City Union Bank Ltd
CUBCity Union Bank Ltd
CUBPrice Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
HighShowing good signs of profitability & efficiency
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
13.04 | 1.64 | 0.81% |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
18.53 | 2.58 | 0.94% |
Forecast & Ratings
Detailed Forecast from 19 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
City Union Bank Limited is a banking company. The Bank's segments include Treasury, Corporate and Wholesale Banking, Retail Banking and Other Banking Operations.
Investor Presentation
View olderPeers
Compare with peersHDFC Bank Ltd
ICICI Bank Ltd
Axis Bank Ltd
Kotak Mahindra Bank Ltd
IDBI Bank Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
All values in ₹
Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
All values in ₹
Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 3,354.19 | 3,657.74 | 3,934.52 | 4,281.56 | 4,848.55 | 4,823.45 | 4,863.86 | 5,524.70 | 6,012.23 | 6,309.50 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 4,978.97 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
Employee Cost | 213.17 | 298.14 | 315.88 | 364.44 | 420.65 | 463.72 | 503.60 | 530.37 | 613.81 | |||||||||||
Selling & Administrative Expenses | 214.94 | 250.57 | 285.60 | 333.83 | 361.63 | 343.80 | 350.03 | 385.92 | 457.06 | |||||||||||
Operating & Other expenses | 2,270.95 | 2,363.25 | 2,490.58 | 2,596.94 | 3,400.95 | 3,235.64 | 2,940.05 | 3,358.07 | 3,635.22 | |||||||||||
EBITDA | 655.13 | 745.78 | 842.46 | 986.35 | 665.32 | 780.29 | 1,070.18 | 1,250.34 | 1,306.14 | 1,330.53 | ||||||||||
Depreciation/Amortization | 52.43 | 53.01 | 52.46 | 61.50 | 78.99 | 87.47 | 85.02 | 72.85 | 75.39 | — | ||||||||||
PBIT | 602.70 | 692.77 | 790.00 | 924.85 | 586.33 | 692.82 | 985.16 | 1,177.49 | 1,230.75 | 1,330.53 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 602.70 | 692.77 | 790.00 | 924.85 | 586.33 | 692.82 | 985.16 | 1,177.49 | 1,230.75 | 1,330.53 | ||||||||||
Taxes & Other Items | 158.00 | 190.00 | 198.00 | 242.00 | 110.00 | 100.00 | 225.00 | 240.00 | 215.00 | 273.00 | ||||||||||
Net Income | 444.70 | 502.77 | 592.00 | 682.85 | 476.33 | 592.82 | 760.16 | 937.49 | 1,015.75 | 1,057.53 | ||||||||||
EPS | 6.15 | 6.93 | 8.12 | 9.32 | 6.47 | 8.03 | 10.28 | 12.67 | 13.72 | 14.28 | ||||||||||
DPS | 0.99 | 0.25 | 0.27 | 0.50 | 0.50 | 0.50 | 1.00 | 1.00 | 1.50 | 1.50 | ||||||||||
Payout ratio | 0.16 | 0.04 | 0.03 | 0.05 | 0.08 | 0.06 | 0.10 | 0.08 | 0.11 | 0.11 |
Company Updates
Annual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFInvestor Presentation
Peers & Comparison
FinancialsPrivate Banks
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
City Union Bank Ltd | 13.58 | 1.64 | 0.81% |
HDFC Bank Ltd | 22.29 | 3.04 | 1.04% |
ICICI Bank Ltd | 21.22 | 3.48 | 0.75% |
Axis Bank Ltd | 13.53 | 2.27 | 0.09% |
Price Comparison
Compare CUB with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Shareholding History
Mutual Funds Holding Trend
Increased Mutual Fund Holding
In last 3 months, mutual fund holding of the company has increased by 2.12%
Top 5 Mutual Funds holding City Union Bank Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
SBI Small Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 5.5967% | Percentage of the fund’s portfolio invested in the stock 2.32% | Change in the portfolio weight of the stock over the last 3 months 0.10% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 9/61 (+6) |
HDFC Mid-Cap Opportunities Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 3.3908% | Percentage of the fund’s portfolio invested in the stock 0.61% | Change in the portfolio weight of the stock over the last 3 months 0.02% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 49/78 (+4) |
Axis Small Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 2.2453% | Percentage of the fund’s portfolio invested in the stock 1.27% | Change in the portfolio weight of the stock over the last 3 months -0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 18/136 (-4) |
Compare 3-month MF holding change on Screener
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No Dividend Cuts
CUB has increased or maintained dividend levels over the last 5 years
Dividend Yield
Current dividend yield is 0.81%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹8.05 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateAug 9, 2024
Dividend/Share
₹1.50
Ex DateEx Date
Aug 9, 2024
Cash Dividend
Ex DateEx DateAug 11, 2023
Dividend/Share
₹1.00
Ex DateEx Date
Aug 11, 2023
