Kotak Savings Fund

Overview Peers Portfolio Fund Manager Opinions

Sector Distribution

Sep 2023

Dec 2023

Mar 2024

Jun 2024

Sector Weightage

Public Banks

Public Banks as a % of total holdings for last six quarters

Constituent
Holding Weight
3M Change

182 DAYS TREASURY BILL 05/09/2024
SOV
3M change : 3.15 %|SOV
Holdings
6.29 %
3.15 %
National Housing Bank**
CRISIL A1+
3M change : 5.30 %|CRISIL A1+
Holdings
5.30 %
5.30 %
BANK OF BARODA(^)**
FITCH A1+
3M change : 4.76 %|FITCH A1+
Holdings
4.76 %
4.76 %
HDFC BANK LTD.**
CARE A1+
3M change : 1.95 %|CARE A1+
Holdings
3.87 %
1.95 %
182 DAYS TREASURY BILL 12/12/2024
Sov
3M change : 3.37 %|Sov
Holdings
3.37 %
3.37 %
Rural Electrification Corporation Ltd. ( BEACON Trusteeship Limited) **
CRISIL AAA
3M change : -0.51 %|CRISIL AAA
Holdings
3.19 %
-0.51 %
182 DAYS TREASURY BILL 12/09/2024
SOV
3M change : -0.39 %|SOV
Holdings
2.74 %
-0.39 %
364 DAYS TREASURY BILL 06/02/2025
Sov
3M change : -0.38 %|Sov
Holdings
2.67 %
-0.38 %
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
FITCH A1+
3M change : -0.37 %|FITCH A1+
Holdings
2.64 %
-0.37 %
Mahindra & Mahindra Financial Services Ltd. ( Milestone Trusteeship Services Pvt Ltd) **
FITCH AAA(IND)
3M change : -0.39 %|FITCH AAA(IND)
Holdings
2.43 %
-0.39 %
5.99% LIC HOUSING FINANCE LTD.**
CRISIL AAA
3M change : 2.06 %|CRISIL AAA
Holdings
2.06 %
2.06 %
8.3% Nirma Ltd.(^)
CRISIL AA
3M change : -0.29 %|CRISIL AA
Holdings
1.74 %
-0.29 %
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
CARE A1+
3M change : -0.24 %|CARE A1+
Holdings
1.68 %
-0.24 %
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
CARE A1+
3M change : -0.23 %|CARE A1+
Holdings
1.67 %
-0.23 %
Panatone Finvest Ltd.**
CRISIL A1+
3M change : -0.23 %|CRISIL A1+
Holdings
1.67 %
-0.23 %
IDFC FIRST BANK LIMITED**
CRISIL A1+
3M change : -0.23 %|CRISIL A1+
Holdings
1.66 %
-0.23 %
FEDERAL BANK LTD.(^)**
CRISIL A1+
3M change : -0.23 %|CRISIL A1+
Holdings
1.65 %
-0.23 %
AXIS BANK LTD.**
CRISIL A1+
3M change : 1.62 %|CRISIL A1+
Holdings
1.62 %
1.62 %
8.9% BHARTI TELECOM LTD.(^)**
CRISIL AA+
3M change : 0.35 %|CRISIL AA+
Holdings
1.57 %
0.35 %
HDFC BANK LTD.(^)**
CARE A1+
3M change : -0.40 %|CARE A1+
Holdings
1.50 %
-0.40 %
PUNJAB NATIONAL BANK
ICRA A1+
3M change : 1.49 %|ICRA A1+
Holdings
1.49 %
1.49 %
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
CARE A1+
3M change : -0.19 %|CARE A1+
Holdings
1.35 %
-0.19 %
ICICI BANK LTD.(^)**
ICRA A1+
3M change : -0.19 %|ICRA A1+
Holdings
1.33 %
-0.19 %
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
CARE A1+
3M change : -0.19 %|CARE A1+
Holdings
1.33 %
-0.19 %
INDIAN BANK(^)**
CRISIL A1+
3M change : 1.32 %|CRISIL A1+
Holdings
1.32 %
1.32 %
