Muthoot Microfin Ltd
MUTHOOTMFMuthoot Microfin Ltd
MUTHOOTMF
Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
AvgCan be considered moderately valued vs the market
Growth
HighStrong financials and growth story over the years
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 7.18 | 1.07 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.61 | 2.45 | 0.98% |
Forecast & Ratings
Detailed Forecast from 2 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Muthoot Microfin Limited provides microloans to women for small income-generating activities, focusing on entrepreneurship and financial assistance.
Investor Presentation
View olderPeers
Compare with peersIndian Railway Finance Corp Ltd
Power Finance Corporation Ltd
REC Limited
Rail Vikas Nigam Ltd
Indian Renewable Energy Development Agency Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
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Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
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Income
Balance Sheet
Cash Flow
Income Statement
| Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 52.16 | 243.84 | 511.39 | 750.43 | 0.44 | 696.28 | 842.94 | 1,446.35 | 2,285.49 | 2,543.62 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 1,968.94 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 8.33 | 65.23 | 103.83 | 147.01 | 196.92 | 187.09 | 237.08 | 322.56 | 448.66 | |||||||||||
| Selling & Administrative Expenses | — | — | — | — | — | — | — | — | — | |||||||||||
| Operating & Other expenses | 29.20 | 120.42 | 370.53 | 329.93 | 636.41 | 481.30 | 520.37 | 884.31 | 1,219.54 | |||||||||||
EBITDA | 14.63 | 58.19 | 37.03 | 273.49 | -832.89 | 27.89 | 85.49 | 239.48 | 617.29 | 574.68 | ||||||||||
| Depreciation/Amortization | 0.02 | 0.97 | 1.84 | 2.97 | 13.72 | 18.83 | 20.78 | 26.61 | 35.44 | 39.69 | ||||||||||
| PBIT | 14.61 | 57.22 | 35.19 | 270.52 | -846.61 | 9.06 | 64.71 | 212.87 | 581.85 | 534.99 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 14.61 | 57.22 | 35.19 | 270.52 | -846.61 | 9.06 | 64.71 | 212.87 | 581.85 | 534.99 | ||||||||||
| Taxes & Other Items | 5.19 | 20.18 | 49.63 | 69.30 | 1.67 | 2.00 | 17.33 | 48.98 | 132.26 | 115.81 | ||||||||||
| Net Income | 9.42 | 37.04 | -14.44 | 201.22 | -848.28 | 7.06 | 47.38 | 163.89 | 449.59 | 419.18 | ||||||||||
| EPS | 2.88 | 5.15 | -1.55 | 18.54 | -74.30 | 0.62 | 4.15 | 14.19 | 31.29 | 24.59 | ||||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Company Updates
Peers & Comparison
FinancialsSpecialized Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Muthoot Microfin Ltd | 6.69 | 1.07 | — |
| Indian Railway Finance Corp Ltd | 29.94 | 3.90 | 1.02% |
| Power Finance Corporation Ltd | 7.74 | 1.14 | 2.91% |
| REC Limited | 9.66 | 1.97 | 3.08% |
Price Comparison
Compare MUTHOOTMF with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding Muthoot Microfin Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
Motilal Oswal Nifty Microcap 250 Index Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0499% | Percentage of the fund’s portfolio invested in the stock 0.08% | Change in the portfolio weight of the stock over the last 3 months -0.02% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 308/309 (-41) |
Groww Nifty Total Market Index Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0002% | Percentage of the fund’s portfolio invested in the stock 0.00% | Change in the portfolio weight of the stock over the last 3 months -0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 740/799 (+3) |
Bandhan Nifty Total Market Index Fund - Direct Plan - Growth Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.0000% | Percentage of the fund’s portfolio invested in the stock 0.00% | Change in the portfolio weight of the stock over the last 3 months -0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 712/801 (0) |
Compare 3-month MF holding change on Screener
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No Dividends
MUTHOOTMF has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
Hmm, looks like data is unavailable here. Please come back after some timeMuthoot Pappachan Group (MPG), the 137-year-old Indian business conglomerate widely recognized as Muthoot Blue, is excited to announce the induction of its fourth generation leaders into the Board of Directors. This next generation, continuing the legacy of MPG, will join the current leadership team, marking a significant step toward securing the Group's future while preserving its storied heritage. The next-generation leaders'Tina George Muthoot, Thomas Muthoot John, and Suzannah Muthoot'have joined as Executive Directors in Muthoot Capital Services, Muthoot MicroFin, and Muthoot Housing Finance, respectively. Ritu George Muthoot and Susan John Muthoot have joined Muthoot Capital Services as NonExecutive Directors. Hannah Muthoot will join as Director of the Muthoot International Sports School. The school in partnership with Brooke House College, UK, combines world-class academics with elite training in Football, Badminton, and Volleyball, offering state-of-the-art facilities and a Cambridge curriculum to shape future sports stars. Powered by Capital Market - Live
Muthoot Microfin has initiated loan disbursals under its co-lending partnership with the State Bank of India (SBI), the country's largest lender. Under this collaboration, SBI has sanctioned Asset creation cap of Rs 500 crore, to be disbursed in tranches of Rs 100 crore. Loans ranging from Rs 50,000 to Rs 3 lakhs will be extended to identified and eligible customers, focusing primarily on members of Joint Liability Groups (JLGs) engaged in agricultural and allied activities, as well as other income-generating ventures. Currently operating across 20 states and 369 districts, Muthoot Microfin plans to make this initiative available pan-India, ensuring broader access to credit for rural entrepreneurs. The collaboration with SBI enables lower interest rates, making loans more affordable for borrowers while driving financial inclusion and fostering self sufficiency in underserved communitiesPowered by Capital Market - Live
Net profit of Muthoot Microfin declined 43.77% to Rs 61.61 crore in the quarter ended September 2024 as against Rs 109.57 crore during the previous quarter ended September 2023. Sales rose 18.27% to Rs 666.58 crore in the quarter ended September 2024 as against Rs 563.63 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales666.58563.63 18 OPM %49.8066.41 - PBDT91.72155.11 -41 PBT81.19146.58 -45 NP61.61109.57 -44 Powered by Capital Market - Live
Muthoot Microfin will hold a meeting of the Board of Directors of the Company on 5 November 2024.Powered by Capital Market - Live
Net profit of Muthoot Microfin rose 18.33% to Rs 113.22 crore in the quarter ended June 2024 as against Rs 95.68 crore during the previous quarter ended June 2023. Sales rose 33.25% to Rs 637.88 crore in the quarter ended June 2024 as against Rs 478.70 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Sales637.88478.70 33 OPM %61.2268.69 - PBDT156.73135.95 15 PBT146.55128.02 14 NP113.2295.68 18 Powered by Capital Market - Live
Muthoot Microfin has allotted 6,640 Secured Rated, Listed, Redeemable, Taxable, Non-Convertible Debentures (NCDs) of face value of Rs.1,00,000 each, for an aggregate nominal value of Rs. 66.40 crore on private placement. Powered by Capital Market - Live
Muthoot Microfin has issued 6,640 Secured Rated, Listed, Redeemable, Taxable, Non-Convertible Debentures (NCDs) having face value of Rs. 1,00,000 each, for an aggregate nominal value of Rs. 66.40 crore on private placement basis. The NCDs will be allotted on 06 August 2024. Powered by Capital Market - Live
Muthoot Microfin will hold a meeting of the Board of Directors of the Company on 9 August 2024.Powered by Capital Market - Live
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 24.95%, vs industry avg of 12.6%
Increasing Market Share
Over the last 5 years, market share increased from 0.62% to 1.07%
Lower than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 17.44%, vs industry avg of 18.24%