CreditAccess Grameen Ltd
CREDITACCCreditAccess Grameen Ltd
CREDITACC![](https://assets.tickertape.in/sector-icons/financials.png)
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Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
AvgFinancials growth has been moderate for a few years
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
12.72 | 2.89 | 0.08% |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
18.16 | 2.55 | 0.83% |
Forecast & Ratings
Detailed Forecast from 17 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
CreditAccess Grameen is a non-banking financial company engaged in microfinance sector. Its services are focused towards the rural poor and low income households particularly women
Peers
Compare with peersBajaj Finance Ltd
Jio Financial Services Ltd
Cholamandalam Investment and Finance Company Ltd
Shriram Finance Ltd
Muthoot Finance Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
All values in ₹
Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
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Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 466.72 | 709.26 | 871.53 | 1,283.32 | 1,705.48 | 2,466.07 | 2,750.13 | 3,550.79 | 5,172.65 | 5,514.50 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 3,454.52 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
Employee Cost | 70.67 | 104.69 | 130.44 | 186.05 | 262.05 | 379.99 | 437.66 | 515.24 | 669.43 | |||||||||||
Selling & Administrative Expenses | — | — | — | 88.18 | 125.95 | 136.93 | 180.30 | 246.12 | 295.46 | |||||||||||
Operating & Other expenses | 263.90 | 475.84 | 407.70 | 503.56 | 835.51 | 1,724.68 | 1,604.15 | 1,634.17 | 2,217.43 | |||||||||||
EBITDA | 132.15 | 128.73 | 333.39 | 505.53 | 481.97 | 224.47 | 528.02 | 1,155.26 | 1,990.33 | 2,059.98 | ||||||||||
Depreciation/Amortization | 2.61 | 4.43 | 5.17 | 7.79 | 20.37 | 44.07 | 47.23 | 49.84 | 51.15 | 53.44 | ||||||||||
PBIT | 129.54 | 124.30 | 328.22 | 497.74 | 461.60 | 180.40 | 480.79 | 1,105.42 | 1,939.18 | 2,006.54 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 129.54 | 124.30 | 328.22 | 497.74 | 461.60 | 180.40 | 480.79 | 1,105.42 | 1,939.18 | 2,006.54 | ||||||||||
Taxes & Other Items | 46.31 | 44.00 | 115.74 | 175.98 | 128.05 | 46.38 | 127.72 | 279.36 | 493.25 | 511.42 | ||||||||||
Net Income | 83.23 | 80.30 | 212.48 | 321.76 | 333.55 | 134.02 | 353.07 | 826.06 | 1,445.93 | 1,495.12 | ||||||||||
EPS | 11.41 | 10.12 | 19.85 | 23.66 | 23.20 | 8.95 | 22.67 | 52.49 | 90.86 | 93.81 | ||||||||||
DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | ||||||||||
Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
Company Updates
Annual report
PDFPeers & Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
CreditAccess Grameen Ltd | 13.15 | 2.89 | 0.08% |
Bajaj Finance Ltd | 30.23 | 5.70 | 0.51% |
Jio Financial Services Ltd | 128.94 | 1.49 | — |
Cholamandalam Investment and Finance Company Ltd | 35.77 | 6.24 | 0.14% |
Price Comparison
Compare CREDITACC with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding CreditAccess Grameen Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
Canara Robeco Emerging Equities - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 1.5336% | Percentage of the fund’s portfolio invested in the stock 1.22% | Change in the portfolio weight of the stock over the last 3 months -0.27% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 54/84 (-2) |
Nippon India Small Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 1.4551% | Percentage of the fund’s portfolio invested in the stock 0.46% | Change in the portfolio weight of the stock over the last 3 months -0.17% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 38/226 (-8) |
Axis Small Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 1.2781% | Percentage of the fund’s portfolio invested in the stock 1.04% | Change in the portfolio weight of the stock over the last 3 months -0.33% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 28/134 (-6) |
Compare 3-month MF holding change on Screener
smallcases
A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have CreditAccess Grameen Ltd
Events
Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateJul 26, 2024
Dividend/Share
₹10.00
Ex DateEx Date
Jul 26, 2024
CreditAccess Grameen has allotted 1,987 equity shares under ESOP on 21 August 2024. Powered by Capital Market - Live
CreditAccess Grameen announced that S. Balakrishna Kamath has resigned as Chief Financial Officer & Key Managerial Personnel of the Company with effect from 01 August 2024. Powered by Capital Market - Live
CreditAccess Grameen CFO Resigns
![](https://pocket-image-cache.com/direct?url=http://media.assettype.com/bloombergquint%2F2024-08%2F14bff8c9-8413-44d2-ac09-118ed48b16d2%2FBalakrishna-Kamath1-1.jpg?rect=0%2C116%2C800%2C420&w=1200&auto=format%2Ccompress&ogImage=true)
CreditAccess Grameen Q1 Results Review - Muted Loan Growth; Asset Quality Deteriorates Further: Motilal Oswal
![](https://pocket-image-cache.com/direct?url=http://media.assettype.com/bloombergquint%2F2022-10%2F7a2b54fa-bb04-4c43-8b9c-145db67daa1f%2FClose_view_of_counting_Indian_currency_bank_notes___Photo_Usha_Kunji_BQ_Prime_.jpg?rect=0%2C62%2C3714%2C1950&w=1200&auto=format%2Ccompress&ogImage=true)
CreditAccess Grameen Q1 Results: Net Profit Rises 15% To Rs 398 crore
![](https://pocket-image-cache.com/direct?url=http://media.assettype.com/bloombergquint%2F2023-02%2Fc99768ab-666d-4c1f-98f8-3d96b4f2631a%2Fibrahim_rifath_OApHds2yEGQ_unsplash.jpg?w=1200&auto=format%2Ccompress&ogImage=true)
CreditAccess Grameen net profit rises 15% YoY to Rs 398 crore
![](https://pocket-image-cache.com/direct?url=http://img.etimg.com/thumb/msid-111865809,width-1200,height-630,imgsize-92981,overlay-etmarkets/photo.jpg)
CreditAccess Grameen consolidated net profit rises 14.12% in the June 2024 quarter
![](https://pocket-image-cache.com/direct?url=http://www.business-standard.com/assets/web-assets/images/Business_Standard_685x385.jpg)
Stock Alert: Infosys, Tata Technologies, Persistent Systems, L&T Technology, South Indian Bank,
![](https://pocket-image-cache.com/direct?url=http://www.business-standard.com/assets/web-assets/images/Business_Standard_685x385.jpg)
Financial Services Q1 Preview - Healthy AUM Growth Across All Companies; NIMs To See Mix Trends: DRChoksey
![](https://pocket-image-cache.com/direct?url=http://media.assettype.com/bloombergquint%2F2022-10%2F7a2b54fa-bb04-4c43-8b9c-145db67daa1f%2FClose_view_of_counting_Indian_currency_bank_notes___Photo_Usha_Kunji_BQ_Prime_.jpg?rect=0%2C62%2C3714%2C1950&w=1200&auto=format%2Ccompress&ogImage=true)
Brokerage Views: Morgan Stanley, Citi On Maruti Suzuki, Goldman On CreditAccess Grameen And More
![](https://pocket-image-cache.com/direct?url=http://media.assettype.com/bloombergquint%2F2024-07%2F5e7544c6-8a74-4272-a0e5-245fd4cd5aeb%2Funrecognizable-man-working-with-stock-trading-data-2023-11-27-05-14-27-utc.jpg?rect=0%2C0%2C3871%2C2032&w=1200&auto=format%2Ccompress&ogImage=true)
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 32.15%, vs industry avg of 14.67%
Increasing Market Share
Over the last 5 years, market share increased from 1.04% to 2.28%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 35.06%, vs industry avg of 21.44%