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HDFC Credit Risk Debt Fund

Growth
DebtCredit Risk Fund
Large-size FundAssets Under Mgmt: ₹ 7,461 Cr
Moderately High RiskPrinciple investment will be at moderately high risk
24.650.02% (+0.00)

Price Chart

High
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Returns
0.00%
1M
6M
1Y
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5Y
Max
SIP
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1M
6M
1Y
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Max
SIP

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DebtCredit Risk Fund
Large-size FundAssets Under Mgmt: ₹ 7,461 Cr
Moderately High RiskPrinciple investment will be at moderately high risk

Key Metrics

Expense RatioExpense RatioNo LabelNo LabelNo LabelNo Label
0.998.516.40
No LabelNo LabelNo LabelNo LabelNo LabelNo Label
1.138.165.87

Scheme Info

PlanPlanLock inLock inExit LoadExit Load
Growth0 yrs0.50%
Nil for 15% of Units For excess of limits 1% on or before 12M and 0.50% after 12M but on or before 18M Nil after 18M
SIP Inv.SIP Inv.Min. LumpsumMin. Lumpsum
Allowed₹ 100
Initial: ₹ 100 Incremental: ₹ 100
BenchmarkBenchmark
NIFTY Credit Risk Bond Index

About Credit Risk Fund

Credit risk funds are the debt funds which majorly lend money to low rated companies. The companies have to pay higher interest for their low rating which makes the fund more riskier as compared to other debt funds.

Peers & Comparison

Comparing 3 mutual funds from 
DebtCredit Risk Fund
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Mutual Fund1Y Returns1Y Returns3Y CAGR3Y CAGRLife CAGRLife CAGR
HDFC Credit Risk Debt Fund9.04%6.78%8.83%
ICICI Pru Credit Risk Fund9.43%7.54%8.91%
SBI Credit Risk Fund8.67%7.36%8.62%
Nippon India Credit Risk Fund9.01%7.32%7.39%

Price Comparison

Compare HDFC Credit Risk Debt Fund with any MF, ETF, stock or index
Compare HDFC Credit Risk Debt Fund with any MF, ETF, stock or index
HDFC Credit Risk Debt Fund
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Asset Allocation

Actual

Target

Mar 2024

Jun 2024

Sep 2024

Oct 2024

ACTUAL
+1 moreSecured DebtCash & EquivalentsREITs & InvITGovernment SecuritiesCorporate Debt0.30%1.71%4.50%4.85%11.07%77.57%

Mar 2024

Jun 2024

Sep 2024

Oct 2024

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Sector Distribution

+9 moreInvestment Banking & BrokerageOthersG-SecConstruction & EngineeringSpecialized Finance42.71 %8.54 %10.34 %11.07 %12.85 %14.48 %

Mar 2024

Jun 2024

Sep 2024

Oct 2024

Tickertape Separator

Sector Weightage

Sep 23Dec 23Mar 24Jun 24Sep 24Oct 2413.03%14.66%14.86%13.48%15.99%14.48%
Specialized Finance as a % of total holdings for last six quarters
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Current Holdings

Debt

Others

  • Constituent
    Holding Weight
    3M Change
  • 11% SANDUR MANGANESE AND IRON ORES LIMITED^
    ICRA - A+
    3M change : 3.98 %|ICRA - A+

    Holdings

    3.98 %

    3.98 %
  • Power Finance Corporation Ltd**
    CRISIL - AAA
    3M change : -0.33 %|CRISIL - AAA

    Holdings

    3.47 %

    -0.33 %
  • 8.5% Tata Projects Ltd.^
    IND - AA
    3M change : 0.13 %|IND - AA

    Holdings

    3.37 %

    0.13 %

AMC Profile

HDFC Asset Management Company, investment manager to HDFC Mutual Fund, is one of the leading AMCs in the country. The company operates as a joint venture between Housing Development Finance Corporation (HDFC) and Standard Life Investments (SLI).

  • No.of Schemes

    82

  • Total AUM

    ₹ 7,57,060.73 Cr.

Fund Manager Profile

Shobhit Mehrotra

AUM:  ₹43,840.88 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: 20yrs

Qualification

B. Text.,M.S. MBA(Clemson University, SC,USA)

Past Experience

Mr. Shobhit Mehrotra has collective experience of over 20 years in Fixed Income markets, Fixed Income dealing and credit rating etc. He is with HDFC AMC since Feb 2004. Prior to this he has worked with Templeton Asset Management (India) Pvt Ltd. And ICRA Ltd.

Manager Performance (0)

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Tax Implications

Invested period < 2 years

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments from 1st April 2023)

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments before 1st April 2023)

Gains are treated as long-term capital gains and taxed at 12.5%

Let’s calculate your returns after tax

Investment frequency

Monthly

One Time

Monthly Investment Amt. (₹)

Investment period (years)

CAGR (%)
This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.
Annual Income
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Opinions and Fund Reviews

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