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HDFC Life Insurance Company Ltd

HDFCLIFE Share Price

685.550.11% (+0.75)

HDFCLIFE Share Price Chart

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FinancialsInsurance
LargecapWith a market cap of ₹1,47,399 cr, stock is ranked 50
Low RiskStock is 1.65x as volatile as Nifty

How to use scorecard? Learn more

FinancialsInsurance
LargecapWith a market cap of ₹1,47,399 cr, stock is ranked 50
Low RiskStock is 1.65x as volatile as Nifty

HDFCLIFE Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
84.3710.050.29%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.902.351.02%

HDFCLIFE Analyst Ratings & Forecast

Detailed Forecast 
89%
Analysts have suggested that investors can buy this stock

from 35 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

HDFCLIFE Company Profile

HDFC Life Insurance Company provides various individual and group insurance solutions across India such as term insurance plan, women's plan, health insurance plans, pension plans for retirement planning, child education plans, ULIPs etc

HDFCLIFE Similar Stocks (Peers)

Compare with peers 
PE Ratio
11.87
1Y Return
21.42%
Buy Reco %
76.19
PE Ratio
37.11
1Y Return
11.24%
Buy Reco %
76.92
PE Ratio
78.41
1Y Return
1.44%
Buy Reco %
90.91
PE Ratio
46.16
1Y Return
5.91%
Buy Reco %
66.67
PE Ratio
96.65
1Y Return
9.32%
Buy Reco %
56.25
Compare with Peers
HDFCLIFE Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly

HDFCLIFE Stock Summary · January 2025

HDFC Life Insurance Company has demonstrated robust growth, reporting a 22% increase in individual weighted received premium, driven by a strong market share expansion and a focus on operational efficiency. However, challenges persist, particularly with an 18%-20% rise in New Business Strain and a decline in margins due to regulatory changes and shifts in product mix. The company is strategically enhancing its distribution channels and product offerings, including loans against policies, to improve customer engagement and mitigate potential surrenders. While persistency rates are expected to stabilize, management remains cautious about the long-term impacts of regulatory adjustments on financial performance. Overall, HDFC Life is committed to transparency and innovation, positioning itself for sustainable growth amidst a dynamic market landscape.

Key Points on HDFCLIFE Stock Performance
HDFCLIFE Stock Growth Drivers
7
  • Strong Financial Performance

    HDFC Life Insurance Company reported a robust financial performance for the nine months ended December

  • Market Share Expansion

    HDFC Life's market share in the overall sector increased by 70 basis points to 10.8%,

HDFCLIFE Stock Challenges
6
  • Declining Margins and Negative Surplus

    The company has experienced a decline in margins, with a decrease from 26.5% to 25.1%

  • Increasing New Business Strain

    The New Business Strain has been growing at an 18%-20% year-over-year rate, raising concerns about

HDFCLIFE Forecasts

Price

Revenue

Earnings

HDFCLIFE

Income

Balance Sheet

Cash Flow

HDFCLIFE Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 21.28%, vs industry avg of 11.66%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 4.57% to 6.87%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of -0.48%, vs industry avg of 34.38%

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Financial YearFY 2016FY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024TTM
Total Revenue18,248.2330,785.5932,541.5938,878.9329,748.9671,973.0867,891.6071,644.401,02,006.611,01,286.50
Raw Materialssubtract1,00,047.52
Power & Fuel Costsubtract
Employee Costsubtract859.071,117.101,291.771,410.431,679.791,683.302,145.293,079.953,278.25
Selling & Administrative Expensessubtract16,055.0528,325.2329,617.8534,683.8324,890.3367,834.1063,158.0765,086.3796,460.33
Operating & Other expensessubtract281.27241.12287.021,113.561,669.32776.121,044.721,960.831,211.99
Depreciation/Amortizationsubtract44.9141.2444.4545.2446.5750.8956.2775.9378.75
Interest & Other Itemssubtract
Taxes & Other Itemssubtract191.14173.99193.2913.09165.51267.80160.3273.05-596.80-508.12
EPS4.094.445.528.016.436.746.426.427.328.12
DPS0.901.101.361.630.002.021.701.902.002.00
Payout ratio0.220.250.250.200.000.300.260.300.270.25