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.(^)**
CRISIL A1+
3M change : -0.18 %|CRISIL A1+
Holdings
1.32 %
-0.18 %
7.85% INDINFRAVIT TRUST(^)**
ICRA AAA
3M change : -0.20 %|ICRA AAA
Holdings
1.22 %
-0.20 %
HDFC BANK LTD.**
CRISIL AAA
3M change : -0.20 %|CRISIL AAA
Holdings
1.21 %
-0.20 %
6.4% LIC HOUSING FINANCE LTD.**
CRISIL AAA
3M change : 1.21 %|CRISIL AAA
Holdings
1.21 %
1.21 %
Tata Capital Housing Finance Ltd.**
CRISIL AAA
3M change : -0.19 %|CRISIL AAA
Holdings
1.18 %
-0.19 %
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
CRISIL A1+
3M change : -0.74 %|CRISIL A1+
Holdings
1.17 %
-0.74 %
5.23% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)
CRISIL AAA
3M change : -0.26 %|CRISIL AAA
Holdings
1.17 %
-0.26 %
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
FITCH A1+(IND)
3M change : 1.16 %|FITCH A1+(IND)
Holdings
1.16 %
1.16 %
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
CRISIL A1+
3M change : 1.15 %|CRISIL A1+
Holdings
1.15 %
1.15 %
8% ICICI HOME FINANCE COMPANY LIMITED**
CRISIL AAA
3M change : 1.08 %|CRISIL AAA
Holdings
1.08 %
1.08 %
8.8% BHARTI TELECOM LTD.(^)**
CRISIL AA+
3M change : -0.17 %|CRISIL AA+
Holdings
1.04 %
-0.17 %
Cholamandalam Investment and Finance Company Ltd. ( IDBI Trusteeship Services Lt) (^)**
ICRA AA+
3M change : -0.17 %|ICRA AA+
Holdings
1.04 %
-0.17 %
PTC SANSAR TRUST (SERIES A1) 25/01/2025 (MAT- 25/11/2025)(SANSAR TRUST)**
FITCH AAA(SO)
3M change : 1.04 %|FITCH AAA(SO)
Holdings
1.04 %
1.04 %
Cholamandalam Investment and Finance Company Ltd. ( IDBI Trusteeship Services Lt) **
ICRA AA+
3M change : -0.17 %|ICRA AA+
Holdings
1.04 %
-0.17 %
364 DAYS TREASURY BILL 05/12/2024
Sov
3M change : 1.01 %|Sov
Holdings
1.01 %
1.01 %
CANARA BANK**
CRISIL A1+
3M change : 1.01 %|CRISIL A1+
Holdings
1.01 %
1.01 %
AXIS BANK LTD.(^)**
CRISIL A1+
3M change : -0.52 %|CRISIL A1+
Holdings
1.00 %
-0.52 %
HDFC BANK LTD.(^)**
FITCH A1+
3M change : -0.52 %|FITCH A1+
Holdings
0.99 %
-0.52 %
HDFC BANK LTD.(^)**
CARE A1+
3M change : -0.14 %|CARE A1+
Holdings
0.99 %
-0.14 %
7.77% EMBASSY OFFICE PARKS REIT**
CRISIL AAA
3M change : -0.14 %|CRISIL AAA
Holdings
0.87 %
-0.14 %
CANARA BANK**
CRISIL A1+
3M change : -0.12 %|CRISIL A1+
Holdings
0.84 %
-0.12 %
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)**
CRISIL A1+
3M change : -0.68 %|CRISIL A1+
Holdings
0.83 %
-0.68 %
5.96% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
ICRA AAA
3M change : -0.12 %|ICRA AAA
Holdings
0.79 %
-0.12 %
6.42% BHARTI TELECOM LTD.**
CRISIL AA+
3M change : -0.11 %|CRISIL AA+
Holdings
0.73 %
-0.11 %
7.75% TITAN COMPANY LTD.**
CRISIL AAA
3M change : -0.11 %|CRISIL AAA
Holdings
0.70 %
-0.11 %
8.65% POONAWALLA HOUSING FINANCE LIMITED**
CARE AAA
3M change : -0.11 %|CARE AAA
