LIC Housing Finance Ltd
LICHSGFINLIC Housing Finance Ltd
LICHSGFINPrice Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
AvgCan be considered moderately valued vs the market
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
9.19 | 1.61 | 1.13% |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
18.03 | 2.84 | 0.76% |
Forecast & Ratings
Detailed Forecastfrom 23 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
LIC Housing Finance Limited is engaged in the housing finance business. The Company provides loans for purchase, construction, repairs and renovation of houses/flats to individuals, corporate bodies, builders and co-operative housing societies.
Investor Presentation
View olderPeers
Compare with peersPNB Housing Finance Ltd
Aptus Value Housing Finance India Ltd
Aavas Financiers Ltd
Can Fin Homes Ltd
Sammaan Capital Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
All values in ₹
Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
All values in ₹
Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 12,502.58 | 14,100.92 | 14,876.44 | 17,398.46 | 19,706.88 | 19,880.22 | 20,005.31 | 22,728.21 | 27,277.80 | 27,277.80 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | 21,144.20 | 21,144.20 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | ||||||||||||
Employee Cost | 164.50 | 266.23 | 245.10 | 274.58 | 327.62 | 323.78 | 602.45 | 516.41 | ||||||||||||
Selling & Administrative Expenses | 295.47 | 313.62 | 190.94 | 442.19 | 231.24 | 276.34 | 279.11 | 387.91 | ||||||||||||
Operating & Other expenses | 9,457.53 | 10,538.18 | 11,648.21 | 13,278.02 | 15,814.73 | 15,862.50 | 16,281.30 | 18,194.08 | ||||||||||||
EBITDA | 2,585.08 | 2,982.89 | 2,792.19 | 3,403.67 | 3,333.29 | 3,417.60 | 2,842.45 | 3,629.81 | 6,133.60 | 6,133.60 | ||||||||||
Depreciation/Amortization | 10.01 | 9.70 | 10.21 | 11.92 | 51.11 | 52.47 | 55.19 | 69.04 | 69.23 | 69.23 | ||||||||||
PBIT | 2,575.07 | 2,973.19 | 2,781.98 | 3,391.75 | 3,282.18 | 3,365.13 | 2,787.26 | 3,560.77 | 6,064.37 | 6,064.37 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 2,575.07 | 2,973.19 | 2,781.98 | 3,391.75 | 3,282.18 | 3,365.13 | 2,787.26 | 3,560.77 | 6,064.37 | 6,064.37 | ||||||||||
Taxes & Other Items | 907.36 | 1,030.92 | 774.05 | 957.80 | 878.92 | 624.41 | 501.61 | 670.01 | 1,301.40 | 1,302.85 | ||||||||||
Net Income | 1,667.71 | 1,942.27 | 2,007.93 | 2,433.95 | 2,403.26 | 2,740.72 | 2,285.65 | 2,890.76 | 4,762.97 | 4,761.52 | ||||||||||
EPS | 33.03 | 38.46 | 39.77 | 48.23 | 47.62 | 54.31 | 43.34 | 52.55 | 86.53 | 86.56 | ||||||||||
DPS | 5.50 | 6.20 | 6.80 | 7.60 | 8.00 | 8.50 | 8.50 | 8.50 | 9.00 | 8.50 | ||||||||||
Payout ratio | 0.17 | 0.16 | 0.17 | 0.16 | 0.17 | 0.16 | 0.20 | 0.16 | 0.10 | 0.10 |
Company Updates
Annual report
PDFAnnual report
PDFAnnual report
PDFInvestor Presentation
Peers & Comparison
FinancialsHome Financing
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
LIC Housing Finance Ltd | 9.19 | 1.61 | 1.13% |
PNB Housing Finance Ltd | 13.65 | 1.87 | — |
Aptus Value Housing Finance India Ltd | 27.73 | 5.08 | 1.32% |
Aavas Financiers Ltd | 28.69 | 4.31 | — |
Price Comparison
Compare LICHSGFIN with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding LIC Housing Finance Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
HDFC Banking & Financial Services Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.1399% | Percentage of the fund’s portfolio invested in the stock 1.85% | Change in the portfolio weight of the stock over the last 3 months -0.16% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 17/36 (0) |
Mirae Asset Banking and Financial Services Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.1170% | Percentage of the fund’s portfolio invested in the stock 3.05% | Change in the portfolio weight of the stock over the last 3 months -0.21% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 8/37 (-1) |
Aditya Birla Sun Life Multi-Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.1116% | Percentage of the fund’s portfolio invested in the stock 0.87% | Change in the portfolio weight of the stock over the last 3 months -0.10% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 35/82 (-1) |
Compare 3-month MF holding change on Screener
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No Dividend Cuts
LICHSGFIN has increased or maintained dividend levels over the last 5 years
Dividend Yield
Current dividend yield is 1.13%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹11.26 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateAug 18, 2023
Dividend/Share
₹8.50
Ex DateEx Date
Aug 18, 2023
Cash Dividend
Ex DateEx DateSep 19, 2022
Dividend/Share
₹8.50
Ex DateEx Date
Sep 19, 2022
Cash Dividend
Ex DateEx DateSep 16, 2021
Dividend/Share
₹8.50
Ex DateEx Date
Sep 16, 2021
Cash Dividend
Ex DateEx DateSep 17, 2020
Dividend/Share
₹8.00
Ex DateEx Date
Sep 17, 2020
Cash Dividend
Ex DateEx DateAug 16, 2019
Dividend/Share
₹7.60
Ex DateEx Date
Aug 16, 2019
News & Opinions
LIC Housing Finance Ltd soars 0.24%, rises for fifth straight session
1 week ago•Business Standard
Loan growth likely to drive further gains for LIC Housing Finance
1 week ago•Business Standard
ITC, NTPC, LIC Housing among 10 F&O stocks to watch ahead of June expiry
1 week ago•Business Standard
LIC Housing Finance Ltd spurts 0.73%, up for fifth straight session
3 weeks ago•Business Standard
LIC Housing Finance Q4 Results Review - Re-Rating Hinges On Higher Loan Growth: Prabhudas Lilladher
1 month ago•Bloomberg Quint
LIC Housing Finance Q4 Results: Net Profit Down By 7.5% To Rs 1091 Crore
1 month ago•Bloomberg Quint
LIC Housing Finance Plans To Raise Funds Via Green Bonds In Next Financial Year
4 months ago•Bloomberg Quint
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 9.41%, vs industry avg of 1.52%
Increasing Market Share
Over the last 5 years, market share increased from 10.55% to 51.37%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 14.37%, vs industry avg of 2.66%