HDFCLIFE Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2023

Annual report

PDF

Investor Presentation

Apr 26PDF
FY 2024

Annual report

PDF

Investor Presentation

Jul 21PDF
 

HDFCLIFE Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsInsurance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
HDFC Life Insurance Company Ltd93.6410.050.29%
Life Insurance Corporation Of India11.875.861.30%
Bajaj Finserv Ltd37.112.910.05%
SBI Life Insurance Company Ltd78.419.960.18%

HDFCLIFE Stock Price Comparison

Compare HDFCLIFE with any stock or ETF
Compare HDFCLIFE with any stock or ETF
HDFCLIFE
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HDFCLIFE Shareholdings

HDFCLIFE Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

HDFCLIFE Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

HDFCLIFE Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding50.32%11.02%2.71%25.14%10.80%

Mar 2024

Jun 2024

Sep 2024

Dec 2024

HDFCLIFE Shareholding History

SepDec '23MarJunSepDec '2430.53%31.28%30.03%26.63%25.63%25.14%

Mutual Funds Invested in HDFCLIFE

Mutual Fund Holding
Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 5 Mutual Funds holding HDFC Life Insurance Company Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.5369%3.08%0.59%51/98 (+2)
0.4947%1.12%0.09%58/98 (+1)
0.4533%1.36%0.15%20/102 (+2)

Compare 3-month MF holding change on Screener

HDFCLIFE Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing HDFCLIFE stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have HDFC Life Insurance Company Ltd

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Insurance Tracker

Insurance Tracker

Created by Windmill Capital

HDFCLIFE's Wtg.
12.61%
CAGR
4.72%
House of HDFC

House of HDFC

Created by Windmill Capital

HDFCLIFE's Wtg.
35.85%
CAGR
5.60%

HDFCLIFE Events

HDFCLIFE Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

HDFCLIFE Upcoming Dividends

No upcoming dividends are available

HDFCLIFE Past Dividends

Cash Dividend

Ex DateEx DateJun 21, 2024

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jun 21, 2024

Cash Dividend

Ex DateEx DateJun 16, 2023

Final
Final | Div/Share: ₹1.90

Dividend/Share

1.90

Ex DateEx Date

Jun 16, 2023

Cash Dividend

Ex DateEx DateMay 31, 2022

Final
Final | Div/Share: ₹1.70

Dividend/Share

1.70

Ex DateEx Date

May 31, 2022

Cash Dividend

Ex DateEx DateJun 30, 2021

Final
Final | Div/Share: ₹2.02

Dividend/Share

2.02

Ex DateEx Date

Jun 30, 2021

Cash Dividend

Ex DateEx DateMar 14, 2019

Interim
Interim | Div/Share: ₹1.63

Dividend/Share

1.63

Ex DateEx Date

Mar 14, 2019

HDFCLIFE Stock News & Opinions

Spotlight
HDFC Life Insurance Company Ltd spurts 0.01%, up for fifth straight session

HDFC Life Insurance Company Ltd rose for a fifth straight session today. The stock is quoting at Rs 696.25, up 0.01% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is down around 0.32% on the day, quoting at 23258.35. The Sensex is at 76290.7, down 0.43%. HDFC Life Insurance Company Ltd has added around 12.94% in last one month. Meanwhile, Nifty Financial Services index of which HDFC Life Insurance Company Ltd is a constituent, has added around 7.3% in last one month and is currently quoting at 24750.05, down 0.16% on the day. The volume in the stock stood at 8.76 lakh shares today, compared to the daily average of 28.84 lakh shares in last one month. The benchmark April futures contract for the stock is quoting at Rs 699.5, up 0.19% on the day. HDFC Life Insurance Company Ltd is up 11.87% in last one year as compared to a 3.3% jump in NIFTY and a 15.61% jump in the Nifty Financial Services index.The PE of the stock is 86.21 based on TTM earnings ending December 24.Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
HDFC Life Insurance Company to hold board meeting