Holdings
0.70 %
-0.11 %
Sundaram Home Finance Ltd ( I D B I T r u s t e e s h i p s e r v i c e s L i m i t e ) **
ICRA AAA
3M change : -0.11 %|ICRA AAA
Holdings
0.70 %
-0.11 %
Cholamandalam Investment and Finance Company Ltd. ( IDBI Trusteeship Services Lt) **
ICRA AA+
3M change : -0.11 %|ICRA AA+
Holdings
0.70 %
-0.11 %
HDFC BANK LTD.**
CRISIL AAA
3M change : -0.11 %|CRISIL AAA
Holdings
0.69 %
-0.11 %
7.72% LIC HOUSING FINANCE LTD.**
CRISIL AAA
3M change : -0.11 %|CRISIL AAA
Holdings
0.69 %
-0.11 %
FEDERAL BANK LTD.**
CRISIL A1+
3M change : -0.09 %|CRISIL A1+
Holdings
0.67 %
-0.09 %
INDUSIND BANK LTD.**
CRISIL A1+
3M change : -0.09 %|CRISIL A1+
Holdings
0.67 %
-0.09 %
ICICI BANK LTD.(^)**
ICRA A1+
3M change : -0.09 %|ICRA A1+
Holdings
0.67 %
-0.09 %
MUTHOOT FINANCE LTD.**
CRISIL A1+
3M change : 0.66 %|CRISIL A1+
Holdings
0.66 %
0.66 %
AXIS BANK LTD.**
CRISIL A1+
3M change : -0.09 %|CRISIL A1+
Holdings
0.66 %
-0.09 %
HDFC BANK LTD.(^)**
CARE A1+
3M change : -0.09 %|CARE A1+
Holdings
0.66 %
-0.09 %
8.17% EMBASSY OFFICE PARKS REIT**
CRISIL AAA
3M change : -0.10 %|CRISIL AAA
Holdings
0.63 %
-0.10 %
7.92% BAJAJ HOUSING FINANCE LTD.(^)**
CRISIL AAA
3M change : -0.09 %|CRISIL AAA
Holdings
0.52 %
-0.09 %
5.63% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
ICRA AAA
3M change : -0.08 %|ICRA AAA
Holdings
0.51 %
-0.08 %
BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.**
CRISIL A1+
3M change : -0.07 %|CRISIL A1+
Holdings
0.50 %
-0.07 %
SANSAR TRUST(SANSAR TRUST)**
ICRA AAA(SO)
3M change : -0.23 %|ICRA AAA(SO)
Holdings
0.49 %
-0.23 %
8.6% Bharti Telecom Ltd. ( Axis Trustee Services Limited) **
CRISIL AA+
3M change : -0.05 %|CRISIL AA+
Holdings
0.35 %
-0.05 %
Central Government - 2024
Sov
3M change : 0.35 %|Sov
Holdings
0.35 %
0.35 %
8.00% BAJAJ HOUSING FINANCE LTD.**
CRISIL AAA
3M change : 0.35 %|CRISIL AAA
Holdings
0.35 %
0.35 %
7.88% Kotak Mahindra Prime Ltd.**
CRISIL AAA
3M change : -0.06 %|CRISIL AAA
Holdings
0.35 %
-0.06 %
7.83% BAJAJ HOUSING FINANCE LTD.**
CRISIL AAA
3M change : -0.06 %|CRISIL AAA
Holdings
0.35 %
-0.06 %
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**
CRISIL A1+
3M change : -0.24 %|CRISIL A1+
Holdings
0.33 %
-0.24 %
8.58% LIC HOUSING FINANCE LTD.**
CRISIL AAA
3M change : -0.04 %|CRISIL AAA
Holdings
0.24 %
-0.04 %
7.4% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)
CRISIL AAA
3M change : -0.03 %|CRISIL AAA
Holdings
0.21 %
-0.03 %
7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)
FITCH AAA(IND)
3M change : -0.03 %|FITCH AAA(IND)
Holdings
0.17 %
-0.03 %
7.17% GODREJ INDUSTRIES LTD**
CRISIL AA
3M change : 0.17 %|CRISIL AA
Holdings
0.17 %
0.17 %
6.87% MUTHOOT FINANCE LTD.
CRISIL AA+
3M change : -0.03 %|CRISIL AA+
Holdings
