Poonawalla Fincorp Ltd
POONAWALLAPoonawalla Fincorp Ltd
POONAWALLA
Price Chart
Scorecard
Performance
AvgPrice return has been average, nothing exciting
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
AvgThe stock is overpriced but is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 65.85 | 3.37 | 0.56% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.39 | 2.41 | 1.00% |
Forecast & Ratings
Detailed Forecast from 4 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Poonawalla Fincorp Limited is a Cyrus Poonawalla group promoted non-deposit taking systemically important non-banking finance company (ND-SI-NBFC), registered with the Reserve Bank of India (RBI). The Company started operations nearly three decades back and is listed on the BSE Limited (BSE) and the National Stock Exchange of India Limited (NSE). Consequent to the capital raise of ₹ 3,456 crore in May-2021, the Company is now part of the Cyrus Poonawalla Group with majority stake owned by Rising Sun Holdings Private Limited, a company owned and controlled by Mr. Adar Poonawalla.The Company’s financial services offerings include pre-owned car finance, personal loans,loan to professionals, business loans, loan against property, supply chain finance, machinery loans, medical equipment loans and consumer loans.
Investor Presentation
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Compare with peersBajaj Finance Ltd
Jio Financial Services Ltd
Shriram Finance Ltd
Bajaj Housing Finance Ltd
Cholamandalam Investment and Finance Company Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
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Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
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Income
Balance Sheet
Cash Flow
Income Statement
| Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 2,683.79 | 2,567.62 | 2,329.74 | 2,495.37 | 2,562.87 | 2,357.96 | 1,649.76 | 2,361.89 | 5,487.85 | 3,687.85 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 3,127.03 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 317.22 | 293.32 | 368.03 | 436.64 | 447.91 | 381.53 | 409.86 | 514.80 | 444.42 | |||||||||||
| Selling & Administrative Expenses | 433.79 | 402.05 | 140.72 | 158.35 | 152.07 | 90.52 | 123.95 | 218.06 | 261.53 | |||||||||||
| Operating & Other expenses | 1,587.48 | 1,776.95 | 1,480.92 | 1,407.55 | 1,806.32 | 2,578.43 | 598.55 | 701.40 | 2,556.87 | |||||||||||
EBITDA | 345.30 | 95.30 | 340.07 | 492.83 | 156.57 | -692.52 | 517.40 | 927.63 | 2,225.03 | 560.82 | ||||||||||
| Depreciation/Amortization | 39.48 | 48.50 | 49.22 | 50.46 | 74.79 | 56.25 | 49.49 | 61.41 | 59.31 | 59.39 | ||||||||||
| PBIT | 305.82 | 46.80 | 290.85 | 442.37 | 81.78 | -748.77 | 467.91 | 866.22 | 2,165.72 | 501.43 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 305.82 | 46.80 | 290.85 | 442.37 | 81.78 | -748.77 | 467.91 | 866.22 | 2,165.72 | 501.43 | ||||||||||
| Taxes & Other Items | 94.44 | 26.34 | 53.96 | 138.35 | 54.73 | -189.81 | 92.78 | 182.25 | 482.97 | 83.99 | ||||||||||
| Net Income | 211.38 | 20.46 | 236.89 | 304.02 | 27.05 | -558.96 | 375.13 | 683.97 | 1,682.75 | 417.44 | ||||||||||
| EPS | 9.89 | 0.86 | 10.00 | 12.01 | 1.00 | -20.74 | 7.25 | 8.92 | 21.88 | 5.42 | ||||||||||
| DPS | 0.80 | 0.80 | 0.80 | 0.80 | 0.00 | 0.00 | 0.40 | 2.00 | 2.00 | 2.00 | ||||||||||
| Payout ratio | 0.08 | 0.93 | 0.08 | 0.07 | 0.00 | 0.00 | 0.06 | 0.22 | 0.09 | 0.37 |
Company Updates
Peers & Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Poonawalla Fincorp Ltd | 16.33 | 3.37 | 0.56% |
| Bajaj Finance Ltd | 28.61 | 5.39 | 0.54% |
| Jio Financial Services Ltd | 124.25 | 1.43 | — |
| Shriram Finance Ltd | 14.55 | 2.16 | 1.58% |
Price Comparison
Compare POONAWALLA with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding Poonawalla Fincorp Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
