What is the current price / NAV of HDFC Banking and PSU Debt Fund-Reg(IDCW)?
The current NAV of HDFC Banking and PSU Debt Fund-Reg(IDCW) is ₹10.15, as of 13th March 2025.What are the returns of HDFC Banking and PSU Debt Fund-Reg(IDCW)?
The HDFC Banking and PSU Debt Fund-Reg(IDCW) was launched on 26th March 2014. This mutual fund's past returns are as follows:- 1 Year Returns: 0.10%
- 3 Year Returns: 0.05%
- 5 Year Returns: -0.02%
What are the top 5 sectoral holdings of HDFC Banking and PSU Debt Fund-Reg(IDCW)?
The top sectors HDFC Banking and PSU Debt Fund-Reg(IDCW) has invested in are as follows:- Public Banks | 30.83%
- Consumer Finance | 24.64%
- G-Sec | 13.16%
- Home Financing | 12.12%
- Private Banks | 8.15%
What are the top 5 holdings of HDFC Banking and PSU Debt Fund-Reg(IDCW)?
The top 5 holdings for HDFC Banking and PSU Debt Fund-Reg(IDCW) are as follows:- 7.46% Indian Railways Finance Corp. Ltd. | 4.72%
- 7.18% GOI MAT 140833 | 3.86%
- 7.59 %Small Industries Development Bank^ | 3.85%
- 7.57% Indian Railways Finance Corp. Ltd.^ | 3.45%
- 7.26% GOI 2033 | 3.35%
What is the asset allocation of HDFC Banking and PSU Debt Fund-Reg(IDCW)?
The asset allocation for HDFC Banking and PSU Debt Fund-Reg(IDCW) is as follows:- Corporate Debt | 83.68%
- Government Securities | 13.16%
- Cash & Equivalents | 2.87%
- N/A | 0.29%
What is the AUM of HDFC Banking and PSU Debt Fund-Reg(IDCW)?
The AUM (i.e. assets under management) of HDFC Banking and PSU Debt Fund-Reg(IDCW) is ₹5836.84 Cr as of 13th March 2025.What is the expense ratio of HDFC Banking and PSU Debt Fund-Reg(IDCW)?
The expense ratio of HDFC Banking and PSU Debt Fund-Reg(IDCW) Plan is 0.79 as of 13th March 2025.What is the volatility or standard deviation of HDFC Banking and PSU Debt Fund-Reg(IDCW)?
The volatility or standard deviation for the HDFC Banking and PSU Debt Fund-Reg(IDCW) is 0.74
Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.
What is the sharpe ratio of HDFC Banking and PSU Debt Fund-Reg(IDCW)?
The Sharpe ratio for the HDFC Banking and PSU Debt Fund-Reg(IDCW) is 4.28
The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.
What is the Sortino ratio of HDFC Banking and PSU Debt Fund-Reg(IDCW)?
The Sortino Ratio for the HDFC Banking and PSU Debt Fund-Reg(IDCW) is 0.48
The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.
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HDFC Banking and PSU Debt Fund-Reg(IDCW)
IDCWRegular
DebtBanking & PSU Fund
Large-size FundAssets Under Mgmt: ₹ 5,836 Cr
Moderate RiskPrinciple investment will be at moderate risk
10.150.05% (+0.01)
Price Chart
High
—
Low
—
Returns
0.00%
1M
6M
1Y
3Y
5Y
Max
SIP
1M
6M
1Y
3Y
5Y
Max
SIP
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DebtBanking & PSU Fund
Large-size FundAssets Under Mgmt: ₹ 5,836 Cr
Moderate RiskPrinciple investment will be at moderate risk
Key Metrics
| Expense RatioExpense Ratio | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 0.79 | 7.44 | 4.28 |
| No LabelNo Label | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 0.51 | 7.35 | 4.46 |
Scheme Info
| PlanPlan | Lock inLock in | Exit LoadExit Load |
|---|---|---|
| IDCW | 0 yrs | 0.00% |
| SIP Inv.SIP Inv. | Min. LumpsumMin. Lumpsum |
|---|---|
| Allowed | ₹ 100 |
| BenchmarkBenchmark |
|---|
| NIFTY Banking and PSU Debt Index |
About Banking & PSU Fund
Banking and PSU funds are the debt funds that lend money to banks and public sector companies only. The risk of default is less as the borrowers are of high quality. The performance also depends on the interest rates in the economy.
