Ujjivan Small Finance Bank Ltd
UJJIVANSFBUjjivan Small Finance Bank Ltd
UJJIVANSFB
Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
AvgCan be considered moderately valued vs the market
Growth
HighStrong financials and growth story over the years
Profitability
HighShowing good signs of profitability & efficiency
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 6.75 | 1.51 | 0.92% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.94 | 2.65 | 0.82% |
Forecast & Ratings
Detailed Forecast from 14 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
Ujjivan Small Finance Bank is a commercial bank specializing in catering to unserved and underserved segments.
Peers
Compare with peersHDFC Bank Ltd
ICICI Bank Ltd
Axis Bank Ltd
Kotak Mahindra Bank Ltd
Indusind Bank Ltd
Get more out of Tickertape, Go Pro!
Customise key metrics, see detailed forecasts, download stock data and more
Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
All values in ₹
Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
All values in ₹
Income
Balance Sheet
Cash Flow
Income Statement
| Financial Year | FY 2013 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 233.93 | 226.10 | 1,579.36 | 2,037.57 | 3,025.81 | 3,108.38 | 3,172.69 | 4,754.18 | 6,463.90 | 6,774.08 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 5,104.02 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 65.76 | 50.74 | 360.44 | 518.80 | 718.49 | 748.78 | 812.60 | 920.25 | 1,183.18 | |||||||||||
| Selling & Administrative Expenses | 26.38 | 20.59 | 148.31 | 259.54 | 313.00 | 229.96 | 230.21 | 321.15 | 417.43 | |||||||||||
| Operating & Other expenses | 90.10 | 148.78 | 1,020.38 | 999.42 | 1,571.79 | 2,042.63 | 2,599.79 | 1,955.27 | 3,062.84 | |||||||||||
EBITDA | 51.69 | 5.99 | 50.23 | 259.81 | 422.53 | 87.01 | -469.91 | 1,557.51 | 1,800.45 | 1,670.06 | ||||||||||
| Depreciation/Amortization | 2.52 | 5.10 | 41.37 | 60.60 | 72.63 | 76.80 | 80.44 | 90.28 | 98.29 | — | ||||||||||
| PBIT | 49.17 | 0.89 | 8.86 | 199.21 | 349.90 | 10.21 | -550.35 | 1,467.23 | 1,702.16 | 1,670.06 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 49.17 | 0.89 | 8.86 | 199.21 | 349.90 | 10.21 | -550.35 | 1,467.23 | 1,702.16 | 1,670.06 | ||||||||||
| Taxes & Other Items | 15.30 | 0.85 | 1.98 | 0.00 | 0.00 | 1.90 | -135.77 | 367.32 | 420.67 | 411.55 | ||||||||||
| Net Income | 33.87 | 0.04 | 6.88 | 199.21 | 349.90 | 8.31 | -414.58 | 1,099.91 | 1,281.49 | 1,258.51 | ||||||||||
| EPS | 5.51 | 0.00 | 0.05 | 1.38 | 2.21 | 0.05 | -2.40 | 5.97 | 10.36 | 24.26 | ||||||||||
| DPS | 0.25 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.25 | 1.50 | 0.50 | ||||||||||
| Payout ratio | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.21 | 0.14 | 0.02 |
Company Updates
Peers & Comparison
FinancialsPrivate Banks
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Ujjivan Small Finance Bank Ltd | 6.62 | 1.51 | 0.92% |
| HDFC Bank Ltd | 19.21 | 2.62 | 1.20% |
| ICICI Bank Ltd | 19.05 | 3.81 | 0.83% |
| Axis Bank Ltd | 13.78 | 2.31 | 0.08% |
Price Comparison
Compare UJJIVANSFB with any stock or ETFShareholdings
Promoter Holdings Trend
Decreased Total Promoter Holding
In last 6 months, promoter holding in the company has decreased by 73.60%
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Increased Total Retail Holding
In last 3 months, retail holding in the company has increased by 11.96%
Increased Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has increased by 21.19%
Shareholding Pattern
Dec 2023
Mar 2024
May 2024
Jun 2024
Shareholding History
Mutual Funds Holding Trend
Increased Mutual Fund Holding
In last 3 months, mutual fund holding of the company has increased by 3.49%
Top 5 Mutual Funds holding Ujjivan Small Finance Bank Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
Sundaram Small Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.9990% | Percentage of the fund’s portfolio invested in the stock 2.55% | Change in the portfolio weight of the stock over the last 3 months 2.55% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 4/91 (+71) |
SUNDARAM SERVICES FUND-Direct-Growth Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.9801% | Percentage of the fund’s portfolio invested in the stock 2.29% | Change in the portfolio weight of the stock over the last 3 months 2.29% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 12/60 (+39) |
SUNDARAM AMC LTD#SUNDARAM MF-SUNDARAM BNP PARIBAS SELECT THEMATIC FUNDS FIN SER OPPR-DIRECT PL-GR Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.5613% | Percentage of the fund’s portfolio invested in the stock 3.44% | Change in the portfolio weight of the stock over the last 3 months 3.44% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 13/32 (+19) |
Compare 3-month MF holding change on Screener
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateJul 12, 2024
Dividend/Share
₹1.50
Ex DateEx Date
Jul 12, 2024
Cash Dividend
Ex DateEx DateJul 14, 2023
Dividend/Share
₹0.50
Ex DateEx Date
Jul 14, 2023
Cash Dividend
Ex DateEx DateMar 1, 2023
Dividend/Share
₹0.75
Ex DateEx Date
Mar 1, 2023
Dolly Khanna adds multibaggers Nile, Tina Rubber, 3 more stocks in June quarter, slashes stake in 3 smallcaps
Ujjivan Small Finance Bank Q1 Results Review- Incremental Trends In Micro Banking Would Be Key: Yes Securities
Ujjivan SFB Q1 FY25 results: Net profit declines 7% to Rs 301 crore
Ujjivan Small Finance Bank Q1 Results: PAT down 7% at Rs 301 crore
Ujjivan Small Finance Bank Q1: Profit Down 7% On Higher Provisions
Ujjivan Small Finance Bank standalone net profit declines 7.09% in the June 2024 quarter
Net profit of Ujjivan Small Finance Bank declined 7.09% to Rs 301.08 crore in the quarter ended June 2024 as against Rs 324.07 crore during the previous quarter ended June 2023. Total Operating Income rose 22.56% to Rs 1577.18 crore in the quarter ended June 2024 as against Rs 1286.88 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Total Operating Income1577.181286.88 23 OPM %53.1558.19 - PBDT399.67431.78 -7 PBT399.67431.78 -7 NP301.08324.07 -7 Powered by Capital Market - Live
Buy Ujjivan Small Finance Bank, target price Rs 65: HDFC Securities
Buzzing stocks, July 5: PNB, Zomato, Ircon, Ujjivan SFB, Delhivery, UCO Bk
Ujjivan Small Finance Bank Reports 22% Jump In Total Deposits In June Quarter
Higher than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 25.97%, vs industry avg of 16.98%
Increasing Market Share
Over the last 5 years, market share increased from 0.38% to 0.56%
Higher than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 45.1%, vs industry avg of 31.6%