RBL Bank Ltd
RBLBANKRBL Bank Ltd
RBLBANKPrice Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
LowUndervalued compared to the market average
Growth
LowLagging behind the market in financials growth
Profitability
HighShowing good signs of profitability & efficiency
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
8.46 | 0.68 | 0.90% |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
17.87 | 2.49 | 0.97% |
Forecast & Ratings
Detailed Forecast from 16 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
RBL Bank Limited is a banking company offering services and products to individuals and small businesses across urban and rural India.
Investor Presentation
View olderPeers
Compare with peersHDFC Bank Ltd
ICICI Bank Ltd
Kotak Mahindra Bank Ltd
Axis Bank Ltd
IDBI Bank Ltd
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
All values in ₹
Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
All values in ₹
Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | |||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 4,468.62 | 5,630.29 | 7,743.07 | 10,696.69 | 10,550.55 | 10,796.37 | 12,183.54 | 15,453.75 | 16,914.92 | |||||||||
Raw Materials | — | — | — | — | — | — | — | — | 15,329.55 | |||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | ||||||||||
Employee Cost | 446.14 | 581.82 | 752.31 | 967.50 | 1,122.24 | 1,332.35 | 1,653.47 | 1,855.92 | ||||||||||
Selling & Administrative Expenses | 177.63 | 233.12 | 336.30 | 399.73 | 560.28 | 692.92 | 794.29 | 788.76 | ||||||||||
Operating & Other expenses | 3,101.86 | 3,752.79 | 5,230.82 | 8,436.24 | 7,986.39 | 8,797.44 | 8,301.54 | 11,225.84 | ||||||||||
EBITDA | 742.99 | 1,062.56 | 1,423.64 | 893.22 | 881.64 | -26.34 | 1,434.24 | 1,583.23 | 1,585.37 | |||||||||
Depreciation/Amortization | 61.50 | 88.74 | 125.81 | 145.87 | 169.61 | 180.16 | 213.09 | 234.52 | — | |||||||||
PBIT | 681.49 | 973.82 | 1,297.83 | 747.35 | 712.03 | -206.50 | 1,221.15 | 1,348.71 | 1,585.37 | |||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | |||||||||
PBT | 681.49 | 973.82 | 1,297.83 | 747.35 | 712.03 | -206.50 | 1,221.15 | 1,348.71 | 1,585.37 | |||||||||
Taxes & Other Items | 234.68 | 342.15 | 440.00 | 247.17 | 182.56 | -40.36 | 301.60 | 88.82 | 393.30 | |||||||||
Net Income | 446.81 | 631.67 | 857.83 | 500.18 | 529.47 | -166.14 | 919.55 | 1,259.89 | 1,192.07 | |||||||||
EPS | 11.91 | 15.89 | 20.27 | 10.69 | 9.57 | -2.77 | 15.34 | 20.92 | 19.70 | |||||||||
DPS | 1.80 | 2.10 | 2.70 | 1.50 | 0.00 | 0.00 | 1.50 | 1.50 | 1.50 | |||||||||
Payout ratio | 0.15 | 0.13 | 0.13 | 0.14 | 0.00 | 0.00 | 0.10 | 0.07 | 0.08 |
Company Updates
Annual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFAnnual report
PDFInvestor Presentation
Peers & Comparison
FinancialsPrivate Banks
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
RBL Bank Ltd | 8.00 | 0.68 | 0.90% |
HDFC Bank Ltd | 21.62 | 2.95 | 1.07% |
ICICI Bank Ltd | 20.96 | 3.43 | 0.76% |
Kotak Mahindra Bank Ltd | 19.43 | 2.72 | 0.11% |
Price Comparison
Compare RBLBANK with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Increased Total Retail Holding
In last 3 months, retail holding in the company has increased by 4.68%
Decreased Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has decreased by 13.83%
Shareholding Pattern
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Shareholding History
Mutual Funds Holding Trend
Increased Mutual Fund Holding
In last 3 months, mutual fund holding of the company has increased by 4.74%
Top 5 Mutual Funds holding RBL Bank Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
Quant Small Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 4.6194% | Percentage of the fund’s portfolio invested in the stock 1.75% | Change in the portfolio weight of the stock over the last 3 months -0.54% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 13/98 (-4) |
Nippon India Small Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 2.4989% | Percentage of the fund’s portfolio invested in the stock 0.40% | Change in the portfolio weight of the stock over the last 3 months -0.20% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 164/234 (-89) |
