GIC Housing Finance Ltd
GICHSGFINGIC Housing Finance Ltd
GICHSGFIN![](https://assets.tickertape.in/sector-icons/financials.png)
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Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
LowUndervalued compared to the market average
Growth
LowLagging behind the market in financials growth
Profitability
HighShowing good signs of profitability & efficiency
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
8.19 | 0.71 | 1.87% |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
18.16 | 2.55 | 0.83% |
Forecast & Ratings
Detailed Forecast Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
GIC Housing Finance Ltd. is engaged in the housing finance business. The Company's primary business is granting housing loans to individuals and to persons/entities engaged in construction of houses or flats for residential purposes.
Peers
Compare with peersLIC Housing Finance Ltd
PNB Housing Finance Ltd
Aptus Value Housing Finance India Ltd
Aavas Financiers Ltd
Can Fin Homes Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
Revenue Forecast
Earnings Per Share Forecast
Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 876.37 | 1,001.74 | 1,111.86 | 1,227.65 | 1,254.91 | 1,240.33 | 1,156.40 | 1,128.90 | 1,069.68 | 1,075.82 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 851.71 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
Employee Cost | 22.59 | 25.95 | 29.41 | 32.90 | 42.53 | 43.46 | 48.20 | 59.93 | 64.00 | |||||||||||
Selling & Administrative Expenses | — | — | — | — | — | — | 34.64 | 43.20 | 50.78 | |||||||||||
Operating & Other expenses | 661.85 | 747.99 | 807.52 | 946.97 | 1,093.98 | 1,057.84 | 834.51 | 725.98 | 735.72 | |||||||||||
EBITDA | 191.93 | 227.80 | 274.93 | 247.78 | 118.40 | 139.03 | 239.05 | 299.79 | 219.18 | 224.11 | ||||||||||
Depreciation/Amortization | 0.82 | 0.70 | 0.64 | 0.72 | 6.13 | 4.48 | 8.71 | 9.94 | 15.02 | 15.00 | ||||||||||
PBIT | 191.11 | 227.10 | 274.29 | 247.06 | 112.27 | 134.55 | 230.34 | 289.85 | 204.16 | 209.11 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 191.11 | 227.10 | 274.29 | 247.06 | 112.27 | 134.55 | 230.34 | 289.85 | 204.16 | 209.11 | ||||||||||
Taxes & Other Items | 66.61 | 79.37 | 68.65 | 75.25 | 66.66 | 28.98 | 56.83 | 76.60 | 52.81 | 50.61 | ||||||||||
Net Income | 124.50 | 147.73 | 205.64 | 171.81 | 45.61 | 105.57 | 173.51 | 213.25 | 151.35 | 158.50 | ||||||||||
EPS | 23.11 | 27.43 | 38.18 | 31.89 | 8.46 | 19.59 | 32.20 | 39.59 | 28.10 | 29.42 | ||||||||||
DPS | 5.00 | 5.00 | 5.50 | 5.50 | 2.00 | 4.00 | 4.50 | 4.50 | 4.50 | 9.00 | ||||||||||
Payout ratio | 0.22 | 0.18 | 0.14 | 0.17 | 0.24 | 0.20 | 0.14 | 0.11 | 0.16 | 0.31 |
Company Updates
Peers & Comparison
FinancialsHome Financing
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
GIC Housing Finance Ltd | 8.58 | 0.71 | 1.87% |
LIC Housing Finance Ltd | 7.81 | 1.18 | 1.33% |
PNB Housing Finance Ltd | 16.31 | 1.64 | — |
Aptus Value Housing Finance India Ltd | 26.30 | 4.27 | 0.62% |
Price Comparison
Compare GICHSGFIN with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Increased Total Retail Holding
In last 3 months, retail holding in the company has increased by 1.76%
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Shareholding History
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No Dividend Cuts
GICHSGFIN has increased or maintained dividend levels over the last 5 years
Dividend Yield
Current dividend yield is 1.87%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹18.67 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateJun 28, 2024
Dividend/Share
₹4.50
Ex DateEx Date
Jun 28, 2024
Cash Dividend
Ex DateEx DateAug 25, 2023
Dividend/Share
₹4.50
Ex DateEx Date
Aug 25, 2023
Cash Dividend
Ex DateEx DateSep 1, 2022
Dividend/Share
₹4.50
Ex DateEx Date
Sep 1, 2022
Cash Dividend
Ex DateEx DateSep 16, 2021
Dividend/Share
₹4.00
Ex DateEx Date
Sep 16, 2021
Cash Dividend
Ex DateEx DateDec 3, 2020
Dividend/Share
₹2.00
Ex DateEx Date
Dec 3, 2020
Net profit of GIC Housing Finance rose 22.46% to Rs 38.99 crore in the quarter ended June 2024 as against Rs 31.84 crore during the previous quarter ended June 2023. Sales declined 2.62% to Rs 259.11 crore in the quarter ended June 2024 as against Rs 266.08 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Sales259.11266.08 -3 OPM %85.4084.94 - PBDT50.5645.63 11 PBT46.9141.96 12 NP38.9931.84 22 Powered by Capital Market - Live
GIC Housing Finance will hold a meeting of the Board of Directors of the Company on 6 August 2024.Powered by Capital Market - Live
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GIC Housing Finance announces change in Head HR & Operations
![](https://pocket-image-cache.com/direct?url=http://www.business-standard.com/assets/web-assets/images/Business_Standard_685x385.jpg)
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GIC Housing Finance drops 4% as Q4 result fails to enthuse investors
![](https://pocket-image-cache.com/direct?url=http://images.moneycontrol.com/static-mcnews/2023/05/Sensex_nifty_market_down_Sensex-770x433.jpg)
GIC Housing Fin Consolidated March 2023 Net Sales at Rs 281.17 crore, down 2.45% Y-o-Y
![](https://pocket-image-cache.com/direct?url=http://images.moneycontrol.com/static-mcnews/2017/04/shutterstock_310523045-462x435.jpg)
GIC Housing Fin Standalone December 2022 Net Sales at Rs 280.81 crore, down 3.71% Y-o-Y
![](https://pocket-image-cache.com/direct?url=http://images.moneycontrol.com/static-mcnews/2017/04/shutterstock_310523045-462x435.jpg)
GIC Housing Finance standalone net profit declines 14.53% in the December 2022 quarter
![](https://assets.tickertape.in/images/news-publishers/businessstandard.png)
GIC Housing Finance to issue 2-month CP - traders
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Lower than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of -2.72%, vs industry avg of 1.5%
Increasing Market Share
Over the last 5 years, market share increased from 0.74% to 2.02%
Lower than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of -2.5%, vs industry avg of 2.64%