Mangal Credit and Fincorp Ltd
MANCREDITMangal Credit and Fincorp Ltd
MANCREDIT
Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
AvgThe stock is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 18.50 | 1.80 | 0.51% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 18.53 | 2.58 | 0.94% |
Forecast & Ratings
Detailed Forecast Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Mangal Credit & Fincorp Limited (MCFL) is a non-banking financial company (NBFC), which is primarily engaged in rendering loans services. The Company offers services, including loans and credit facilities, private educational funding etc.
Peers
Compare with peersBajaj Finance Ltd
Jio Financial Services Ltd
Shriram Finance Ltd
Bajaj Housing Finance Ltd
Cholamandalam Investment and Finance Company Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
Hmm, looks like data is unavailable here. Please come back after some timeRevenue Forecast
Hmm, looks like data is unavailable here. Please come back after some timeEarnings Per Share Forecast
Hmm, looks like data is unavailable here. Please come back after some timeIncome
Balance Sheet
Cash Flow
Income Statement
| Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 9.19 | 8.63 | 9.83 | 10.61 | 16.32 | 11.41 | 14.82 | 21.40 | 33.28 | 41.64 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 23.68 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 0.29 | 0.36 | 0.61 | 0.73 | 0.78 | 1.18 | 1.62 | 2.78 | 4.54 | |||||||||||
| Selling & Administrative Expenses | — | — | — | — | — | — | — | — | — | |||||||||||
| Operating & Other expenses | 7.04 | 3.85 | 2.77 | 1.76 | 1.83 | 1.81 | 4.11 | 7.32 | 13.71 | |||||||||||
EBITDA | 1.86 | 4.42 | 6.45 | 8.12 | 13.71 | 8.42 | 9.09 | 11.30 | 15.03 | 17.96 | ||||||||||
| Depreciation/Amortization | 0.52 | 0.31 | 0.21 | 0.17 | 0.14 | 0.24 | 0.40 | 0.53 | 0.71 | 0.92 | ||||||||||
| PBIT | 1.34 | 4.11 | 6.24 | 7.95 | 13.57 | 8.18 | 8.69 | 10.77 | 14.32 | 17.04 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 1.34 | 4.11 | 6.24 | 7.95 | 13.57 | 8.18 | 8.69 | 10.77 | 14.32 | 17.04 | ||||||||||
| Taxes & Other Items | 0.26 | 1.40 | 1.68 | 1.95 | 2.80 | 2.48 | 2.60 | 2.87 | 3.78 | 4.63 | ||||||||||
| Net Income | 1.08 | 2.71 | 4.56 | 6.00 | 10.77 | 5.70 | 6.09 | 7.90 | 10.54 | 12.41 | ||||||||||
| EPS | 0.89 | 1.70 | 2.57 | 3.11 | 5.58 | 2.95 | 3.15 | 4.09 | 5.42 | 6.34 | ||||||||||
| DPS | 0.00 | 0.25 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.50 | 0.60 | 0.60 | ||||||||||
| Payout ratio | 0.00 | 0.15 | 0.19 | 0.16 | 0.09 | 0.17 | 0.16 | 0.12 | 0.11 | 0.09 |
Company Updates
Peers & Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Mangal Credit and Fincorp Ltd | 21.78 | 1.80 | 0.51% |
| Bajaj Finance Ltd | 29.69 | 5.60 | 0.52% |
| Jio Financial Services Ltd | 132.68 | 1.53 | — |
| Shriram Finance Ltd | 16.27 | 2.41 | 1.41% |
Price Comparison
Compare MANCREDIT with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Mar 2024
Jun 2024
Aug 2024
Sep 2024
Shareholding History
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No Dividend Cuts
MANCREDIT has increased or maintained dividend levels over the last 5 years
Dividend Yield
Current dividend yield is 0.51%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹5.11 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateSep 17, 2024
Dividend/Share
₹0.60
Ex DateEx Date
Sep 17, 2024
Cash Dividend
Ex DateEx DateSep 13, 2023
Dividend/Share
₹0.50
Ex DateEx Date
Sep 13, 2023
Cash Dividend
Ex DateEx DateSep 20, 2022
Dividend/Share
₹0.50
Ex DateEx Date
Sep 20, 2022
Cash Dividend
Ex DateEx DateSep 21, 2021
Dividend/Share
₹0.50
Ex DateEx Date
Sep 21, 2021
Cash Dividend
Ex DateEx DateDec 22, 2020
Dividend/Share
₹0.50
Ex DateEx Date
Dec 22, 2020
Net profit of Mangal Credit & Fincorp rose 22.43% to Rs 3.22 crore in the quarter ended September 2024 as against Rs 2.63 crore during the previous quarter ended September 2023. Sales rose 53.42% to Rs 11.66 crore in the quarter ended September 2024 as against Rs 7.60 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales11.667.60 53 OPM %77.1078.29 - PBDT4.603.74 23 PBT4.323.57 21 NP3.222.63 22 Powered by Capital Market - Live
Mangal Credit & Fincorp will hold a meeting of the Board of Directors of the Company on 7 November 2024Powered by Capital Market - Live
Mangal Credit & Fincorp announced that the 62th Annual General Meeting (AGM) of the company will be held on 25 September 2024.Powered by Capital Market - Live
Net profit of Mangal Credit & Fincorp rose 51.82% to Rs 3.75 crore in the quarter ended June 2024 as against Rs 2.47 crore during the previous quarter ended June 2023. Sales rose 58.48% to Rs 11.87 crore in the quarter ended June 2024 as against Rs 7.49 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Sales11.877.49 58 OPM %79.6175.03 - PBDT5.573.51 59 PBT5.323.35 59 NP3.752.47 52 Powered by Capital Market - Live
Mangal Credit & Fincorp will hold a meeting of the Board of Directors of the Company on 12 August 2024.Powered by Capital Market - Live
Mangal Credit and Fincorp opens a new branch in the gold loan and lending segment at Malad, Mumbai
Mangal Credit and Fincorp receives rating of IVR BBB- on long-term bank facilities from Infomerics
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 25.69%, vs industry avg of 15.21%
Constant Market Share
Over the last 5 years, market share stayed at 0.01%
Lower than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 11.93%, vs industry avg of 20.97%