Kotak Equity Arbitrage Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.6940% | Percentage of the fund’s portfolio invested in the stock 0.13% | Change in the portfolio weight of the stock over the last 3 months -0.11% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 100/228 (-10) |
Compare 3-month MF holding change on Screener
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateJul 26, 2024
Dividend/Share
₹1.50
Ex DateEx Date
Jul 26, 2024
Cash Dividend
Ex DateEx DateAug 18, 2023
Dividend/Share
₹1.50
Ex DateEx Date
Aug 18, 2023
Cash Dividend
Ex DateEx DateMar 23, 2020
Dividend/Share
₹1.50
Ex DateEx Date
Mar 23, 2020
Cash Dividend
Ex DateEx DateJul 1, 2019
Dividend/Share
₹2.70
Ex DateEx Date
Jul 1, 2019
Cash Dividend
Ex DateEx DateJul 26, 2018
Dividend/Share
₹2.10
Ex DateEx Date
Jul 26, 2018
R. Subramaniakumar has been appointed as the MD & CEO of the bank for a three-year term, starting from 23 June 2025 to 22 June 2028, subject to RBI and shareholders approval. R Subramaniakumar is a veteran in the Banking industry with over 40 years of experience. He is a Physics graduate with a PGDCA (Post Graduate Diploma in Computer Application) degree. He has acquired CISA (Certified Information System Audit) & CISM (Certified Information Security Manager) certifications from ISACA, USA. A Banker with CAIIB (Certified Associate of Indian Institute of Bankers), he also holds Advanced Banking Certificate from University of Maryland, USA. RBL Bank is a private sector bank. It offers specialized services under five business verticals, namely: corporate banking, commercial banking, branch & business banking, retail assets, and Treasury & Financial Markets operations. ` The bank's net profit fell 24.3% to Rs 222.52 crore on a 20.1% increase in total income to Rs 4458.29 crore in Q2 FY25 over Q2 FY24. The scrip declined 0.75% to Rs 172.10 on the BSE. Powered by Capital Market - Live
RBL Bank has allotted 11,300 equity shares under ESOP on 12 December 2024. Consequent to the above allotment, the paid-up share capital of the Bank has increased from 60,77,56,894 equity shares of Rs. 10 each aggregating to Rs. 607,75,68,940 to 60,77,68,194 equity shares of Rs. 10 each aggregating to Rs. 607,76,81,940. Powered by Capital Market - Live
RBL Bank Ltd rose for a fifth straight session today. The stock is quoting at Rs 174.33, up 0.06% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.01% on the day, quoting at 24710.8. The Sensex is at 81821.37, up 0.07%. RBL Bank Ltd has added around 1.76% in last one month. Meanwhile, Nifty Private Bank index of which RBL Bank Ltd is a constituent, has added around 2.91% in last one month and is currently quoting at 25958.45, up 0.2% on the day. The volume in the stock stood at 105.01 lakh shares today, compared to the daily average of 97.8 lakh shares in last one month. The benchmark December futures contract for the stock is quoting at Rs 175.61, up 0.32% on the day. RBL Bank Ltd is down 31.94% in last one year as compared to a 18.23% gain in NIFTY and a 7.16% gain in the Nifty Private Bank index.The PE of the stock is 8.98 based on TTM earnings ending September 24.Powered by Capital Market - Live
RBL Bank Ltd gained for a third straight session today. The stock is quoting at Rs 167.21, up 2.77% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.01% on the day, quoting at 24460.55. The Sensex is at 80958.35, up 0.14%. RBL Bank Ltd has slipped around 2.35% in last one month. Meanwhile, Nifty Private Bank index of which RBL Bank Ltd is a constituent, has slipped around 0.79% in last one month and is currently quoting at 25559.05, up 0.55% on the day. The volume in the stock stood at 109.78 lakh shares today, compared to the daily average of 83.81 lakh shares in last one month. The benchmark December futures contract for the stock is quoting at Rs 168.17, up 3.05% on the day. RBL Bank Ltd is down 32.19% in last one year as compared to a 17.29% jump in NIFTY and a 5.38% jump in the Nifty Private Bank index.The PE of the stock is 8.4 based on TTM earnings ending September 24.Powered by Capital Market - Live
