ltd
CHOLAFINCholamandalam Investment and Finance Company Ltd
CHOLAFINPrice Chart
Scorecard
Performance
AvgPrice return has been average, nothing exciting
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
AvgThe stock is overpriced but is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
34.40 | 8.20 | 0.14% |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
17.68 | 2.79 | 0.79% |
Forecast & Ratings
Detailed Forecastfrom 31 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Cholamandalam Investment and Finance Company Limited is a non-banking finance company that provides vehicle finance, home loans and corporate mortgage loans, small and medium enterprises (SME) loans, investment advisory services etc.
Peers
Compare with peersBajaj Finance Ltd
Jio Financial Services Ltd
Shriram Finance Ltd
Muthoot Finance Ltd
Sundaram Finance Ltd
Get more out of Tickertape, Go Pro!
Customise key metrics, see detailed forecasts, download stock data and more
Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
All values in ₹
Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
All values in ₹
Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 4,215.95 | 4,696.84 | 5,559.28 | 7,108.83 | 8,712.63 | 9,639.72 | 10,231.81 | 13,105.59 | 19,429.19 | 19,436.08 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | 14,616.50 | 14,623.39 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | ||||||||||||
Employee Cost | 262.18 | 414.09 | 550.81 | 604.68 | 700.32 | 791.01 | 957.20 | 1,360.37 | ||||||||||||
Selling & Administrative Expenses | 431.11 | 449.35 | 395.27 | 322.95 | 236.09 | 208.40 | 387.31 | 518.69 | ||||||||||||
Operating & Other expenses | 2,621.48 | 2,686.95 | 3,161.53 | 4,292.68 | 6,076.75 | 6,490.11 | 5,879.07 | 7,490.85 | ||||||||||||
EBITDA | 901.18 | 1,146.45 | 1,451.67 | 1,888.52 | 1,699.47 | 2,150.20 | 3,008.23 | 3,735.68 | 4,812.69 | 4,812.69 | ||||||||||
Depreciation/Amortization | 21.74 | 39.02 | 50.86 | 56.99 | 111.25 | 102.30 | 100.63 | 121.09 | 198.06 | 198.06 | ||||||||||
PBIT | 879.44 | 1,107.43 | 1,400.81 | 1,831.53 | 1,588.22 | 2,047.90 | 2,907.60 | 3,614.59 | 4,614.63 | 4,614.63 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 879.44 | 1,107.43 | 1,400.81 | 1,831.53 | 1,588.22 | 2,047.90 | 2,907.60 | 3,614.59 | 4,614.63 | 4,614.63 | ||||||||||
Taxes & Other Items | 304.77 | 388.01 | 481.51 | 633.47 | 534.50 | 527.04 | 754.09 | 949.74 | 1,194.57 | 1,194.57 | ||||||||||
Net Income | 574.67 | 719.42 | 919.30 | 1,198.06 | 1,053.72 | 1,520.86 | 2,153.51 | 2,664.85 | 3,420.06 | 3,420.06 | ||||||||||
EPS | 7.66 | 9.20 | 11.75 | 15.31 | 13.15 | 18.54 | 26.22 | 32.41 | 41.17 | 41.57 | ||||||||||
DPS | 0.90 | 1.10 | 1.30 | 1.30 | 1.70 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | ||||||||||
Payout ratio | 0.12 | 0.12 | 0.11 | 0.08 | 0.13 | 0.11 | 0.08 | 0.06 | 0.05 | 0.05 |
Company Updates
Peers & Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
Cholamandalam Investment and Finance Company Ltd | 34.40 | 8.20 | 0.14% |
Bajaj Finance Ltd | 30.64 | 5.77 | 0.50% |
Jio Financial Services Ltd | 138.98 | 1.95 | — |
Shriram Finance Ltd | 14.42 | 2.42 | 1.59% |
Price Comparison
Compare CHOLAFIN with any stock or ETFShareholdings
Promoter Holdings Trend
Decreased Total Promoter Holding
In last 6 months, promoter holding in the company has decreased by 1.07%
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Increased Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has increased by 1.27%
Shareholding Pattern
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding Cholamandalam Investment and Finance Company Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
Axis ELSS Tax Saver Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.8797% | Percentage of the fund’s portfolio invested in the stock 2.98% | Change in the portfolio weight of the stock over the last 3 months 0.08% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 10/75 (+1) |
SBI Blue Chip Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.7407% | Percentage of the fund’s portfolio invested in the stock 1.97% | Change in the portfolio weight of the stock over the last 3 months 0.13% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 20/62 (-1) |
Axis Midcap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.6703% | Percentage of the fund’s portfolio invested in the stock 3.03% | Change in the portfolio weight of the stock over the last 3 months -0.26% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 5/102 (-1) |
Compare 3-month MF holding change on Screener
smallcases
A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have Cholamandalam Investment and Finance Company Ltd
Events
Dividend Trend
No Dividend Cuts
CHOLAFIN has increased or maintained dividend levels over the last 5 years
Dividend Yield
Current dividend yield is 0.14%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹1.40 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
Cash Dividend
Ex DateEx DateJul 19, 2024
Dividend/Share
₹0.70
Ex DateEx Date
Jul 19, 2024
Past Dividends
Cash Dividend
Ex DateEx DateFeb 7, 2024
Dividend/Share
₹1.30
Ex DateEx Date
Feb 7, 2024
Cash Dividend
Ex DateEx DateJul 25, 2023
Dividend/Share
₹0.70
Ex DateEx Date
Jul 25, 2023
Cash Dividend
Ex DateEx DateFeb 10, 2023
Dividend/Share
₹1.30
Ex DateEx Date
Feb 10, 2023
Cash Dividend
Ex DateEx DateJul 21, 2022
Dividend/Share
₹0.70
Ex DateEx Date
Jul 21, 2022
Cash Dividend
Ex DateEx DateFeb 10, 2022
Dividend/Share
₹1.30
Ex DateEx Date
Feb 10, 2022
News & Opinions
Cholamandalam Investment’s Vellayan Subbiah named EY World Entrepreneur Of The Year 2024
3 weeks ago•Business Today
Cholamandalam Investment Q4 Results Review - Growth Outlook Robust; NIM Trajectory Positive: Nirmal Bang
2 months ago•Bloomberg Quint
Buy Cholamandalam Investment and Finance Company; target of Rs 1350: Sharekhan
7 months ago•Moneycontrol
Tata Motors, Dabur, Cholamandalam Investment Q2 Results Today — Earnings Estimates
8 months ago•Bloomberg Quint
LIC Housing, Bajaj Finance, Shriram Finance, 12 Other NBFCs to Comply with Enhanced Regulatory Requirements: RBI - News18
9 months ago•News18
Cholamandalam Investment Q1 net rises 28% to ₹726 cr.
11 months ago•The Hindu
Cholamandalam Investment Q1 result: Net profit rise 28% to Rs 726 crore
11 months ago•Moneycontrol
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 22.27%, vs industry avg of 14.74%
Increasing Market Share
Over the last 5 years, market share increased from 5.75% to 8.67%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 23.34%, vs industry avg of 21.22%