Good afternoon :)
Add to Watchlist
Share

How to use scorecard? Learn more

Nippon India Credit Risk Fund(Q-IDCW)

IDCW
DebtCredit Risk Fund
Mid-size FundAssets Under Mgmt: ₹ 988 Cr
High RiskPrinciple investment will be at high risk
13.730.04% (+0.01)

Price Chart

High
Low
Returns
0.00%
1M
6M
1Y
3Y
5Y
Max
SIP
Loading...
1M
6M
1Y
3Y
5Y
Max
SIP

How to use scorecard? Learn more

DebtCredit Risk Fund
Mid-size FundAssets Under Mgmt: ₹ 988 Cr
High RiskPrinciple investment will be at high risk

Key Metrics

Expense RatioExpense RatioNo LabelNo LabelNo LabelNo Label
0.709.019.78
No LabelNo LabelNo LabelNo LabelNo LabelNo Label
1.168.244.50

Scheme Info

PlanPlanLock inLock inExit LoadExit Load
IDCW0 yrs1.00%
Nil for 10% of units and 1% for remaining units on or before 12M Nil after 12M
SIP Inv.SIP Inv.Min. LumpsumMin. Lumpsum
Allowed₹ 500
Initial: ₹ 500 Incremental: ₹ 500
BenchmarkBenchmark

About Credit Risk Fund

Credit risk funds are the debt funds which majorly lend money to low rated companies. The companies have to pay higher interest for their low rating which makes the fund more riskier as compared to other debt funds.

Peers & Comparison

Comparing 3 mutual funds from 
DebtCredit Risk Fund
Loading...
Mutual Fund1Y Returns1Y Returns3Y CAGR3Y CAGRLife CAGRLife CAGR
Nippon India Credit Risk Fund(Q-IDCW)1.20%1.02%0.73%
HDFC Credit Risk Debt Fund-(Q-IDCW Reinv)0.29%0.05%0.66%
ICICI Pru Credit Risk Fund(Q-IDCW Payout)-0.51%0.59%1.12%
SBI Credit Risk Fund(IDCW-Payout)8.56%7.73%5.19%

Price Comparison

Compare Nippon India Credit Risk Fund(Q-IDCW) with any MF, ETF, stock or index
Compare Nippon India Credit Risk Fund(Q-IDCW) with any MF, ETF, stock or index
Nippon India Credit Risk Fund(Q-IDCW)
Hmm, looks like data is unavailable here. Please come back after some time
Loading...

Asset Allocation

Actual

Target

Jun 2024

Sep 2024

Dec 2024

Feb 2025

ACTUAL
+2 moreCommercial PaperTreasury BillsCash & EquivalentsGovernment SecuritiesCorporate Debt1.24%1.00%2.46%7.97%9.31%78.02%

Jun 2024

Sep 2024

Dec 2024

Feb 2025

Tickertape Separator

Sector Distribution

+11 moreSpecialized FinanceInvestment Banking & BrokerageHome FinancingOthersG-Sec52.76 %8.13 %8.24 %8.86 %10.24 %11.77 %

Jun 2024

Sep 2024

Dec 2024

Feb 2025

Tickertape Separator

Sector Weightage

Dec 23Mar 24Jun 24Sep 24Dec 24Feb 2513.92%10.58%11.73%15.04%13.01%11.77%
G-Sec as a % of total holdings for last six quarters
Tickertape Separator

Current Holdings

Debt

Others

  • Constituent
    Holding Weight
    3M Change

AMC Profile

Nippon India Mutual Fund is one of India’s leading mutual funds, with Average Assets Under Management (AAUM) of Rs 2,79,431 Crores​​. NIMF has been established as a trust under the Indian Trusts Act, 1882 with Nippon Life Insurance Company as its Sponsor and Nippon Life India Trustee Ltd as its Trustee.

  • No.of Schemes

    81

  • Total AUM

    ₹ 4,00,039.01 Cr.

