Ujjivan Small Finance Bank Ltd
UJJIVANSFBUjjivan Small Finance Bank Ltd
UJJIVANSFB![](https://assets.tickertape.in/sector-icons/financials.png)
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Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
AvgCan be considered moderately valued vs the market
Growth
HighStrong financials and growth story over the years
Profitability
HighShowing good signs of profitability & efficiency
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
6.64 | 2.02 | 3.44% |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
17.68 | 2.79 | 0.79% |
Forecast & Ratings
Detailed Forecastfrom 14 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Ujjivan Small Finance Bank is a commercial bank specializing in catering to unserved and underserved segments.
Investor Presentation
View olderPeers
Compare with peersHDFC Bank Ltd
ICICI Bank Ltd
Axis Bank Ltd
Kotak Mahindra Bank Ltd
Indusind Bank Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
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Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
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Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2013 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 233.93 | 226.10 | 1,579.36 | 2,037.57 | 3,025.81 | 3,108.38 | 3,172.69 | 4,754.18 | 6,463.91 | 6,463.91 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | 4,761.74 | 4,761.74 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | ||||||||||||
Employee Cost | 65.76 | 50.74 | 360.44 | 518.80 | 718.49 | 748.78 | 812.60 | 920.25 | ||||||||||||
Selling & Administrative Expenses | 26.38 | 20.59 | 148.31 | 259.54 | 313.00 | 229.96 | 230.21 | 321.15 | ||||||||||||
Operating & Other expenses | 90.10 | 148.78 | 1,020.38 | 999.42 | 1,571.79 | 2,042.63 | 2,599.79 | 1,955.27 | ||||||||||||
EBITDA | 51.69 | 5.99 | 50.23 | 259.81 | 422.53 | 87.01 | -469.91 | 1,557.51 | 1,702.17 | 1,702.17 | ||||||||||
Depreciation/Amortization | 2.52 | 5.10 | 41.37 | 60.60 | 72.63 | 76.80 | 80.44 | 90.28 | 0.00 | — | ||||||||||
PBIT | 49.17 | 0.89 | 8.86 | 199.21 | 349.90 | 10.21 | -550.35 | 1,467.23 | 1,702.17 | 1,702.17 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 49.17 | 0.89 | 8.86 | 199.21 | 349.90 | 10.21 | -550.35 | 1,467.23 | 1,702.17 | 1,702.17 | ||||||||||
Taxes & Other Items | 15.30 | 0.85 | 1.98 | 0.00 | 0.00 | 1.90 | -135.77 | 367.32 | 420.67 | 420.67 | ||||||||||
Net Income | 33.87 | 0.04 | 6.88 | 199.21 | 349.90 | 8.31 | -414.58 | 1,099.91 | 1,281.50 | 1,281.50 | ||||||||||
EPS | 5.51 | 0.00 | 0.05 | 1.38 | 2.21 | 0.05 | -2.40 | 5.97 | 6.65 | 6.56 | ||||||||||
DPS | 0.25 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.25 | 1.50 | 0.50 | ||||||||||
Payout ratio | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.21 | 0.23 | 0.08 |
Company Updates
Peers & Comparison
FinancialsPrivate Banks
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
Ujjivan Small Finance Bank Ltd | 6.64 | 2.02 | 3.44% |
HDFC Bank Ltd | 20.55 | 4.54 | 0.83% |
ICICI Bank Ltd | 18.93 | 3.79 | 0.83% |
Axis Bank Ltd | 14.68 | 2.46 | 0.08% |
Price Comparison
Compare UJJIVANSFB with any stock or ETFShareholdings
Promoter Holdings Trend
Decreased Total Promoter Holding
In last 6 months, promoter holding in the company has decreased by 73.60%
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Increased Total Retail Holding
In last 3 months, retail holding in the company has increased by 7.74%
Increased Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has increased by 23.47%
Shareholding Pattern
Sep 2023
Dec 2023
Mar 2024
May 2024
Shareholding History
Mutual Funds Holding Trend
Increased Mutual Fund Holding
In last 3 months, mutual fund holding of the company has increased by 3.92%
Top 5 Mutual Funds holding Ujjivan Small Finance Bank Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
Sundaram Small Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 1.1002% | Percentage of the fund’s portfolio invested in the stock 3.01% | Change in the portfolio weight of the stock over the last 3 months 3.01% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 1/84 (+49) |
SUNDARAM SERVICES FUND-Direct-Growth Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 1.0885% | Percentage of the fund’s portfolio invested in the stock 2.74% | Change in the portfolio weight of the stock over the last 3 months 2.74% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 5/60 (+55) |
SUNDARAM AMC LTD#SUNDARAM MF-SUNDARAM BNP PARIBAS SELECT THEMATIC FUNDS FIN SER OPPR-DIRECT PL-GR Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.6130% | Percentage of the fund’s portfolio invested in the stock 4.15% | Change in the portfolio weight of the stock over the last 3 months 4.15% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 6/31 (+24) |
Compare 3-month MF holding change on Screener
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
Cash Dividend
Ex DateEx DateJul 12, 2024
Dividend/Share
₹1.50
Ex DateEx Date
Jul 12, 2024
Past Dividends
Cash Dividend
Ex DateEx DateJul 14, 2023
Dividend/Share
₹0.50
Ex DateEx Date
Jul 14, 2023
Cash Dividend
Ex DateEx DateMar 1, 2023
Dividend/Share
₹0.75
Ex DateEx Date
Mar 1, 2023
News & Opinions
Ujjivan SFB slumps after trimming FY25 loan growth guidance by 500 bps
1 week ago•Business Standard
Ujjivan Small Finance Bank Shares Tumble After Slashing Loan-Growth Guidance
1 week ago•Bloomberg Quint
Ujjivan Small Finance Bank Lowers Fiscal 2025 Guidance As Stress Builds Up
1 week ago•Bloomberg Quint
News Video
Ujjivan SFB Targets 25% Growth In FY25 Loan Book
1 month ago•NDTV Profit
Ujjivan SFB Targets 25% Growth In FY25 Loan Book | NDTV Profit
1 month ago•Bloomberg Quint
Ujjivan SFB Q4 - Growth Not A Challenge, Seamless Management Transition A Key Monitorable: Axis Securities
1 month ago•Bloomberg Quint
Sanjeev Nautiyal Appointed As MD And CEO Of Ujjivan Small Finance Bank
1 month ago•Bloomberg Quint
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 25.97%, vs industry avg of 16.98%
Increasing Market Share
Over the last 5 years, market share increased from 0.38% to 0.56%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 45.1%, vs industry avg of 31.57%