LIC Housing Finance Ltd
LICHSGFINLIC Housing Finance Ltd
LICHSGFIN
Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
AvgCan be considered moderately valued vs the market
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 7.19 | 1.12 | 1.41% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.90 | 2.48 | 0.97% |
Forecast & Ratings
Detailed Forecast from 23 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
LIC Housing Finance Limited is engaged in the housing finance business. The Company provides loans for purchase, construction, repairs and renovation of houses/flats to individuals, corporate bodies, builders and co-operative housing societies.
Investor Presentation
View olderPeers
Compare with peersPNB Housing Finance Ltd
Aptus Value Housing Finance India Ltd
Aavas Financiers Ltd
Sammaan Capital Ltd
Can Fin Homes Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
All values in ₹
Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
All values in ₹
Income
Balance Sheet
Cash Flow
Income Statement
| Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 12,502.58 | 14,100.92 | 14,876.44 | 17,398.46 | 19,706.88 | 19,880.22 | 20,005.31 | 22,728.21 | 27,277.80 | 27,491.56 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 21,171.60 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 164.50 | 266.23 | 245.10 | 274.58 | 327.62 | 323.78 | 602.45 | 516.41 | 649.63 | |||||||||||
| Selling & Administrative Expenses | 295.47 | 313.62 | 190.94 | 442.19 | 231.24 | 276.34 | 279.11 | 387.94 | 372.03 | |||||||||||
| Operating & Other expenses | 9,457.53 | 10,538.18 | 11,648.21 | 13,278.02 | 15,814.73 | 15,862.50 | 16,281.30 | 18,194.05 | 20,122.54 | |||||||||||
EBITDA | 2,585.08 | 2,982.89 | 2,792.19 | 3,403.67 | 3,333.29 | 3,417.60 | 2,842.45 | 3,629.81 | 6,133.60 | 6,319.96 | ||||||||||
| Depreciation/Amortization | 10.01 | 9.70 | 10.21 | 11.92 | 51.11 | 52.47 | 55.19 | 69.04 | 69.23 | 83.11 | ||||||||||
| PBIT | 2,575.07 | 2,973.19 | 2,781.98 | 3,391.75 | 3,282.18 | 3,365.13 | 2,787.26 | 3,560.77 | 6,064.37 | 6,236.85 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 2,575.07 | 2,973.19 | 2,781.98 | 3,391.75 | 3,282.18 | 3,365.13 | 2,787.26 | 3,560.77 | 6,064.37 | 6,236.85 | ||||||||||
| Taxes & Other Items | 907.36 | 1,030.92 | 774.05 | 957.80 | 878.92 | 624.41 | 501.61 | 670.00 | 1,305.16 | 1,352.07 | ||||||||||
| Net Income | 1,667.71 | 1,942.27 | 2,007.93 | 2,433.95 | 2,403.26 | 2,740.72 | 2,285.65 | 2,890.77 | 4,759.21 | 4,884.78 | ||||||||||
| EPS | 33.03 | 38.46 | 39.77 | 48.23 | 47.62 | 54.31 | 43.34 | 52.55 | 86.52 | 88.80 | ||||||||||
| DPS | 5.50 | 6.20 | 6.80 | 7.60 | 8.00 | 8.50 | 8.50 | 8.50 | 9.00 | 9.00 | ||||||||||
| Payout ratio | 0.17 | 0.16 | 0.17 | 0.16 | 0.17 | 0.16 | 0.20 | 0.16 | 0.10 | 0.10 |
Company Updates
Annual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFInvestor Presentation
Peers & Comparison
FinancialsHome Financing
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| LIC Housing Finance Ltd | 7.38 | 1.12 | 1.41% |
| PNB Housing Finance Ltd | 15.36 | 1.55 | — |
| Aptus Value Housing Finance India Ltd | 26.14 | 4.24 | 1.40% |
| Aavas Financiers Ltd | 26.99 | 3.51 | — |
Price Comparison
Compare LICHSGFIN with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Increased Total Retail Holding
In last 3 months, retail holding in the company has increased by 1.57%
Decreased Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has decreased by 1.24%
Shareholding Pattern
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding LIC Housing Finance Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
Kotak Emerging Equity Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 2.2775% | Percentage of the fund’s portfolio invested in the stock 1.58% | Change in the portfolio weight of the stock over the last 3 months -0.34% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 52/75 (-2) |
Mirae Asset Large & Midcap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 1.0586% | Percentage of the fund’s portfolio invested in the stock 0.97% | Change in the portfolio weight of the stock over the last 3 months -0.10% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 72/105 (-5) |
HDFC Large and Mid Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.8109% | Percentage of the fund’s portfolio invested in the stock 1.21% | Change in the portfolio weight of the stock over the last 3 months -0.21% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 15/208 (-5) |
Compare 3-month MF holding change on Screener
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No Dividend Cuts
LICHSGFIN has increased or maintained dividend levels over the last 5 years
Dividend Yield
Current dividend yield is 1.41%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹14.09 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateAug 23, 2024
Dividend/Share
₹9.00
Ex DateEx Date
Aug 23, 2024
Cash Dividend
Ex DateEx DateAug 18, 2023
Dividend/Share
₹8.50
Ex DateEx Date
Aug 18, 2023
Cash Dividend