Fund Manager Profile

Sushil Budhia

AUM:  ₹26,219.58 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp:

Kinjal Desai

AUM:  ₹1,32,742.07 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp:

Manager Performance (0)

Loading...

Tax Implications

Invested period < 2 years

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments from 1st April 2023)

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments before 1st April 2023)

Gains are treated as long-term capital gains and taxed at 12.5%

Let’s calculate your returns after tax

Investment frequency

Monthly

One Time

Monthly Investment Amt. (₹)

Investment period (years)

CAGR (%)
This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.
Annual Income
As per the tax implications, in some cases, tax on MF returns depends on your annual income slab

+

-

You make

Opinions and Fund Reviews

The content here in the form of articles and videos is for information purposes only and may have been sourced from publicly available sources or otherwise. Tickertape does not guarantee the authenticity and veracity of the material shared. The User understands and agrees that Tickertape is not aware nor liable for any content shared here.
Hmm, looks like data is unavailable here. Please come back after some time.

Frequently asked questions

  1. What is the current price / NAV of Nippon India Credit Risk Fund(Q-IDCW)?

    The current NAV of Nippon India Credit Risk Fund(Q-IDCW) is ₹13.73, as of 10th March 2025.

  2. What are the returns of Nippon India Credit Risk Fund(Q-IDCW)?

    The Nippon India Credit Risk Fund(Q-IDCW) was launched on 1st January 2013. This mutual fund's past returns are as follows:
    • 1 Year Returns: 1.20%
    • 3 Year Returns: 1.02%
    • 5 Year Returns: 4.12%

  3. What are the top 5 sectoral holdings of Nippon India Credit Risk Fund(Q-IDCW)?

    The top sectors Nippon India Credit Risk Fund(Q-IDCW) has invested in are as follows:
    • G-Sec | 11.77%
    • Others | 10.24%
    • Home Financing | 8.86%
    • Investment Banking & Brokerage | 8.24%
    • Specialized Finance | 8.13%
    This data is as on 10th March 2025.

  4. What are the top 5 holdings of Nippon India Credit Risk Fund(Q-IDCW)?

    The top 5 holdings for Nippon India Credit Risk Fund(Q-IDCW) are as follows:
    • Triparty Repo | 6.38%
    • 6.59% Summit Digitel Infrastructure Private Limited | 5.99%
    • 8.44% Renew Solar Energy (Jharkhand Five) Private Ltd** | 4.92%
    • 7.32% Government of India | 4.68%
    • 8.55% Century Textiles & Industries Limited** | 4.53%
    This data is as on 10th March 2025.

  5. What is the asset allocation of Nippon India Credit Risk Fund(Q-IDCW)?

    The asset allocation for Nippon India Credit Risk Fund(Q-IDCW) is as follows:
    • Corporate Debt | 78.02%
    • Government Securities | 9.31%
    • Cash & Equivalents | 7.97%
    • Treasury Bills | 2.46%
    • Commercial Paper | 1.00%
    This data is as on 10th March 2025.

  6. What is the AUM of Nippon India Credit Risk Fund(Q-IDCW)?

    The AUM (i.e. assets under management) of Nippon India Credit Risk Fund(Q-IDCW) is ₹988.86 Cr as of 10th March 2025.

  7. What is the expense ratio of Nippon India Credit Risk Fund(Q-IDCW)?

    The expense ratio of Nippon India Credit Risk Fund(Q-IDCW) Plan is 0.70 as of 10th March 2025.

  8. What is the volatility or standard deviation of Nippon India Credit Risk Fund(Q-IDCW)?

    The volatility or standard deviation for the Nippon India Credit Risk Fund(Q-IDCW) is 0.50

    Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.

  9. What is the sharpe ratio of Nippon India Credit Risk Fund(Q-IDCW)?

    The Sharpe ratio for the Nippon India Credit Risk Fund(Q-IDCW) is 9.78

    The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.

  10. What is the Sortino ratio of Nippon India Credit Risk Fund(Q-IDCW)?

    The Sortino Ratio for the Nippon India Credit Risk Fund(Q-IDCW) is 1.18

    The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.