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HSBC Credit Risk Fund(A-IDCW)

IDCW
DebtCredit Risk Fund
Mid-size FundAssets Under Mgmt: ₹ 581 Cr
Moderate RiskPrinciple investment will be at moderate risk
12.830.00% (+0.00)

Price Chart

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Returns
0.00%
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SIP
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1M
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DebtCredit Risk Fund
Mid-size FundAssets Under Mgmt: ₹ 581 Cr
Moderate RiskPrinciple investment will be at moderate risk

Key Metrics

Expense RatioExpense RatioNo LabelNo LabelNo LabelNo Label
0.868.086.26
No LabelNo LabelNo LabelNo LabelNo LabelNo Label
1.148.195.71

Scheme Info

PlanPlanLock inLock inExit LoadExit Load
IDCW0 yrs3.00%
Nil upto 10% of units on or before 2Y For remaining units - 3% on or before 1Y 2% after 1Y but on or before 2Y Nil after 2Y
SIP Inv.SIP Inv.Min. LumpsumMin. Lumpsum
Not allowedNot allowed
BenchmarkBenchmark
NIFTY Credit Risk Bond Index

About Credit Risk Fund

Credit risk funds are the debt funds which majorly lend money to low rated companies. The companies have to pay higher interest for their low rating which makes the fund more riskier as compared to other debt funds.

Peers & Comparison

Comparing 3 mutual funds from 
DebtCredit Risk Fund
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Mutual Fund1Y Returns1Y Returns3Y CAGR3Y CAGRLife CAGRLife CAGR
HSBC Credit Risk Fund(A-IDCW)-0.62%1.56%2.59%
HDFC Credit Risk Debt Fund-(Q-IDCW Reinv)1.14%-0.13%0.71%
ICICI Pru Credit Risk Fund(Q-IDCW Payout)-1.88%-0.02%0.99%
SBI Credit Risk Fund(IDCW-Payout)8.72%7.48%5.14%

Price Comparison

Compare HSBC Credit Risk Fund(A-IDCW) with any MF, ETF, stock or index
Compare HSBC Credit Risk Fund(A-IDCW) with any MF, ETF, stock or index
HSBC Credit Risk Fund(A-IDCW)
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Asset Allocation

Actual

Target

Mar 2024

Jun 2024

Sep 2024

Nov 2024

ACTUAL
Cash & EquivalentsSecured DebtGovernment SecuritiesCorporate Debt0.25%1.84%7.24%21.45%69.21%

Mar 2024

Jun 2024

Sep 2024

Nov 2024

Tickertape Separator

Sector Distribution

+8 moreHome FinancingDiversified ChemicalsOthersConstruction & EngineeringG-Sec36.70 %8.87 %8.92 %11.72 %12.35 %21.45 %

Mar 2024

Jun 2024

Sep 2024

Nov 2024

Tickertape Separator

Sector Weightage

Sep 23Dec 23Mar 24Jun 24Sep 24Nov 2417.25%17.16%24.16%23.62%29.88%21.45%
G-Sec as a % of total holdings for last six quarters
Tickertape Separator

Current Holdings

Debt

Others

  • Constituent
    Holding Weight
    3M Change
  • 7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC
    SOVEREIGN
    3M change : -2.60 %|SOVEREIGN

    Holdings

    8.08 %

    -2.60 %
  • 7.32% GOI BOND 13NOV2030
    SOVEREIGN
    3M change : -0.23 %|SOVEREIGN

    Holdings

    7.98 %

    -0.23 %
  • Nuvoco Vistas Corp Limited**
    CRISIL AA
    3M change : 1.78 %|CRISIL AA

    Holdings

    6.12 %

    1.78 %

AMC Profile

HSBC Global Asset Management (India) Private Limited is one of the leading AMCs in the investment market of the country. It serves more than 1 million customers through its 1000 plus offices spread all over India. It operates with a total corpus of Rs. 11553.0387 Crore as of 2019

  • No.of Schemes

    44

  • Total AUM

    ₹ 1,30,382.35 Cr.

Fund Manager Profile

Shriram Ramanathan

AUM:  ₹39,497.70 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: 14yrs

Kapil Punjabi

AUM:  ₹47,150.92 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: 6yrs

Manager Performance (0)

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Tax Implications

Invested period < 2 years

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments from 1st April 2023)

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments before 1st April 2023)

Gains are treated as long-term capital gains and taxed at 12.5%

Let’s calculate your returns after tax

Investment frequency

Monthly

One Time

Monthly Investment Amt. (₹)

Investment period (years)

CAGR (%)
This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.
Annual Income
As per the tax implications, in some cases, tax on MF returns depends on your annual income slab

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