Arman Financial Services Ltd
ARMANFINArman Financial Services Ltd
ARMANFIN
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Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 9.36 | 1.61 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.39 | 2.41 | 1.00% |
Forecast & Ratings
Detailed Forecast Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Arman Financial Services Limited (AFSL) is an asset finance company (AFC), which is engaged in providing microfinance and financing the purchase of two- and three-wheelers.
Investor Presentation
View olderPeers
Compare with peersBajaj Finance Ltd
Jio Financial Services Ltd
Shriram Finance Ltd
Bajaj Housing Finance Ltd
Cholamandalam Investment and Finance Company Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
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Hmm, looks like data is unavailable here. Please come back after some timeIncome
Balance Sheet
Cash Flow
Income Statement
| Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 40.69 | 53.59 | 78.02 | 139.59 | 215.15 | 195.04 | 235.01 | 423.90 | 661.53 | 717.60 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 532.87 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 6.28 | 10.19 | 16.38 | 25.64 | 36.46 | 35.57 | 41.85 | 54.65 | 71.59 | |||||||||||
| Selling & Administrative Expenses | 4.41 | 6.16 | 8.40 | 11.68 | 14.63 | 12.69 | 19.24 | 25.07 | 28.31 | |||||||||||
| Operating & Other expenses | 17.73 | 27.09 | 43.08 | 65.55 | 109.49 | 134.22 | 127.43 | 218.07 | 332.12 | |||||||||||
EBITDA | 12.27 | 10.15 | 10.16 | 36.72 | 54.57 | 12.56 | 46.49 | 126.11 | 229.51 | 184.73 | ||||||||||
| Depreciation/Amortization | 0.18 | 0.29 | 0.37 | 0.48 | 0.80 | 0.81 | 0.95 | 1.15 | 1.42 | 1.60 | ||||||||||
| PBIT | 12.09 | 9.86 | 9.79 | 36.24 | 53.77 | 11.75 | 45.54 | 124.96 | 228.09 | 183.13 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 12.09 | 9.86 | 9.79 | 36.24 | 53.77 | 11.75 | 45.54 | 124.96 | 228.09 | 183.13 | ||||||||||
| Taxes & Other Items | 4.11 | 3.54 | 2.50 | 9.79 | 12.26 | 1.15 | 13.79 | 31.14 | 54.52 | 43.73 | ||||||||||
| Net Income | 7.98 | 6.32 | 7.29 | 26.45 | 41.51 | 10.60 | 31.75 | 93.82 | 173.57 | 139.40 | ||||||||||
| EPS | 11.52 | 9.13 | 10.53 | 38.12 | 53.90 | 12.52 | 37.40 | 110.48 | 183.00 | 133.06 | ||||||||||
| DPS | 1.40 | 1.00 | 1.00 | 1.40 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| Payout ratio | 0.12 | 0.11 | 0.09 | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Company Updates
Peers & Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Arman Financial Services Ltd | 7.52 | 1.61 | — |
| Bajaj Finance Ltd | 28.61 | 5.39 | 0.54% |
| Jio Financial Services Ltd | 124.25 | 1.43 | — |
| Shriram Finance Ltd | 14.55 | 2.16 | 1.58% |
Price Comparison
Compare ARMANFIN with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Increased Total Retail Holding
In last 3 months, retail holding in the company has increased by 4.51%
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding Arman Financial Services Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
UTI Banking and Financial Services Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 1.0555% | Percentage of the fund’s portfolio invested in the stock 1.19% | Change in the portfolio weight of the stock over the last 3 months -0.30% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 22/39 (+1) |
UTI Small Cap Fund - Direct Growth Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.6705% | Percentage of the fund’s portfolio invested in the stock 0.19% | Change in the portfolio weight of the stock over the last 3 months -0.07% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 92/99 (-3) |
WhiteOak Capital Flexi Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.4582% | Percentage of the fund’s portfolio invested in the stock 0.14% | Change in the portfolio weight of the stock over the last 3 months -0.05% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 109/153 (-2) |
Compare 3-month MF holding change on Screener
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Events
Dividend Trend
No Dividends
ARMANFIN has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateSep 13, 2019
Dividend/Share
₹1.40
Ex DateEx Date
Sep 13, 2019
Cash Dividend
Ex DateEx DateAug 30, 2018
Dividend/Share
₹1.00
Ex DateEx Date
Aug 30, 2018
Cash Dividend
Ex DateEx DateSep 12, 2016
Dividend/Share
₹1.40
Ex DateEx Date
Sep 12, 2016
Cash Dividend
Ex DateEx DateSep 18, 2015
Dividend/Share
₹1.20
Ex DateEx Date
Sep 18, 2015
Cash Dividend
Ex DateEx DateSep 15, 2014
Dividend/Share
₹1.00
Ex DateEx Date
Sep 15, 2014
Net profit of Arman Financial Services declined 62.59% to Rs 15.27 crore in the quarter ended September 2024 as against Rs 40.82 crore during the previous quarter ended September 2023. Sales rose 13.20% to Rs 181.49 crore in the quarter ended September 2024 as against Rs 160.33 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales181.49160.33 13 OPM %48.4978.71 - PBDT22.7558.85 -61 PBT22.3158.48 -62 NP15.2740.82 -63 Powered by Capital Market - Live
Arman Financial Services will hold a meeting of the Board of Directors of the Company on 13 November 2024Powered by Capital Market - Live
Arman Financial Services announced that the Annual General Meeting (AGM) of the company will be held on 27 September 2024.Powered by Capital Market - Live
Net profit of Arman Financial Services declined 21.63% to Rs 31.30 crore in the quarter ended June 2024 as against Rs 39.94 crore during the previous quarter ended June 2023. Sales rose 23.36% to Rs 184.43 crore in the quarter ended June 2024 as against Rs 149.51 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Sales184.43149.51 23 OPM %57.9176.31 - PBDT41.4350.12 -17 PBT41.0149.80 -18 NP31.3039.94 -22 Powered by Capital Market - Live
Arman Financial Services will hold a meeting of the Board of Directors of the Company on 14 August 2024.Powered by Capital Market - Live
Arman Financial Consolidated December 2022 Net Sales at Rs 101.62 crore, up 75.91% Y-o-Y
Arman Financial raises Rs115 crore via preferential issue; stock rises ~2%
Arman Financial rises as board approves preferential issue
Board of Arman Financial Services approves issuance of securities
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 36.5%, vs industry avg of 15.21%
Increasing Market Share
Over the last 5 years, market share increased from 0.11% to 0.28%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 45.68%, vs industry avg of 20.98%