Arman Financial Services Ltd
ARMANFINArman Financial Services Ltd
ARMANFIN![](https://assets.tickertape.in/sector-icons/financials.png)
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Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
AvgFinancials growth has been moderate for a few years
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
10.81 | 4.88 | — |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
18.16 | 2.55 | 0.83% |
Forecast & Ratings
Detailed Forecast Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Arman Financial Services Limited (AFSL) is an asset finance company (AFC), which is engaged in providing microfinance and financing the purchase of two- and three-wheelers.
Peers
Compare with peersBajaj Finance Ltd
Jio Financial Services Ltd
Cholamandalam Investment and Finance Company Ltd
Shriram Finance Ltd
Muthoot Finance Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
Revenue Forecast
Earnings Per Share Forecast
Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 40.69 | 53.59 | 78.02 | 139.59 | 215.15 | 195.04 | 235.01 | 423.90 | 661.53 | 696.44 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | 432.00 | 475.61 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | ||||||||||||
Employee Cost | 6.28 | 10.19 | 16.38 | 25.64 | 36.46 | 35.57 | 41.85 | 54.65 | ||||||||||||
Selling & Administrative Expenses | 4.41 | 6.16 | 8.40 | 11.68 | 14.63 | 12.69 | 19.24 | 25.07 | ||||||||||||
Operating & Other expenses | 17.73 | 27.09 | 43.08 | 65.55 | 109.49 | 134.22 | 127.43 | 218.07 | ||||||||||||
EBITDA | 12.27 | 10.15 | 10.16 | 36.72 | 54.57 | 12.56 | 46.49 | 126.11 | 229.53 | 220.83 | ||||||||||
Depreciation/Amortization | 0.18 | 0.29 | 0.37 | 0.48 | 0.80 | 0.81 | 0.95 | 1.15 | 1.42 | 1.52 | ||||||||||
PBIT | 12.09 | 9.86 | 9.79 | 36.24 | 53.77 | 11.75 | 45.54 | 124.96 | 228.11 | 219.31 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 12.09 | 9.86 | 9.79 | 36.24 | 53.77 | 11.75 | 45.54 | 124.96 | 228.11 | 219.31 | ||||||||||
Taxes & Other Items | 4.11 | 3.54 | 2.50 | 9.79 | 12.26 | 1.15 | 13.79 | 31.14 | 54.52 | 54.35 | ||||||||||
Net Income | 7.98 | 6.32 | 7.29 | 26.45 | 41.51 | 10.60 | 31.75 | 93.82 | 173.59 | 164.96 | ||||||||||
EPS | 11.52 | 9.13 | 10.53 | 38.12 | 53.90 | 12.52 | 37.40 | 110.48 | 195.00 | 194.25 | ||||||||||
DPS | 1.40 | 1.00 | 1.00 | 1.40 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
Payout ratio | 0.12 | 0.11 | 0.09 | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Company Updates
Peers & Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
Arman Financial Services Ltd | 10.27 | 4.88 | — |
Bajaj Finance Ltd | 30.23 | 5.70 | 0.51% |
Jio Financial Services Ltd | 128.94 | 1.49 | — |
Cholamandalam Investment and Finance Company Ltd | 35.77 | 6.24 | 0.14% |
Price Comparison
Compare ARMANFIN with any stock or ETFShareholdings
Promoter Holdings Trend
Decreased Total Promoter Holding
In last 6 months, promoter holding in the company has decreased by 1.63%
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Increased Total Retail Holding
In last 3 months, retail holding in the company has increased by 1.58%
Decreased Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has decreased by 5.02%
Shareholding Pattern
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Shareholding History
Mutual Funds Holding Trend
Decreased Mutual Fund Holding
In last 3 months, mutual fund holding of the company has decreased by 1.27%
Top 5 Mutual Funds holding Arman Financial Services Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
UTI Banking and Financial Services Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.9573% | Percentage of the fund’s portfolio invested in the stock 1.49% | Change in the portfolio weight of the stock over the last 3 months -0.21% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 19/39 (-2) |
UTI Small Cap Fund - Direct Growth Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.6311% | Percentage of the fund’s portfolio invested in the stock 0.27% | Change in the portfolio weight of the stock over the last 3 months -0.32% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 94/98 (-12) |
WhiteOak Capital Flexi Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.3886% | Percentage of the fund’s portfolio invested in the stock 0.19% | Change in the portfolio weight of the stock over the last 3 months -0.13% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 101/144 (0) |
Compare 3-month MF holding change on Screener
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No Dividends
ARMANFIN has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateSep 13, 2019
Dividend/Share
₹1.40
Ex DateEx Date
Sep 13, 2019
Cash Dividend
Ex DateEx DateAug 30, 2018
Dividend/Share
₹1.00
Ex DateEx Date
Aug 30, 2018
Cash Dividend
Ex DateEx DateSep 12, 2016
Dividend/Share
₹1.40
Ex DateEx Date
Sep 12, 2016
Cash Dividend
Ex DateEx DateSep 18, 2015
Dividend/Share
₹1.20
Ex DateEx Date
Sep 18, 2015
Cash Dividend
Ex DateEx DateSep 15, 2014
Dividend/Share
₹1.00
Ex DateEx Date
Sep 15, 2014
Net profit of Arman Financial Services declined 21.63% to Rs 31.30 crore in the quarter ended June 2024 as against Rs 39.94 crore during the previous quarter ended June 2023. Sales rose 23.36% to Rs 184.43 crore in the quarter ended June 2024 as against Rs 149.51 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Sales184.43149.51 23 OPM %57.9176.31 - PBDT41.4350.12 -17 PBT41.0149.80 -18 NP31.3039.94 -22 Powered by Capital Market - Live
Arman Financial Services will hold a meeting of the Board of Directors of the Company on 14 August 2024.Powered by Capital Market - Live
Arman Financial Consolidated December 2022 Net Sales at Rs 101.62 crore, up 75.91% Y-o-Y
![](https://pocket-image-cache.com/direct?url=http://images.moneycontrol.com/static-mcnews/2017/04/shutterstock_310523045-462x435.jpg)
Arman Financial raises Rs115 crore via preferential issue; stock rises ~2%
![](https://assets.tickertape.in/images/news-publishers/iifl.png)
Arman Financial rises as board approves preferential issue
![](https://assets.tickertape.in/images/news-publishers/businessstandard.png)
Board of Arman Financial Services approves issuance of securities
![](https://assets.tickertape.in/images/news-publishers/businessstandard.png)
![](https://i4.ytimg.com/vi/KO_XRP4m3zI/hqdefault.jpg)
Arman Financial vaults on strong business update
![](https://assets.tickertape.in/images/news-publishers/businessstandard.png)
Arman Financial Consolidated December 2021 Net Sales at Rs 57.77 crore, up 22.38% Y-o-Y
![](https://pocket-image-cache.com/direct?url=http://images.moneycontrol.com/static-mcnews/2017/04/shutterstock_310523045-462x435.jpg)
Arman Financial Services consolidated net profit rises 140.41% in the December 2021 quarter
![](https://assets.tickertape.in/images/news-publishers/businessstandard.png)
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 36.5%, vs industry avg of 14.67%
Increasing Market Share
Over the last 5 years, market share increased from 0.11% to 0.29%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 45.69%, vs industry avg of 21.44%