0.17 %
-0.03 %
6.75% Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) **
CRISIL AAA
3M change : -0.03 %|CRISIL AAA
Holdings
0.17 %
-0.03 %
5.7% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
CRISIL AAA
3M change : 0.17 %|CRISIL AAA
Holdings
0.17 %
0.17 %
CANARA BANK**
CRISIL A1+
3M change : -0.79 %|CRISIL A1+
Holdings
0.17 %
-0.79 %
GS CG 12/09/2025 - (STRIPS)
Sov
3M change : -0.02 %|Sov
Holdings
0.16 %
-0.02 %
GS CG 17/12/2026 - (STRIPS)
Sov
3M change : -0.02 %|Sov
Holdings
0.15 %
-0.02 %
8.00% ONGC Petro Additions Ltd.**
ICRA AAA(CE)
3M change : -0.02 %|ICRA AAA(CE)
Holdings
0.10 %
-0.02 %
8.43% PNB HOUSING FINANCE LTD.**
ICRA AA
3M change : -0.01 %|ICRA AA
Holdings
0.09 %
-0.01 %
7.6% Poonawalla Fincorp Limited ( Catalyst Trusteeship Limite) **
CRISIL AA+
3M change : -0.01 %|CRISIL AA+
Holdings
0.07 %
-0.01 %
8.98% Power Finance Corporation Ltd.
CRISIL AAA
3M change : -0.01 %|CRISIL AAA
Holdings
0.03 %
-0.01 %
Small Industries Development Bank Of India
CARE A1+
3M change : -0.40 %|CARE A1+
Holdings
0.00 %
-0.40 %
5.7% Bajaj Housing Finance Ltd.**
CRISIL AAA
3M change : -0.76 %|CRISIL AAA
Holdings
0.00 %
-0.76 %
AXIS BANK LTD.**
CRISIL A1+
3M change : -2.19 %|CRISIL A1+
Holdings
0.00 %
-2.19 %
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
CARE A1+
3M change : -1.99 %|CARE A1+
Holdings
0.00 %
-1.99 %
AXIS BANK LTD.**
CRISIL A1+
3M change : -1.17 %|CRISIL A1+
Holdings
0.00 %
-1.17 %
INDUSIND BANK LTD.**
CRISIL A1+
3M change : -0.80 %|CRISIL A1+
Holdings
0.00 %
-0.80 %
5.75% HDB Financial Services Ltd.**
CRISIL AAA
3M change : -0.40 %|CRISIL AAA
Holdings
0.00 %
-0.40 %
182 DAYS TREASURY BILL 20/06/2024
Sov
3M change : -0.40 %|Sov
Holdings
0.00 %
-0.40 %
AXIS BANK LTD.**
CRISIL A1+
3M change : -1.14 %|CRISIL A1+
Holdings
0.00 %
-1.14 %
PUNJAB NATIONAL BANK(^)**
ICRA A1+
3M change : -3.80 %|ICRA A1+
Holdings
0.00 %
-3.80 %
Union Bank of India**
FITCH A1+
3M change : -3.78 %|FITCH A1+
Holdings
0.00 %
-3.78 %
182 DAYS TREASURY BILL 22/08/2024
Sov
3M change : -3.54 %|Sov
Holdings
0.00 %
-3.54 %
182 DAYS TREASURY BILL 29/08/2024
Sov
3M change : -1.96 %|Sov
Holdings
0.00 %
-1.96 %
8.1% Rural Electrification Corporation Ltd.**
CRISIL AAA
3M change : -0.61 %|CRISIL AAA
Holdings
0.00 %
-0.61 %
8.4% Power Grid Corporation of India Ltd.**
CRISIL AAA
3M change : -0.04 %|CRISIL AAA
Holdings
0.00 %
-0.04 %
GODREJ INDUSTRIES LTD**
CRISIL A1+
3M change : -0.60 %|CRISIL A1+
Holdings
0.00 %
-0.60 %
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
CARE A1+
3M change : -0.40 %|CARE A1+
Holdings
0.00 %
-0.40 %

Kotak Savings Fund

Returns

Expense Ratio

Return vs FD Rates

Red Flags

Asset Allocation

ACTUAL

Sector Distribution

Sector Weightage

Current Holdings