SBFC Finance Ltd
SBFCSBFC Finance Ltd
SBFCPrice Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
AvgThe stock is overpriced but is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
32.07 | 3.47 | — |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
17.58 | 2.45 | 0.98% |
Forecast & Ratings
Detailed Forecast from 4 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
SBFC Finance Limited, a non-banking finance company, offers micro-small enterprise loans, loan management services, and specialized loan solutions.
Investor Presentation
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Compare with peersIndian Railway Finance Corp Ltd
Power Finance Corporation Ltd
REC Limited
Rail Vikas Nigam Ltd
Indian Renewable Energy Development Agency Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
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Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
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Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2022 | FY 2023 | FY 2024 | TTM | ||||
---|---|---|---|---|---|---|---|---|
Total Revenue | 530.71 | 740.36 | 1,019.92 | 1,155.77 | ||||
Raw Materials | — | — | — | 742.62 | ||||
Power & Fuel Cost | — | — | — | |||||
Employee Cost | 109.53 | 160.12 | 217.13 | |||||
Selling & Administrative Expenses | 58.96 | 52.84 | 70.10 | |||||
Operating & Other expenses | 263.73 | 313.31 | 403.13 | |||||
EBITDA | 98.49 | 214.09 | 329.56 | 413.15 | ||||
Depreciation/Amortization | 11.78 | 12.71 | 13.41 | 14.66 | ||||
PBIT | 86.71 | 201.38 | 316.15 | 398.49 | ||||
Interest & Other Items | — | — | — | — | ||||
PBT | 86.71 | 201.38 | 316.15 | 398.49 | ||||
Taxes & Other Items | 22.17 | 51.63 | 79.04 | 97.90 | ||||
Net Income | 64.54 | 149.75 | 237.11 | 300.59 | ||||
EPS | 0.80 | 1.76 | 2.41 | 2.80 | ||||
DPS | 0.00 | 0.00 | 0.00 | 0.00 | ||||
Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 |
Company Updates
Peers & Comparison
FinancialsSpecialized Finance
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
SBFC Finance Ltd | 40.65 | 3.47 | — |
Indian Railway Finance Corp Ltd | 29.80 | 3.89 | 1.03% |
Power Finance Corporation Ltd | 7.55 | 1.11 | 2.99% |
REC Limited | 9.45 | 1.93 | 3.15% |
Price Comparison
Compare SBFC with any stock or ETFShareholdings
Promoter Holdings Trend
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding SBFC Finance Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
SBI Small Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 8.0539% | Percentage of the fund’s portfolio invested in the stock 2.33% | Change in the portfolio weight of the stock over the last 3 months 0.05% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 8/61 (+4) |
HDFC Banking & Financial Services Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.7842% | Percentage of the fund’s portfolio invested in the stock 2.05% | Change in the portfolio weight of the stock over the last 3 months 0.02% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 14/37 (0) |
Franklin India Smaller Companies Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.6974% | Percentage of the fund’s portfolio invested in the stock 0.48% | Change in the portfolio weight of the stock over the last 3 months 0.48% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 78/101 (+11) |
Compare 3-month MF holding change on Screener
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No Dividends
SBFC has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
The company will be able to solicit insurance products to its customers as a corporate agent. The registration shall be valid from 25th November 2024 to 24th November, 2027. SBFC Finance is a non-deposit-taking NBFC, catering primarily to entrepreneurs, small business owners, self-employed individuals, and salaried or working-class customers. The company offers services through secured MSME loans and loans backed by gold. The company's consolidated jumped 60% to Rs 84.16 crore on 27.6% increase in total income to Rs 314.51 crore in Q2 FY25 over Q2 FY24. The counter rallied 4.13% to end at Rs 87.72 on 25 November 2024.Powered by Capital Market - Live
Net profit of SBFC Finance rose 59.97% to Rs 84.16 crore in the quarter ended September 2024 as against Rs 52.61 crore during the previous quarter ended September 2023. Sales rose 26.41% to Rs 302.48 crore in the quarter ended September 2024 as against Rs 239.29 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales302.48239.29 26 OPM %70.8668.05 - PBDT114.2473.88 55 PBT110.3970.62 56 NP84.1652.61 60 Powered by Capital Market - Live
SBFC Finance announced that the rating as follows has been affirmed by India Ratings & Research Private Limited for pass-through certificates (PTCs) issued by Prime Trust LAP Aug 22 [SPV under ABS transaction] originated by SBFC Finance backed by a pool of asset-backed securities. Issuing Company Instrument Rating Rating action Prime Trust LAP Aug 22 Series A1 securitisation notes IND AA(SO)/ Stable Affirmed Prime Trust LAP Aug 22 Series A2 securitisation notes IND BBB- (SO)/ Stable Affirmed Powered by Capital Market - Live