Quant Mid Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.8695% | Percentage of the fund’s portfolio invested in the stock 2.67% | Change in the portfolio weight of the stock over the last 3 months 0.14% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 17/33 (+1) |
Quant Active Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.8145% | Percentage of the fund’s portfolio invested in the stock 2.13% | Change in the portfolio weight of the stock over the last 3 months 0.16% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 39/66 (+1) |
Kotak Multicap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.8038% | Percentage of the fund’s portfolio invested in the stock 1.49% | Change in the portfolio weight of the stock over the last 3 months 1.49% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 52/71 (+18) |
Compare 3-month MF holding change on Screener
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateJan 31, 2024
Dividend/Share
₹2.00
Ex DateEx Date
Jan 31, 2024
Cash Dividend
Ex DateEx DateJul 18, 2023
Dividend/Share
₹2.00
Ex DateEx Date
Jul 18, 2023
Cash Dividend
Ex DateEx DateJul 21, 2022
Dividend/Share
₹0.40
Ex DateEx Date
Jul 21, 2022
Cash Dividend
Ex DateEx DateJul 24, 2019
Dividend/Share
₹0.80
Ex DateEx Date
Jul 24, 2019
Cash Dividend
Ex DateEx DateJul 25, 2018
Dividend/Share
₹0.80
Ex DateEx Date
Jul 25, 2018
Net loss of Poonawalla Fincorp reported to Rs 471.04 crore in the quarter ended September 2024 as against net profit of Rs 860.17 crore during the previous quarter ended September 2023. Sales rose 33.88% to Rs 988.87 crore in the quarter ended September 2024 as against Rs 738.65 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales988.87738.65 34 OPM %-27.3771.98 - PBDT-614.65322.81 PL PBT-630.45308.07 PL NP-471.04860.17 PL Powered by Capital Market - Live
Poonawalla Fincorp will hold a meeting of the Board of Directors of the Company on 25 October 2024.Powered by Capital Market - Live
The Board of Poonawalla Fincorp at its meeting held on 10 September 2024 has approved the appointment of Salil Hajarnis as Chief Technology Officer with effect from 15 December 2024Powered by Capital Market - Live
The firm informed that Bhaskar Pandey has already joined on 29 August 2024, as the CRO of the company. Poonawalla Fincorp is a Cyrus Poonawalla group promoted non-deposit taking systemically important non-banking finance company (ND-SI-NBFC), registered with the Reserve Bank of India (RBI). The company's financial services offerings include pre-owned car finance, personal loans, loan to professionals, business loans, loan against property, supply chain finance, machinery loans, medical equipment loans and consumer loans. The company's net profit grew 45.7% to Rs 291.64 crore on 39.8% increase in total income to Rs 995.86 crore in Q1 FY25 over Q1 FY24. The scrip declined 1.83% to Rs 392.30 on the BSE.Powered by Capital Market - Live
Poonawalla Fincorp has allotted 17,14,235 equity shares under ESOP on 25 July 2025. Post allotment, the paid up equity share capital has increased to Rs. 1,55,34,57,444/- consisting of 77,67,28,722 equity shares of Rs 2 each. Powered by Capital Market - Live
Net profit of Poonawalla Fincorp rose 29.19% to Rs 291.64 crore in the quarter ended June 2024 as against Rs 225.74 crore during the previous quarter ended June 2023. Sales rose 40.97% to Rs 977.59 crore in the quarter ended June 2024 as against Rs 693.48 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Sales977.59693.48 41 OPM %72.2271.96 - PBDT404.16282.84 43 PBT389.65267.35 46 NP291.64225.74 29 Powered by Capital Market - Live
SEBI Penalises Individual For Violating Insider Trading Rules
Sebi revokes securities market ban on 6 entities in Poonawalla Fincorp case
Four entities settle insider trading case in Poonawalla Fincorp with Sebi
Poonawalla Fincorp To Sell Housing Finance Unit To TPG
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 17.07%, vs industry avg of 15.21%
Increasing Market Share
Over the last 5 years, market share increased from 2% to 2.34%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 40.81%, vs industry avg of 20.98%