Ex DateEx DateSep 19, 2022
Dividend/Share
₹8.50
Ex DateEx Date
Sep 19, 2022
Cash Dividend
Ex DateEx DateSep 16, 2021
Dividend/Share
₹8.50
Ex DateEx Date
Sep 16, 2021
Cash Dividend
Ex DateEx DateSep 17, 2020
Dividend/Share
₹8.00
Ex DateEx Date
Sep 17, 2020
LIC Housing Finance Ltd rose for a third straight session today. The stock is quoting at Rs 620.05, up 1.46% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.25% on the day, quoting at 23745.85. The Sensex is at 78340.19, up 1.29%. LIC Housing Finance Ltd has added around 2.02% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has added around 2.09% in last one month and is currently quoting at 23257.7, up 0.84% on the day. The volume in the stock stood at 6.29 lakh shares today, compared to the daily average of 20.23 lakh shares in last one month. The benchmark November futures contract for the stock is quoting at Rs 620.4, up 1.5% on the day. LIC Housing Finance Ltd is up 33.46% in last one year as compared to a 20.57% gain in NIFTY and a 20.16% gain in the Nifty Financial Services index.The PE of the stock is 6.88 based on TTM earnings ending September 24.Powered by Capital Market - Live
Net profit of LIC Housing Finance rose 11.41% to Rs 1327.71 crore in the quarter ended September 2024 as against Rs 1191.77 crore during the previous quarter ended September 2023. Sales rose 2.55% to Rs 6937.72 crore in the quarter ended September 2024 as against Rs 6765.44 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales6937.726765.44 3 OPM %94.6490.10 - PBDT1688.971496.20 13 PBT1665.031483.04 12 NP1327.711191.77 11 Powered by Capital Market - Live
LIC Housing Finance will hold a meeting of the Board of Directors of the Company on 28 October 2024.Powered by Capital Market - Live
LIC Housing Finance Ltd gained for a third straight session today. The stock is quoting at Rs 688.4, up 1.12% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.06% on the day, quoting at 25955.35. The Sensex is at 84997.01, up 0.08%. LIC Housing Finance Ltd has risen around 3.39% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has risen around 6.59% in last one month and is currently quoting at 24953.1, down 0.1% on the day. The volume in the stock stood at 10.61 lakh shares today, compared to the daily average of 36.86 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 689.7, up 1.4% on the day. LIC Housing Finance Ltd is up 48.73% in last one year as compared to a 31.92% spurt in NIFTY and a 25.63% spurt in the Nifty Financial Services index.The PE of the stock is 7.9 based on TTM earnings ending June 24.Powered by Capital Market - Live
LIC Housing Finance Ltd is up for a fifth straight session today. The stock is quoting at Rs 675.65, up 0.14% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.11% on the day, quoting at 24726.7. The Sensex is at 80745.92, down 0.07%. LIC Housing Finance Ltd has slipped around 14.89% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has slipped around 2.34% in last one month and is currently quoting at 23178.15, down 0.45% on the day. The volume in the stock stood at 16.55 lakh shares today, compared to the daily average of 36.1 lakh shares in last one month. The benchmark August futures contract for the stock is quoting at Rs 670.55, up 0.71% on the day. LIC Housing Finance Ltd is up 59.77% in last one year as compared to a 27.48% jump in NIFTY and a 18.01% jump in the Nifty Financial Services index.The PE of the stock is 7.83 based on TTM earnings ending June 24.Powered by Capital Market - Live
LIC Housing Finance Ltd rose for a third straight session today. The stock is quoting at Rs 665.7, up 1.13% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.14% on the day, quoting at 24574.45. The Sensex is at 80465.57, up 0.04%. LIC Housing Finance Ltd has dropped around 16.14% in last one month. Meanwhile, Nifty Financial Services index of which LIC Housing Finance Ltd is a constituent, has dropped around 2.97% in last one month and is currently quoting at 22976.2, down 0.22% on the day. The volume in the stock stood at 18.79 lakh shares today, compared to the daily average of 36.55 lakh shares in last one month. The benchmark August futures contract for the stock is quoting at Rs 656.95, up 1.12% on the day. LIC Housing Finance Ltd is up 58.29% in last one year as compared to a 26.71% gain in NIFTY and a 17.13% gain in the Nifty Financial Services index.The PE of the stock is 7.63 based on TTM earnings ending June 24.Powered by Capital Market - Live
Broker’s call: LIC Housing Fin (Hold)
Sobha Ltd Partly Paidup leads losers in ‘A’ group
LIC Housing Finance Shares Plunge As Q1 Profit Declines
Mid, SmallCap indices dip 4% each; LIC Housing, IRFC, CG Power tank over 5%
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 9.41%, vs industry avg of 1.6%
Increasing Market Share
Over the last 5 years, market share increased from 10.63% to 51.43%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 14.35%, vs industry avg of 2.74%