RBL Bank Ltd is down for a fifth straight session today. The stock is quoting at Rs 154.91, down 0.05% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.12% on the day, quoting at 24160.65. The Sensex is at 79874.26, up 0.09%.RBL Bank Ltd has lost around 9.92% in last one month.Meanwhile, Nifty Private Bank index of which RBL Bank Ltd is a constituent, has increased around 0.72% in last one month and is currently quoting at 25327.95, down 0.53% on the day. The volume in the stock stood at 258.71 lakh shares today, compared to the daily average of 73.56 lakh shares in last one month. The benchmark December futures contract for the stock is quoting at Rs 155.98, up 0.1% on the day. RBL Bank Ltd tumbled 36.11% in last one year as compared to a 16.79% rally in NIFTY and a 4.52% spurt in the Nifty Private Bank index.The PE of the stock is 7.99 based on TTM earnings ending September 24.Powered by Capital Market - Live
RBL Bank has allotted 26,650 equity shares under ESOP. Consequent to the above allotment, the paid-up share capital of the Bank has increased from 60,77,32,244 equity shares of Rs. 10 each aggregating to Rs. 607,73,22,440 to 60,77,56,894 equity shares of Rs. 10 each aggregating to Rs. 607,75,68,940. Powered by Capital Market - Live
RBL Bank Ltd gained for a third straight session today. The stock is quoting at Rs 159.17, up 1.12% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.57% on the day, quoting at 24282.7. The Sensex is at 80152.78, up 1.31%. RBL Bank Ltd has slipped around 4.43% in last one month. Meanwhile, Nifty Private Bank index of which RBL Bank Ltd is a constituent, has slipped around 0.71% in last one month and is currently quoting at 25083, up 1.32% on the day. The volume in the stock stood at 31.03 lakh shares today, compared to the daily average of 85.4 lakh shares in last one month. The benchmark November futures contract for the stock is quoting at Rs 158.9, up 0.74% on the day. RBL Bank Ltd is down 33.05% in last one year as compared to a 22.09% spurt in NIFTY and a 11.27% spurt in the Nifty Private Bank index.The PE of the stock is 8.11 based on TTM earnings ending September 24.Powered by Capital Market - Live
RBL Bank announced that it has appointed Indian Chess prodigy Gukesh Dommaraju as its brand ambassador.Powered by Capital Market - Live
RBL Bank Ltd dropped for a fifth straight session today. The stock is quoting at Rs 154.2, down 3.43% on the day as on 12:59 IST on the NSE. The benchmark NIFTY is down around 0.94% on the day, quoting at 23659.1. The Sensex is at 78007.07, down 0.85%.RBL Bank Ltd has eased around 25.4% in last one month.Meanwhile, Nifty Private Bank index of which RBL Bank Ltd is a constituent, has eased around 4.24% in last one month and is currently quoting at 25036, down 0.88% on the day. The volume in the stock stood at 53.11 lakh shares today, compared to the daily average of 114.21 lakh shares in last one month. The benchmark November futures contract for the stock is quoting at Rs 154.36, down 3.42% on the day. RBL Bank Ltd tumbled 38.95% in last one year as compared to a 20.25% rally in NIFTY and a 7.84% spurt in the Nifty Private Bank index.The PE of the stock is 8.23 based on TTM earnings ending September 24.Powered by Capital Market - Live
RBL Bank has allotted 26,250 equity shares under ESOP on 11 November 2024. Post allotment, the paid up equity share capital has increased to 60,77,32,244 equity shares of Rs. 10 each aggregating to Rs. 607,73,22,440.Powered by Capital Market - Live
Lower than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 14.82%, vs industry avg of 16.68%
Decreasing Market Share
Over the last 5 years, market share decreased from 1.43% to 1.31%
Lower than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 7.99%, vs industry avg of 43.24%