HDFC Life Insurance Company will hold a meeting of the Board of Directors of the Company on 17 April 2025.Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
HDFC Life Insurance Company allots 94,900 equity shares under ESOS

HDFC Life Insurance Company has allotted 94,900 equity shares under ESOS on 21 March 2025. Post the above allotment, paid']up equity share capital of the Company stood at ₹ 21,52,98,81,870 comprising of 2,15,29,88,187 equity shares of face value of Rs 10 each.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
HDFC Life Insurance Company Ltd up for third consecutive session

HDFC Life Insurance Company Ltd is up for a third straight session today. The stock is quoting at Rs 632.5, up 1.05% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.04% on the day, quoting at 22451.3. The Sensex is at 74000.86, down 0.15%. HDFC Life Insurance Company Ltd has gained around 0.53% in last one month. Meanwhile, Nifty Financial Services index of which HDFC Life Insurance Company Ltd is a constituent, has gained around 0.2% in last one month and is currently quoting at 23056.85, up 0.39% on the day. The volume in the stock stood at 15.64 lakh shares today, compared to the daily average of 25.06 lakh shares in last one month. The benchmark March futures contract for the stock is quoting at Rs 632.8, up 1.04% on the day. HDFC Life Insurance Company Ltd is up 1.76% in last one year as compared to a 0.52% jump in NIFTY and a 10.77% jump in the Nifty Financial Services index.The PE of the stock is 77.48 based on TTM earnings ending December 24.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
HDFC Life Insurance Company Ltd soars 1.54%, up for third straight session

HDFC Life Insurance Company Ltd rose for a third straight session today. The stock is quoting at Rs 637.5, up 1.54% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.41% on the day, quoting at 23600.05. The Sensex is at 77920.62, down 0.45%. HDFC Life Insurance Company Ltd has added around 2.85% in last one month. Meanwhile, Nifty Financial Services index of which HDFC Life Insurance Company Ltd is a constituent, has added around 0.68% in last one month and is currently quoting at 23664.4, down 0.32% on the day. The volume in the stock stood at 25.14 lakh shares today, compared to the daily average of 38.44 lakh shares in last one month. The benchmark February futures contract for the stock is quoting at Rs 638, up 1.19% on the day. HDFC Life Insurance Company Ltd is up 5.35% in last one year as compared to a 7.61% gain in NIFTY and a 15.39% gain in the Nifty Financial Services index.The PE of the stock is 77.72 based on TTM earnings ending December 24.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Board of HDFC Life Insurance Company approves NCD issuance up to Rs 1,000 cr

The Board of HDFC Life Insurance Company at its meeting held on 05 February 2025 has approved the proposal for raising of funds through issuance of up to 90,000 NCDs, each having a face value of Rs 1,00,000 for an aggregate nominal value of up to Rs 900 crore with an option to retain additional subscription/ green shoe option of up to Rs 100 crore, collectively aggregating up to Rs 1,000 crore for cash, in dematerialised form, on private placement basis, by way of second series/ tranche within the overall limit aggregating up to Rs 2,000 crore, for a period of 10 (ten) years from the Deemed Date of Allotment. Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Volumes spurt at HDFC Life Insurance Company Ltd counter