Cash Dividend
Ex DateEx DateAug 10, 2022
Dividend/Share
₹1.00
Ex DateEx Date
Aug 10, 2022
Cash Dividend
Ex DateEx DateAug 11, 2021
Dividend/Share
₹0.20
Ex DateEx Date
Aug 11, 2021
Cash Dividend
Ex DateEx DateJun 4, 2021
Dividend/Share
₹0.30
Ex DateEx Date
Jun 4, 2021
City Union Bank Ltd is up for a fifth straight session today. The stock is quoting at Rs 186.41, up 0.52% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.01% on the day, quoting at 24710.8. The Sensex is at 81821.37, up 0.07%. City Union Bank Ltd has gained around 3.03% in last one month. Meanwhile, Nifty Private Bank index of which City Union Bank Ltd is a constituent, has gained around 2.91% in last one month and is currently quoting at 25958.45, up 0.2% on the day. The volume in the stock stood at 32.21 lakh shares today, compared to the daily average of 31.01 lakh shares in last one month. The benchmark December futures contract for the stock is quoting at Rs 187, up 0.63% on the day. City Union Bank Ltd is up 20.65% in last one year as compared to a 18.23% jump in NIFTY and a 7.16% jump in the Nifty Private Bank index.The PE of the stock is 13 based on TTM earnings ending September 24.Powered by Capital Market - Live
City Union Bank Ltd gained for a third straight session today. The stock is quoting at Rs 185, up 1.15% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.01% on the day, quoting at 24460.55. The Sensex is at 80958.35, up 0.14%. City Union Bank Ltd has risen around 3.4% in last one month. Meanwhile, Nifty Private Bank index of which City Union Bank Ltd is a constituent, has risen around 0.79% in last one month and is currently quoting at 25559.05, up 0.55% on the day. The volume in the stock stood at 18.72 lakh shares today, compared to the daily average of 31.61 lakh shares in last one month. The benchmark December futures contract for the stock is quoting at Rs 185.9, up 1.07% on the day. City Union Bank Ltd is up 20.72% in last one year as compared to a 17.29% spurt in NIFTY and a 5.38% spurt in the Nifty Private Bank index.The PE of the stock is 12.8 based on TTM earnings ending September 24.Powered by Capital Market - Live
City Union Bank has allotted 3,13,830 equity shares under ESOS on 25 November 2024. With this allotment, the paid up equity share capital has increased to Rs.74,09,85,734. Powered by Capital Market - Live
City Union Bank has opened a new branch in Karnal, Haryana on 08 November 2024. With this the Bank, has opened 821 branches in total. Powered by Capital Market - Live
City Union Bank Ltd rose for a fifth straight session today. The stock is quoting at Rs 180.56, up 0.92% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.86% on the day, quoting at 24422.05. The Sensex is at 80185.47, up 0.89%. City Union Bank Ltd has added around 17.67% in last one month. Meanwhile, Nifty Private Bank index of which City Union Bank Ltd is a constituent, has added around 1.67% in last one month and is currently quoting at 25498.1, up 0.15% on the day. The volume in the stock stood at 23.21 lakh shares today, compared to the daily average of 94.84 lakh shares in last one month. The benchmark November futures contract for the stock is quoting at Rs 181.35, up 1.01% on the day. City Union Bank Ltd is up 30.7% in last one year as compared to a 25.84% gain in NIFTY and a 12.2% gain in the Nifty Private Bank index.The PE of the stock is 12.51 based on TTM earnings ending September 24.Powered by Capital Market - Live
City Union Bank Ltd rose for a third straight session today. The stock is quoting at Rs 174.66, up 2.14% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.01% on the day, quoting at 24425.65. The Sensex is at 80274.05, up 1.1%. City Union Bank Ltd has added around 6.55% in last one month. Meanwhile, Nifty Private Bank index of which City Union Bank Ltd is a constituent, has added around 4.41% in last one month and is currently quoting at 25166.8, up 0.66% on the day. The volume in the stock stood at 139.29 lakh shares today, compared to the daily average of 84.46 lakh shares in last one month. The benchmark October futures contract for the stock is quoting at Rs 174.39, up 1.9% on the day. City Union Bank Ltd is up 30.68% in last one year as compared to a 27.61% gain in NIFTY and a 13.39% gain in the Nifty Private Bank index.The PE of the stock is 11.97 based on TTM earnings ending September 24.Powered by Capital Market - Live