Asset Allocation
Actual
Target
Jun 2024
Sep 2024
Dec 2024
Feb 2025
ACTUAL
Jun 2024
Sep 2024
Dec 2024
Feb 2025
Sector Distribution
Jun 2024
Sep 2024
Dec 2024
Feb 2025
Sector Weightage
Public Banks
Public Banks as a % of total holdings for last six quarters
Current Holdings
Debt
Others
- ConstituentHolding Weight3M Change
Holdings
4.72 %
0.01 %Holdings
3.86 %
-1.27 %Holdings
3.85 %
0.03 %
AMC Profile
HDFC Asset Management Company, investment manager to HDFC Mutual Fund, is one of the leading AMCs in the country. The company operates as a joint venture between Housing Development Finance Corporation (HDFC) and Standard Life Investments (SLI).
No.of Schemes
84
Total AUM
₹ 7,29,753.64 Cr.
Fund Manager Profile
Anil Bamboli
AUM: ₹69,216.45 Cr.
Sum of AUMs of all funds managed by the fund manager
|
Exp: 19yrs
Qualification
B. Com,CWA, MMS (Finance),CFA (CFA Institute)
Past Experience
Mr. Anil Bamboli has 16 years of experience in fund management and research, Fixed Income dealing. He is with HDFC AMC from July 2003 till date. Prior to this he was Asst. Vice President in SBI Funds Management Pvt. Ltd.
Funds Managed (71)
Debt (44)
-0.09%
0.07%
0.70%
-0.08%
0.07%
0.37%
0.92%
1.83%
0.75%
1.78%
2.51%
0.75%
0.10%
0.04%
0.39%
0.54%
2.30%
0.75%
8.24%
7.29%
0.75%
8.07%
2.77%
0.40%
1.99%
1.81%
0.46%
0.00%
0.00%
0.70%
0.76%
1.03%
1.52%
-0.08%
0.07%
0.37%
0.00%
0.00%
0.37%
0.01%
0.00%
0.70%
0.10%
0.05%
0.79%
-0.09%
0.07%
0.70%
0.01%
0.00%
0.37%
7.45%
6.27%
1.52%
0.10%
0.04%
0.39%
7.77%
2.33%
0.74%
0.48%
1.33%
1.52%
1.72%
1.27%
0.89%
8.24%
7.29%
0.75%
8.07%
2.77%
0.40%
7.77%
2.33%
0.74%
7.45%
6.27%
1.52%
1.73%
1.65%
1.52%
0.54%
2.30%
0.75%
1.78%
2.51%
0.75%
1.99%
1.81%
0.46%
0.92%
1.83%
0.75%
0.06%
0.05%
0.74%
0.06%
0.05%
0.74%
1.73%
1.65%
1.52%
1.72%
1.27%
0.89%
0.76%
1.03%
1.52%
0.48%
1.33%
1.52%
0.01%
0.00%
0.37%
0.01%
0.00%
0.70%
0.10%
0.05%
0.79%
Manager Performance (0)
Debt: Banking & PSU Fund
Tax Implications
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Investment frequency
Monthly
One Time
Monthly Investment Amt. (₹)
Investment period (years)
CAGR (%)
This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.
Historical
Income
As per the tax implications, in some cases, tax on MF returns depends on your annual income slab
₹10 Lakh - ₹12 Lakh
+
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You make
Invested period < 2 years
Gains are added to taxable income and taxed according to the individual’s income tax slab
Invested period > 2 years(Investments from 1st April 2023)
Gains are added to taxable income and taxed according to the individual’s income tax slab
Invested period > 2 years(Investments before 1st April 2023)
Gains are treated as long-term capital gains and taxed at 12.5%