Oracle Financial Services Software Ltd, CEAT Ltd, Punjab & Sind Bank, L&T Technology Services Ltd are among the other stocks to see a surge in volumes on BSE today, 16 January 2025.HDFC Life Insurance Company Ltd notched up volume of 8.91 lakh shares by 10:46 IST on BSE, a 18.8 fold spurt over two-week average daily volume of 47404 shares. The stock rose 10.59% to Rs.657.20. Volumes stood at 65652 shares in the last session.Oracle Financial Services Software Ltd registered volume of 19050 shares by 10:46 IST on BSE, a 5.83 fold spurt over two-week average daily volume of 3270 shares. The stock slipped 4.40% to Rs.10,100.00. Volumes stood at 6138 shares in the last session.CEAT Ltd recorded volume of 25261 shares by 10:46 IST on BSE, a 5.66 times surge over two-week average daily volume of 4465 shares. The stock lost 5.63% to Rs.2,885.35. Volumes stood at 2975 shares in the last session.Punjab & Sind Bank notched up volume of 7.28 lakh shares by 10:46 IST on BSE, a 5.53 fold spurt over two-week average daily volume of 1.32 lakh shares. The stock rose 9.00% to Rs.50.48. Volumes stood at 1.69 lakh shares in the last session.L&T Technology Services Ltd recorded volume of 25917 shares by 10:46 IST on BSE, a 4.33 times surge over two-week average daily volume of 5988 shares. The stock gained 7.19% to Rs.5,200.00. Volumes stood at 10368 shares in the last session.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
HDFC Life surges as Q3 PAT rises 14% YoY to Rs 415 crore

Net income from investments tumbled 98.31% to Rs 192.09 crore in Q3 FY25 as compared to Rs 11,369.81 posted in same quarter last year. Profit before tax stood at Rs 444.82 crore in the December 2024 quarter, registering a growth of 21.26% on YoY basis. On nine month basis, the company's standalone net profit rose 14.55% to Rs 1,325.58 crore on 10.56% increase in net premium income to Rs 45,850.58 crore in 9M FY25 over 9M FY24. Assets under management (AUM) jumped 18% YoY to Rs 3,286,800 crore during the nine months ended on 31 December 2024. The value of new business (VNB) grew by 14% YoY to Rs 2,586 crore in 9M FY25. The company's Indian embedded value (IEV) in 9M FY25 was at Rs 53,246 crore, registering a growth of 18% YoY. The life insurer's new business margin fell to 25.1% in 9M FY25 as against 26.5% recorded in 9M FY24. The solvency ratio slipped to 188% in 9M FY25 from 190% recorded in 9M FY24. A persistency ratio for the 13th and 61st months has improved to 87% and 61%, respectively. This represents a significant increase of 110 basis points and 780 basis points compared to the previous year, demonstrating the company's strong customer engagement and retention. Vibha Padalkar, MD & CEO, said, 'We have registered a healthy growth of 22%, based on individual WRP for 9MFY25, outpacing overall industry growth of 14%. We have witnessed both ticket size and volume expansion during this period. The number of policies has grown by 15%, outperforming the private sector's growth of 9%. Retail protection continues to grow well. Retail protection APE for nine months saw a growth of 28%. We are committed to adapting to the evolving market landscape with agility and resilience. This includes continued investment in distribution, tech and customer-centric product innovations to deliver long-term value for our stakeholders.' HDFC Life Insurance Company is a leading, listed, long-term life insurance solutions provider in India, offering a range of individual and group insurance solutions that meet various customer needs such as protection, pension, savings, investment, annuity, and health. The company has more than 80 products (including individual and group products) and optional riders in its portfolio, catering to a diverse range of customer needs. Powered by Capital Market - Live

2 months agoCapital Market - Live
Earnings
HDFC Life Insurance Company consolidated net profit rises 14.63% in the December 2024 quarter

Net profit of HDFC Life Insurance Company rose 14.63% to Rs 421.31 crore in the quarter ended December 2024 as against Rs 367.54 crore during the previous quarter ended December 2023. Sales rose 10.20% to Rs 16831.84 crore in the quarter ended December 2024 as against Rs 15273.25 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales16831.8415273.25 10 OPM %2.661.73 - PBDT418.73367.03 14 PBT418.73367.03 14 NP421.31367.54 15 Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
HDFC Life PAT rises 14% YoY to Rs 415 crore in Q3 FY25