Jyothy Labs Ltd, PNC Infratech Ltd, Supreme Industries Ltd, Route Mobile Ltd are among the other stocks to see a surge in volumes on NSE today, 22 October 2024.City Union Bank Ltd registered volume of 793.62 lakh shares by 14:14 IST on NSE, a 41.55 fold spurt over two-week average daily volume of 19.10 lakh shares. The stock rose 12.72% to Rs.169.79. Volumes stood at 40.3 lakh shares in the last session.Jyothy Labs Ltd saw volume of 72.13 lakh shares by 14:14 IST on NSE, a 24.2 fold spurt over two-week average daily volume of 2.98 lakh shares. The stock dropped 2.74% to Rs.503.30. Volumes stood at 2.25 lakh shares in the last session.PNC Infratech Ltd witnessed volume of 114.63 lakh shares by 14:14 IST on NSE, a 5.54 times surge over two-week average daily volume of 20.70 lakh shares. The stock dropped 6.95% to Rs.341.30. Volumes stood at 50.21 lakh shares in the last session.Supreme Industries Ltd witnessed volume of 2.92 lakh shares by 14:14 IST on NSE, a 3.68 times surge over two-week average daily volume of 79416 shares. The stock dropped 9.10% to Rs.4,526.55. Volumes stood at 98142 shares in the last session.Route Mobile Ltd registered volume of 2.05 lakh shares by 14:14 IST on NSE, a 3.62 fold spurt over two-week average daily volume of 56837 shares. The stock slipped 1.32% to Rs.1,546.85. Volumes stood at 1.2 lakh shares in the last session.Powered by Capital Market - Live
Jindal Worldwide Ltd, PNC Infratech Ltd, Jyothy Labs Ltd, Jammu and Kashmir Bank Ltd are among the other stocks to see a surge in volumes on BSE today, 22 October 2024.City Union Bank Ltd notched up volume of 22.64 lakh shares by 10:47 IST on BSE, a 45.47 fold spurt over two-week average daily volume of 49778 shares. The stock rose 12.87% to Rs.170.15. Volumes stood at 69721 shares in the last session.Jindal Worldwide Ltd witnessed volume of 27068 shares by 10:47 IST on BSE, a 7.67 times surge over two-week average daily volume of 3530 shares. The stock dropped 0.68% to Rs.301.25. Volumes stood at 678 shares in the last session.PNC Infratech Ltd registered volume of 3.54 lakh shares by 10:47 IST on BSE, a 4.13 fold spurt over two-week average daily volume of 85800 shares. The stock slipped 8.44% to Rs.335.75. Volumes stood at 1.28 lakh shares in the last session.Jyothy Labs Ltd recorded volume of 1.18 lakh shares by 10:47 IST on BSE, a 3.79 times surge over two-week average daily volume of 31121 shares. The stock gained 5.09% to Rs.541.95. Volumes stood at 26733 shares in the last session.Jammu and Kashmir Bank Ltd recorded volume of 3.37 lakh shares by 10:47 IST on BSE, a 2.28 times surge over two-week average daily volume of 1.48 lakh shares. The stock lost 4.33% to Rs.90.60. Volumes stood at 2.46 lakh shares in the last session.Powered by Capital Market - Live
The frontline indices traded with small gains in early trade. The Nifty traded above the 24,750 mark.Realty, PSU Bank and Auto stocks declined while IT, financial services and consumer durable shares advanced. At 09:25 IST, the barometer index, the S&P BSE Sensex, advanced 118.15 points or 0.15% to 81,269.42. The Nifty 50 index added 16.60 points or 0.07% to 24,797.70. In the broader market, the S&P BSE Mid-Cap index fell 0.11% and the S&P BSE Small-Cap index shed 0.78%. The market breadth was weak. On the BSE, 926 shares rose and 1,885 shares fell. A total of 124 shares were unchanged. Foreign portfolio investors (FPIs) sold shares worth Rs 2,261.83 crore, while domestic institutional investors (DIIs) were net buyers to the tune of Rs 3,225.91 crore in the Indian equity market on 21 October 2024, provisional data showed. According to NSDL data, FPIs have sold shares worth over Rs 88244.72 crore (so far) in the secondary market during October 2024. This follows their purchase of shares worth Rs 46,552.40 crore in September 2024. Numbers to Track: The yield on India's 10-year benchmark federal paper advanced 1.80% to 6.960 as compared with previous close 6.957. In the foreign exchange market, the rupee was flat. The partially convertible rupee was hovering at 84.0750, compared with its close of 84.0750 during the previous trading session. MCX Gold futures for 31 October 2024 settlement rose 0.21% to Rs 78,175. The United States 10-year bond yield rose 0.60% to 4.212. In the commodities market, Brent crude for December 2024 settlement shed 18 cents or 0.24% to $74.11 a barrel. Stocks in Spotlight: City Union Bank rallied 9.65% after the company reported 1.42% jump in standalone net profit to Rs 285 crore in Q2 FY25. Net interest income (NII) increased 8% YoY to Rs 582 crore during the quarter. Bajaj Housing Finance rose 1.65% after the company's net profit jumped 21% to Rs 546 crore in Q2 FY25 as compared with Rs 451 crore same quarter last year. Net interest income (NII) jumped 12.99% to Rs 713 crore in Q2 FY25 as compared with Rs 631 crore in Q2 FY24. Cyient DLM declined 1.92%. The company's consolidated net profit increased 5% to Rs 15.45 crore during the quarter as compared with Rs 14.65 crore posted in corresponding quarter last year. Revenue increased 33.4% YoY to Rs 389.45 crore during the quarter. Global Markets: Asian markets traded mixed on Tuesday. While Chinese stocks advanced following a rate cut, most other Asian exchanges declined amid concerns about interest rates and the upcoming U.S. presidential election. In Japan, investors await general elections and a Bank of Japan (BoJ) meeting at the end of October. Tokyo's inflation data, due later this week, will likely influence expectations for Japanese interest rates. Wall Street's retreat from record highs also weighed on regional sentiment. Rising Treasury yields and the looming earnings season contributed to the S&P 500's 0.18% decline. The Dow Jones Industrial Average fell 0.8%, while the NASDAQ Composite gained 0.27%. NVIDIA Corporation's 4% surge to a new all-time high, boosting its market cap above $3.5 trillion, helped mitigate broader market losses as investors anticipated the start of big tech earnings season. With the U.S. presidential elections less than two weeks away, investors were keenly focused on that event. Additionally, a series of major U.S. corporate earnings reports were expected to shape market sentiment. In the Middle East, Israel's ongoing offensive against Hamas and Hezbollah continued to garner significant attention. Concerns about a potential Israeli strike on Iran also remained prominent.Powered by Capital Market - Live
Securities in F&O Ban : Aarti Industries, Bandhan Bank, Birlasoft, Chambal Fertilizers and Chemicals , Gujarat Narmada Valley Fertilizers & Chemicals (GNFC), Granules India, Hindustan Copper, IDFC First Bank, IEX, India Mart Intermesh, L&T Finance, Manappuram Finance, Piramal Enterprise, PNB, RBL bank, Sail. Results Today: Aditya Birla Real Estate, Adani Energy Solutions, Adani Green Energy, Persistent Systems, Amber Enterprises India, Bajaj Finance, Can Fin Homes, Chennai Petroleum Corporation, Choice International, Cigniti Technologies, Coforge, Gabriel India, Gujarat Mineral Development Corporation, Goody ear India, Huhtamaki India, ICICI Prudential Life Insurance, IIFL Securities, Indus Tower, ICICI Securities, Jubilant Ingrevia, Kajaria Ceramics, Olectra Greentech, Shoppers Stop, SRF, Supreme Industries, Ugro Capital, Varun Beverages, Zensar Technologies will declare their results today. New Listing: Hyundai Motor India will make debut on stock exchanges. The IPO price band is fixed Rs 1,865 to 1,960 per share. The IPO was open between 15th to 17th October 2024. It subscribed 2.37 times. Stocks to Watch: City Union Bank reported 1.42% jump in standalone net profit to Rs 285 crore in Q2 FY25. Net interest income (NII) increased 8% YoY to Rs 582 crore during the quarter. Bajaj Housing Finance's net profit jumped 21% to Rs 546 crore in Q2 FY25 as compared with Rs 451 crore same quarter last year. Net interest income (NII) jumped 12.99% to Rs 713 crore in Q2 FY25 as compared with Rs 631 crore in Q2 FY24. Cyient DLM's consolidated net profit increased 5% to Rs 15.45 crore during the quarter as compared with Rs 14.65 crore posted in corresponding quarter last year. Revenue increased 33.4% YoY to Rs 389.45 crore during the quarter. Bhansali Engineering Polymers reported 3.92% fall in consolidated net profit to Rs 46.32 crore during the quarter as compared with Rs 48.21 crore in Q2 FY24. Revenue increased 16.87% to Rs 367 crore during the quarter. 360 One WAM's consolidated net profit jumped 32% to Rs 245 crore in Q2 FY25 as compared with Rs 186 crore in Q2 FY24. Total income increased 43% YoY to Rs 890 crore during the quarter. Supreme Petrochem's consolidated net profit increased 15.38% YoY to Rs 90 crore during the quarter as compared with Rs 78 crore posted in corresponding quarter last year. Revenue jumped 17.76% to Rs 1,505 crore during the quarter.Powered by Capital Market - Live
Lower than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 7.03%, vs industry avg of 16.68%
Decreasing Market Share
Over the last 5 years, market share decreased from 0.79% to 0.51%
Lower than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 8.27%, vs industry avg of 43.24%