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DSP Credit Risk Fund(M-IDCW Reinv)

IDCW
DebtCredit Risk Fund
Small-size FundAssets Under Mgmt: ₹ 188 Cr
Moderately High RiskPrinciple investment will be at moderately high risk
10.870.00% (+0.00)

Price Chart

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Returns
0.00%
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SIP
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1M
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DebtCredit Risk Fund
Small-size FundAssets Under Mgmt: ₹ 188 Cr
Moderately High RiskPrinciple investment will be at moderately high risk

Key Metrics

Expense RatioExpense RatioNo LabelNo LabelNo LabelNo Label
0.408.026.91
No LabelNo LabelNo LabelNo LabelNo LabelNo Label
1.148.195.71

Scheme Info

PlanPlanLock inLock inExit LoadExit Load
IDCW0 yrs1.00%
Nil for 10% of investment and 1% for remaining Investment on or before 12M Nil after 12M
SIP Inv.SIP Inv.Min. LumpsumMin. Lumpsum
Not allowedNot allowed
BenchmarkBenchmark
CRISIL Credit Risk Debt Index

About Credit Risk Fund

Credit risk funds are the debt funds which majorly lend money to low rated companies. The companies have to pay higher interest for their low rating which makes the fund more riskier as compared to other debt funds.

Peers & Comparison

Comparing 3 mutual funds from 
DebtCredit Risk Fund
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Mutual Fund1Y Returns1Y Returns3Y CAGR3Y CAGRLife CAGRLife CAGR
DSP Credit Risk Fund(M-IDCW Reinv)0.50%0.73%0.63%
HDFC Credit Risk Debt Fund-(Q-IDCW Reinv)1.14%-0.13%0.71%
ICICI Pru Credit Risk Fund(Q-IDCW Payout)-1.88%-0.02%0.99%
SBI Credit Risk Fund(IDCW-Payout)8.72%7.48%5.14%

Price Comparison

Compare DSP Credit Risk Fund(M-IDCW Reinv) with any MF, ETF, stock or index
Compare DSP Credit Risk Fund(M-IDCW Reinv) with any MF, ETF, stock or index
DSP Credit Risk Fund(M-IDCW Reinv)
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Asset Allocation

Actual

Target

Mar 2024

Jun 2024

Sep 2024

Nov 2024

ACTUAL
Cash & EquivalentsGovernment SecuritiesCorporate Debt0.32%2.04%21.69%75.94%

Mar 2024

Jun 2024

Sep 2024

Nov 2024

Tickertape Separator

Sector Distribution

+7 moreIron & SteelFMCG - Household ProductsOthersConstruction & EngineeringG-Sec36.69 %8.08 %8.50 %8.71 %16.32 %21.69 %

Mar 2024

Jun 2024

Sep 2024

Nov 2024

Tickertape Separator

Sector Weightage

Sep 23Dec 23Mar 24Jun 24Sep 24Nov 2415.78%12.35%18.26%18.71%22.11%21.69%
G-Sec as a % of total holdings for last six quarters
Tickertape Separator

Current Holdings

Debt

Others

  • Constituent
    Holding Weight
    3M Change
  • 6.79% GOI 2034
    Sov
    3M change : 16.12 %|Sov

    Holdings

    16.12 %

    16.12 %
  • Nirma Limited**
    CRISIL AA
    3M change : 0.29 %|CRISIL AA

    Holdings

    8.50 %

    0.29 %
  • Aditya Birla Renewables Limited**
    CRISIL AA
    3M change : 8.13 %|CRISIL AA

    Holdings

    8.13 %

    8.13 %

AMC Profile

DSP Investment Managers is an independent Indian AMC started in 1996. The DSP group (which owns the AMC) is a 150+ year old financial company which started stock broking as early as the 1860s. Since its inception, the fund house has grown to become one of India's premier AMCs with a track record of over 20 years.

  • No.of Schemes

    57

  • Total AUM

    ₹ 1,84,350.66 Cr.

Fund Manager Profile

Vivekanand Ramakrishnan

AUM:  ₹3,112.67 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: 16yrs

Laukik Bagwe

AUM:  ₹35,590.96 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: 13yrs

Manager Performance (0)

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Tax Implications

Invested period < 2 years

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments from 1st April 2023)

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments before 1st April 2023)

Gains are treated as long-term capital gains and taxed at 12.5%

Let’s calculate your returns after tax

Investment frequency

Monthly

One Time

Monthly Investment Amt. (₹)

Investment period (years)

CAGR (%)
This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.
Annual Income
As per the tax implications, in some cases, tax on MF returns depends on your annual income slab

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Opinions and Fund Reviews

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