SBFC Finance will hold a meeting of the Board of Directors of the Company on 26 October 2024.Powered by Capital Market - Live
SBFC Finance will hold a meeting of the Board of Directors of the Company on 26 October 2024.Powered by Capital Market - Live
In an exchange filing, SBFC Finance announced that ICRA upgraded the company's long-term, fund-based term loan of Rs 2,100 crore to 'AA-' with a stable outlook, up from the previous rating of 'A+' with a stable outlook. Additionally, the ratings agency upgraded and withdrew the company's long term fund based-term loan (unallocated bank) worth Rs 1,400 crore to the same 'AA-' stable rating from 'A+' stable. An 'AA-' rating from ICRA signifies that the issuer carries very low credit risk and provides a high level of confidence in its ability to meet financial commitments on time. SBFC Finance is a non-deposit-taking NBFC, catering primarily to entrepreneurs, small business owners, self-employed individuals, and salaried or working-class customers. The company offers services through secured MSME loans and loans backed by gold. On a consolidated basis, net profit of SBFC Finance rose 68% to Rs 79 crore while total income 29.4% to Rs 298 crore in Q1 June 2024 over Q1 June 2023. Powered by Capital Market - Live
Amber Enterprises India Ltd, Finolex Cables Ltd, V I P Industries Ltd, Adani Total Gas Ltd are among the other stocks to see a surge in volumes on NSE today, 23 September 2024.SBFC Finance Ltd saw volume of 1050.69 lakh shares by 14:14 IST on NSE, a 43.05 fold spurt over two-week average daily volume of 24.41 lakh shares. The stock increased 19.05% to Rs.104.98. Volumes stood at 25.62 lakh shares in the last session.Amber Enterprises India Ltd notched up volume of 23.34 lakh shares by 14:14 IST on NSE, a 32.9 fold spurt over two-week average daily volume of 70929 shares. The stock rose 16.22% to Rs.5,052.80. Volumes stood at 51727 shares in the last session.Finolex Cables Ltd saw volume of 18.61 lakh shares by 14:14 IST on NSE, a 18.8 fold spurt over two-week average daily volume of 98962 shares. The stock increased 9.48% to Rs.1,518.65. Volumes stood at 1.69 lakh shares in the last session.V I P Industries Ltd clocked volume of 68.44 lakh shares by 14:14 IST on NSE, a 8.92 times surge over two-week average daily volume of 7.68 lakh shares. The stock gained 9.60% to Rs.546.70. Volumes stood at 3.75 lakh shares in the last session.Adani Total Gas Ltd notched up volume of 51.31 lakh shares by 14:14 IST on NSE, a 8.41 fold spurt over two-week average daily volume of 6.10 lakh shares. The stock rose 5.88% to Rs.835.05. Volumes stood at 9.03 lakh shares in the last session.Powered by Capital Market - Live
Reliance Industrial Infrastructure Ltd, Dilip Buildcon Ltd, V-Mart Retail Ltd and Edelweiss Financial Services Ltd are among the other gainers in the BSE's 'A' group today, 23 September 2024.SBFC Finance Ltd surged 13.58% to Rs 100.06 at 11:48 IST. The stock was the biggest gainer in the BSE's 'A' group. On the BSE, 17.51 lakh shares were traded on the counter so far as against the average daily volumes of 1.69 lakh shares in the past one month. Reliance Industrial Infrastructure Ltd spiked 13.31% to Rs 1315.6. The stock was the second biggest gainer in 'A' group. On the BSE, 86948 shares were traded on the counter so far as against the average daily volumes of 7158 shares in the past one month. Dilip Buildcon Ltd soared 8.59% to Rs 566.85. The stock was the third biggest gainer in 'A' group. On the BSE, 89892 shares were traded on the counter so far as against the average daily volumes of 43131 shares in the past one month. V-Mart Retail Ltd rose 7.92% to Rs 3993.55. The stock was the fourth biggest gainer in 'A' group. On the BSE, 3516 shares were traded on the counter so far as against the average daily volumes of 867 shares in the past one month. Edelweiss Financial Services Ltd jumped 7.45% to Rs 141.3. The stock was the fifth biggest gainer in 'A' group. On the BSE, 3.38 lakh shares were traded on the counter so far as against the average daily volumes of 8.17 lakh shares in the past one month. Powered by Capital Market - Live
Net profit of SBFC Finance rose 68.00% to Rs 78.91 crore in the quarter ended June 2024 as against Rs 46.97 crore during the previous quarter ended June 2023. Sales rose 28.56% to Rs 287.33 crore in the quarter ended June 2024 as against Rs 223.50 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Sales287.33223.50 29 OPM %70.9668.98 - PBDT109.1465.90 66 PBT105.3862.78 68 NP78.9146.97 68 Powered by Capital Market - Live
SBFC Finance has allotted 20,000 Secured, Rated, Listed, Redeemable NCDs, of face value of Rs. 1,00,000/- each at an issue price of Rs. 1,00,000/- each aggregating to Rs.200 crore on Private Placement basis. Powered by Capital Market - Live
Decreased Total Promoter Holding
In last 6 months, promoter holding in the company has decreased by 5.61%
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant