Emerald Finance Ltd
EMERALDEmerald Finance Ltd
EMERALDPrice Chart
Scorecard
Performance
HighThe creamy layer - amongst the top performing stocks
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
BadThe stock is in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
65.77 | 8.37 | 0.08% |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
18.53 | 2.58 | 0.94% |
Forecast & Ratings
Detailed Forecast Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Emerald Finance is engaged in offering a range of banking products and financial services. Its digital products include micro, small and medium enterprises business loan (MSME) and early wage access.
Peers
Compare with peersBajaj Finance Ltd
Jio Financial Services Ltd
Shriram Finance Ltd
Bajaj Housing Finance Ltd
Cholamandalam Investment and Finance Company Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
Revenue Forecast
Earnings Per Share Forecast
Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 0.77 | 1.73 | 4.39 | 6.72 | 7.87 | 5.45 | 8.50 | 11.56 | 13.36 | 16.73 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 8.51 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
Employee Cost | 0.33 | 0.44 | 0.61 | 0.55 | 1.04 | 0.93 | 1.05 | 1.00 | 2.01 | |||||||||||
Selling & Administrative Expenses | 0.25 | 0.92 | 2.85 | 4.32 | 4.60 | 2.06 | 3.33 | 4.62 | 3.90 | |||||||||||
Operating & Other expenses | 0.04 | 0.08 | 0.14 | 0.20 | 0.57 | 0.54 | 0.75 | 1.23 | 1.82 | |||||||||||
EBITDA | 0.15 | 0.29 | 0.79 | 1.65 | 1.66 | 1.92 | 3.37 | 4.71 | 5.63 | 8.22 | ||||||||||
Depreciation/Amortization | 0.00 | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.06 | 0.06 | ||||||||||
PBIT | 0.15 | 0.28 | 0.77 | 1.62 | 1.63 | 1.89 | 3.33 | 4.68 | 5.57 | 8.16 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 0.15 | 0.28 | 0.77 | 1.62 | 1.63 | 1.89 | 3.33 | 4.68 | 5.57 | 8.16 | ||||||||||
Taxes & Other Items | 0.05 | 0.08 | 0.20 | 0.45 | 0.35 | 0.50 | 0.87 | 1.19 | 1.44 | 2.06 | ||||||||||
Net Income | 0.10 | 0.20 | 0.57 | 1.17 | 1.28 | 1.39 | 2.46 | 3.49 | 4.13 | 6.10 | ||||||||||
EPS | 0.15 | 0.29 | 0.84 | 1.28 | 1.11 | 1.35 | 1.29 | 1.18 | 1.37 | 2.02 | ||||||||||
DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.20 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | ||||||||||
Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.18 | 0.07 | 0.08 | 0.08 | 0.07 | 0.05 |
Company Updates
Annual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFPeers & Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
Emerald Finance Ltd | 97.14 | 8.37 | 0.08% |
Bajaj Finance Ltd | 29.69 | 5.60 | 0.52% |
Jio Financial Services Ltd | 132.68 | 1.53 | — |
Shriram Finance Ltd | 16.27 | 2.41 | 1.41% |
Price Comparison
Compare EMERALD with any stock or ETFShareholdings
Promoter Holdings Trend
Decreased Total Promoter Holding
In last 6 months, promoter holding in the company has decreased by 5.44%
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Increased Total Retail Holding
In last 3 months, retail holding in the company has increased by 2.89%
Increased Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has increased by 7.85%
Shareholding Pattern
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Shareholding History
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
Dividend Yield
Current dividend yield is 0.08%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹0.75 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateSep 23, 2024
Dividend/Share
₹0.10
Ex DateEx Date
Sep 23, 2024
Cash Dividend
Ex DateEx DateSep 22, 2023
Dividend/Share
₹0.10
Ex DateEx Date
Sep 22, 2023
Cash Dividend
Ex DateEx DateSep 23, 2022
Dividend/Share
₹0.10
Ex DateEx Date
Sep 23, 2022
Cash Dividend
Ex DateEx DateSep 23, 2021
Dividend/Share
₹0.10
Ex DateEx Date
Sep 23, 2021
Emerald Finance announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 21 December 2024 .Powered by Capital Market - Live
Emerald Finance will hold a meeting of the Board of Directors of the Company on 26 November 2024Powered by Capital Market - Live
Net profit of Emerald Finance rose 116.84% to Rs 2.06 crore in the quarter ended September 2024 as against Rs 0.95 crore during the previous quarter ended September 2023. Sales rose 54.32% to Rs 5.00 crore in the quarter ended September 2024 as against Rs 3.24 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales5.003.24 54 OPM %70.0046.60 - PBDT2.751.27 117 PBT2.751.27 117 NP2.060.95 117 Powered by Capital Market - Live
Emerald Finance will hold a meeting of the Board of Directors of the Company on 8 October 2024.Powered by Capital Market - Live
Emerald Finance announced that the Annual General Meeting (AGM) of the company will be held on 30 September 2024.Powered by Capital Market - Live
Lower than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 14.73%, vs industry avg of 15.21%
Constant Market Share
Over the last 5 years, market share stayed at 0.01%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 28.69%, vs industry avg of 20.97%