Jana Small Finance Bank Ltd
JSFBJana Small Finance Bank Ltd
JSFB![](https://assets.tickertape.in/sector-icons/financials.png)
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Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
AvgCan be considered moderately valued vs the market
Growth
AvgFinancials growth has been moderate for a few years
Profitability
HighShowing good signs of profitability & efficiency
Entry point
AvgThe stock is overpriced but is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
8.26 | 1.73 | — |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
18.16 | 2.55 | 0.83% |
Forecast & Ratings
Detailed Forecast from 1 analyst
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Jana Small Finance Bank is an India-based small finance bank.
Peers
Compare with peersHDFC Bank Ltd
ICICI Bank Ltd
Axis Bank Ltd
Kotak Mahindra Bank Ltd
Indusind Bank Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
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Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
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Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 1,784.54 | 2,978.26 | 1,597.05 | 1,368.27 | 2,424.77 | 2,732.79 | 3,050.30 | 3,699.87 | 4,684.06 | 4,967.14 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 4,383.01 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
Employee Cost | 275.49 | 517.02 | 674.98 | 602.27 | 623.74 | 618.46 | 698.99 | 777.58 | 974.67 | |||||||||||
Selling & Administrative Expenses | 373.60 | 210.16 | 648.57 | 370.34 | 398.50 | 311.89 | 320.72 | 399.60 | 522.32 | |||||||||||
Operating & Other expenses | 861.90 | 1,934.01 | 2,600.69 | 2,245.33 | 1,279.87 | 1,635.46 | 1,944.37 | 2,198.04 | 2,610.80 | |||||||||||
EBITDA | 273.55 | 317.07 | -2,327.19 | -1,849.67 | 122.66 | 166.98 | 86.22 | 324.65 | 576.27 | 584.13 | ||||||||||
Depreciation/Amortization | 35.34 | 61.86 | 83.95 | 99.39 | 92.53 | 82.68 | 80.82 | 68.69 | 61.91 | — | ||||||||||
PBIT | 238.21 | 255.21 | -2,411.14 | -1,949.06 | 30.13 | 84.30 | 5.40 | 255.96 | 514.36 | 584.13 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 238.21 | 255.21 | -2,411.14 | -1,949.06 | 30.13 | 84.30 | 5.40 | 255.96 | 514.36 | 584.13 | ||||||||||
Taxes & Other Items | 77.92 | 85.11 | 92.66 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -155.19 | -165.62 | ||||||||||
Net Income | 160.29 | 170.10 | -2,503.80 | -1,949.06 | 30.13 | 84.30 | 5.40 | 255.96 | 669.55 | 749.75 | ||||||||||
EPS | 74.27 | 69.36 | -750.17 | -450.93 | 6.16 | 16.62 | 1.06 | 48.12 | 83.92 | 71.68 | ||||||||||
DPS | 2.00 | 4.90 | 0.70 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
Payout ratio | 0.03 | 0.07 | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Company Updates
Peers & Comparison
FinancialsPrivate Banks
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
Jana Small Finance Bank Ltd | 9.25 | 1.73 | — |
HDFC Bank Ltd | 19.49 | 2.66 | 1.19% |
ICICI Bank Ltd | 19.44 | 3.19 | 0.82% |
Axis Bank Ltd | 13.77 | 2.31 | 0.08% |
Price Comparison
Compare JSFB with any stock or ETFShareholdings
Promoter Holdings Trend
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Jul 2023
Feb 2024
Mar 2024
Jun 2024
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding Jana Small Finance Bank Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
Quant Small Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 1.6114% | Percentage of the fund’s portfolio invested in the stock 0.41% | Change in the portfolio weight of the stock over the last 3 months 0.24% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 85/119 (+6) |
Quant Active Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 1.0077% | Percentage of the fund’s portfolio invested in the stock 0.58% | Change in the portfolio weight of the stock over the last 3 months 0.58% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 72/85 (+7) |
Kotak Banking & Financial Services Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.1432% | Percentage of the fund’s portfolio invested in the stock 0.97% | Change in the portfolio weight of the stock over the last 3 months -0.01% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 30/36 (-5) |
Compare 3-month MF holding change on Screener
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No Dividends
JSFB has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
Jana Small Finance Bank has appointed Dinesh C Patwari as an Additional Director in the capacity of Non-Executive Director (Independent Director) of the Bank for a period of 5 years with effect from 22nd July 2024. Powered by Capital Market - Live
Net profit of Jana Small Finance Bank rose 88.76% to Rs 170.56 crore in the quarter ended June 2024 as against Rs 90.36 crore during the previous quarter ended June 2023. Total Operating Income rose 31.88% to Rs 1167.06 crore in the quarter ended June 2024 as against Rs 884.91 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Total Operating Income1167.06884.91 32 OPM %45.2836.76 - PBDT160.1390.36 77 PBT160.1390.36 77 NP170.5690.36 89 Powered by Capital Market - Live
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 27.91%, vs industry avg of 16.96%
Increasing Market Share
Over the last 5 years, market share increased from 0.26% to 0.41%