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Bank of India Credit Risk Fund
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Key Metrics
| Expense RatioExpense Ratio | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 1.03 | 6.93 | 2.12 |
| No LabelNo Label | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 1.13 | 8.16 | 5.95 |
Scheme Info
| PlanPlan | Lock inLock in | Exit LoadExit Load |
|---|---|---|
| Growth | 0 yrs | 3.00% |
| SIP Inv.SIP Inv. | Min. LumpsumMin. Lumpsum |
|---|---|
| Not allowed | ₹ 5,000 |
| BenchmarkBenchmark |
|---|
| CRISIL Credit Risk Debt Index |
About Credit Risk Fund
Credit risk funds are the debt funds which majorly lend money to low rated companies. The companies have to pay higher interest for their low rating which makes the fund more riskier as compared to other debt funds.
Peers & Comparison
DebtCredit Risk Fund
Returns
Scheme
Ratios
| Mutual Fund | 1Y Returns1Y Returns | 3Y CAGR3Y CAGR | Life CAGRLife CAGR |
|---|---|---|---|
| Bank of India Credit Risk Fund | 6.55% | 39.93% | 1.90% |
| HDFC Credit Risk Debt Fund | 9.00% | 6.76% | 8.82% |
| ICICI Pru Credit Risk Fund | 9.40% | 7.50% | 8.90% |
| SBI Credit Risk Fund | 8.69% | 7.36% | 8.62% |
Price Comparison
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Hmm, looks like data is unavailable here. Please come back after some timeAsset Allocation
Actual
Target
Mar 2024
Jun 2024
Sep 2024
Oct 2024
ACTUAL
Mar 2024
Jun 2024
Sep 2024
Oct 2024
Sector Distribution
Mar 2024
Jun 2024
Sep 2024
Oct 2024
Sector Weightage
Current Holdings
Debt
Others
- ConstituentHolding Weight3M Change
- 6.32% Century Textiles & Industries Limited (21/02/2025) **3M change : 0.65 %|
Holdings
10.40 %
0.65 % - 7.99% Rashtriya Chemicals and Fertilizers Limited (07/08/2027)3M change : 8.77 %|
Holdings
8.77 %
8.77 % - 8.5% JSW Steel Limited (12/10/2027) **3M change : 0.51 %|
Holdings
8.75 %
0.51 %
AMC Profile
Bank of India Investment Managers (formerly BOI AXA Investment Managers) is a wholly owned subsidiary of Bank of India, which was founded in 1906 as a banking services company and later nationalised in 1969. The AMC BOI brings 14 years of rich experience in fund management catering to the needs of investors across various investment objectives. The fund house currently manages 17 varied mutual fund schemes across 2 lakh+ investors and 2700+ Cr. in AUM.
No.of Schemes
20
Total AUM
₹ 11,320.61 Cr.
Fund Manager Profile
Alok Singh
AUM: ₹7,027.94 Cr.
|
Exp: 12yrs
Qualification
PGDBA, CFA
Past Experience
Mr. Alok Singh has 12 years of experience in Fixed Income Fund Management. As part of his previous employer BNP Paribas Mutual Fund, Alok has won numerous awards for stellar fund performance over the last three years.
Funds Managed (18)
Manager Performance (0)
Tax Implications
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Invested period < 2 years
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Invested period > 2 years(Investments from 1st April 2023)
Gains are added to taxable income and taxed according to the individual’s income tax slab
Invested period > 2 years(Investments before 1st April 2023)
Gains are treated as long-term capital gains and taxed at 12.5%