PNB Housing Finance Ltd
PNBHOUSINGPNB Housing Finance Ltd
PNBHOUSING
Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
AvgCan be considered moderately valued vs the market
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 12.73 | 1.36 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.94 | 2.65 | 0.82% |
Forecast & Ratings
Detailed Forecast from 8 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
PNB Housing Finance Limited provides housing loans to individuals and corporate bodies for construction, purchase, repair and up gradation of houses. It also provides loans for commercial space and loan for purchase of residential plots
Peers
Compare with peersLIC Housing Finance Ltd
Aptus Value Housing Finance India Ltd
Aavas Financiers Ltd
Can Fin Homes Ltd
Sammaan Capital Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
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Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
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Income
Balance Sheet
Cash Flow
Income Statement
| Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 2,698.67 | 3,907.85 | 5,489.34 | 7,683.22 | 8,489.55 | 7,624.08 | 6,200.73 | 6,529.66 | 7,057.09 | 7,181.45 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 5,068.14 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 75.28 | 101.26 | 144.14 | 303.88 | 233.06 | 211.29 | 216.61 | 265.96 | 337.34 | |||||||||||
| Selling & Administrative Expenses | — | — | 253.26 | 239.97 | 170.02 | 128.90 | 173.45 | 193.51 | 257.11 | |||||||||||
| Operating & Other expenses | 2,105.26 | 2,983.95 | 3,833.23 | 5,373.61 | 7,209.61 | 6,017.85 | 4,673.32 | 4,657.84 | 4,457.55 | |||||||||||
EBITDA | 518.13 | 822.64 | 1,258.71 | 1,765.76 | 876.86 | 1,266.04 | 1,137.35 | 1,412.35 | 2,005.09 | 2,113.31 | ||||||||||
| Depreciation/Amortization | 15.04 | 18.63 | 24.13 | 31.37 | 65.85 | 59.01 | 53.39 | 51.44 | 51.19 | 51.91 | ||||||||||
| PBIT | 503.09 | 804.01 | 1,234.58 | 1,734.39 | 811.01 | 1,207.03 | 1,083.96 | 1,360.91 | 1,953.90 | 2,061.40 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 503.09 | 804.01 | 1,234.58 | 1,734.39 | 811.01 | 1,207.03 | 1,083.96 | 1,360.91 | 1,953.90 | 2,061.40 | ||||||||||
| Taxes & Other Items | 176.62 | 280.28 | 393.43 | 542.87 | 164.77 | 277.13 | 247.48 | 314.91 | 445.89 | 467.90 | ||||||||||
| Net Income | 326.47 | 523.73 | 841.15 | 1,191.52 | 646.24 | 929.90 | 836.48 | 1,046.00 | 1,508.01 | 1,593.50 | ||||||||||
| EPS | 21.30 | 29.64 | 41.92 | 59.06 | 31.88 | 45.77 | 41.12 | 51.33 | 65.05 | 61.35 | ||||||||||
| DPS | 2.82 | 4.97 | 7.45 | 7.45 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| Payout ratio | 0.13 | 0.17 | 0.18 | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Company Updates
Annual report
PDFPeers & Comparison
FinancialsHome Financing
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| PNB Housing Finance Ltd | 13.46 | 1.36 | — |
| LIC Housing Finance Ltd | 8.86 | 1.55 | 1.17% |
| Aptus Value Housing Finance India Ltd | 26.18 | 4.25 | 0.62% |
| Aavas Financiers Ltd | 28.68 | 3.73 | — |
Price Comparison
Compare PNBHOUSING with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Increased Total Retail Holding
In last 3 months, retail holding in the company has increased by 1.52%
Decreased Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has decreased by 7.12%
Shareholding Pattern
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Shareholding History
Mutual Funds Holding Trend
Increased Mutual Fund Holding
In last 3 months, mutual fund holding of the company has increased by 2.49%
Top 5 Mutual Funds holding PNB Housing Finance Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
TATA MUTUAL FUND EQ P/E DIRECT GROWTH OPEN ENDED Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.9417% | Percentage of the fund’s portfolio invested in the stock 2.42% | Change in the portfolio weight of the stock over the last 3 months 0.16% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 14/52 (+3) |
Nippon India Small Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.7412% | Percentage of the fund’s portfolio invested in the stock 0.27% | Change in the portfolio weight of the stock over the last 3 months 0.01% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 149/230 (-2) |
Nippon India Value Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.4740% | Percentage of the fund’s portfolio invested in the stock 1.17% | Change in the portfolio weight of the stock over the last 3 months 1.17% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 62/94 (+27) |
Compare 3-month MF holding change on Screener
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No Dividends
PNBHOUSING has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateJul 19, 2019
Dividend/Share
₹9.00
Ex DateEx Date
Jul 19, 2019
Cash Dividend
Ex DateEx DateJul 19, 2018
Dividend/Share
₹9.00
Ex DateEx Date
Jul 19, 2018
Cash Dividend
Ex DateEx DateJul 25, 2017
Dividend/Share
₹6.00
Ex DateEx Date
Jul 25, 2017
PNB Housing Finance Q1 Results Review - Retailisation Journey Is Progressing Well: ICICI Securities
Brokerage Picks: Stocks likely to gain big from Budget measures
PNB Housing consolidated net up 25% at ₹433 crore in first quarter
PNB Housing Finance Q1 result: PAT rises 25% to Rs 433 cr on steady demand
PNB Housing Finance consolidated net profit rises 24.61% in the June 2024 quarter
Net profit of PNB Housing Finance rose 24.61% to Rs 432.81 crore in the quarter ended June 2024 as against Rs 347.32 crore during the previous quarter ended June 2023. Sales rose 6.76% to Rs 1823.06 crore in the quarter ended June 2024 as against Rs 1707.63 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Sales1823.061707.63 7 OPM %90.8188.23 - PBDT567.53459.31 24 PBT554.18446.68 24 NP432.81347.32 25 Powered by Capital Market - Live
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Lower than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of -1.69%, vs industry avg of 1.52%
Increasing Market Share
Over the last 5 years, market share increased from 4.66% to 13.29%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 4.82%, vs industry avg of 2.66%