Net income from investments tumbled 98.31% to Rs 192.09 crore in Q3 FY25 as compared to Rs 11,369.81 posted in same quarter last year. Profit before tax stood at Rs 444.82 crore in the December 2024 quarter, registering a growth of 21.26% on YoY basis. On nine month basis, the company's standalone net profit rose 14.55% to Rs 1,325.58 crore on 10.56% increase in net premium income to Rs 45,850.58 crore in 9M FY25 over 9M FY24. Assets under management (AUM) jumped 18% YoY to Rs 3,286,800 crore during the nine months ended on 31 December 2024. The value of new business (VNB) grew by 14% YoY to Rs 2,586 crore in 9M FY25. The company's Indian embedded value (IEV) in 9M FY25 was at Rs 53,246 crore, registering a growth of 18% YoY. The life insurer's new business margin fell to 25.1% in 9M FY25 as against 26.5% recorded in 9M FY24. The solvency ratio slipped to 188% in 9M FY25 from 190% recorded in 9M FY24. A persistency ratio for the 13th and 61st months has improved to 87% and 61%, respectively. This represents a significant increase of 110 basis points and 780 basis points compared to the previous year, demonstrating the company's strong customer engagement and retention. Vibha Padalkar, MD & CEO, said, 'We have registered a healthy growth of 22%, based on individual WRP for 9MFY25, outpacing overall industry growth of 14%. We have witnessed both ticket size and volume expansion during this period. The number of policies has grown by 15%, outperforming the private sector's growth of 9%. Retail protection continues to grow well. Retail protection APE for nine months saw a growth of 28%. We are committed to adapting to the evolving market landscape with agility and resilience. This includes continued investment in distribution, tech and customer-centric product innovations to deliver long-term value for our stakeholders.' HDFC Life Insurance Company is a leading, listed, long-term life insurance solutions provider in India, offering a range of individual and group insurance solutions that meet various customer needs such as protection, pension, savings, investment, annuity, and health. The company has more than 80 products (including individual and group products) and optional riders in its portfolio, catering to a diverse range of customer needs. The scrip shed 0.99% to settle at Rs 594.25 on the BSE. Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

  1. What is the share price of HDFC Life Insurance Company Ltd (HDFCLIFE) today?

    The share price of HDFCLIFE as on 11th April 2025 is ₹685.55. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    The past returns of HDFC Life Insurance Company Ltd (HDFCLIFE) share are
    • Past 1 week: -0.68%
    • Past 1 month: 9.53%
    • Past 3 months: 11.86%
    • Past 6 months: -5.37%
    • Past 1 year: 10.19%
    • Past 3 years: 21.25%
    • Past 5 years: 43.32%

  3. What are the peers or stocks similar to HDFC Life Insurance Company Ltd (HDFCLIFE)?
  4. What is the dividend yield % of HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    The current dividend yield of HDFC Life Insurance Company Ltd (HDFCLIFE) is 0.29.

  5. What is the market cap of HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of HDFC Life Insurance Company Ltd (HDFCLIFE) is ₹147399.66 Cr as of 11th April 2025.

  6. What is the 52 week high and low of HDFC Life Insurance Company Ltd (HDFCLIFE) share?

    The 52-week high of HDFC Life Insurance Company Ltd (HDFCLIFE) is ₹761.20 and the 52-week low is ₹511.40.

  7. What is the PE and PB ratio of HDFC Life Insurance Company Ltd (HDFCLIFE) stock?

    The P/E (price-to-earnings) ratio of HDFC Life Insurance Company Ltd (HDFCLIFE) is 93.64. The P/B (price-to-book) ratio is 10.05.

  8. Which sector does HDFC Life Insurance Company Ltd (HDFCLIFE) belong to?

    HDFC Life Insurance Company Ltd (HDFCLIFE) belongs to the Financials sector & Insurance sub-sector.

  9. How to buy HDFC Life Insurance Company Ltd (HDFCLIFE) shares?

    You can directly buy HDFC Life Insurance Company Ltd (HDFCLIFE) shares on Tickertape. Simply sign up, connect your demat account and place your order.